Breaking Down 360 One Wam Limited Financial Health: Key Insights for Investors

From its founding in 2008 in Mumbai, 360 One WAM Limited has grown into a formidable wealth manager with a clear mission to blend personalized client service, cutting-edge technology and sustainability-managing over ₹5.81 lakh crore (≈ US$68 billion) in assets as of March 2025 and serving more than 7,500 clients across 27 offices in five countries; with a workforce of around 3,000 professionals, a strategic alliance with UBS announced in April 2025, industry accolades such as Euromoney's India's Best Wealth Manager 2025 and Asian Private Banker's Best Private Bank India 2024, and commitments like a targeted 30% reduction in carbon emissions and ISO 14001 certification goals, the firm's mission, vision and core values-centered on integrity, transparency, innovation, client focus and ESG-led growth-set the stage for an ambitious chapter in Indian and global wealth management.

360 One Wam Limited (360ONE.NS) - Intro

• Founded: 2008 (Mumbai headquarters)
• AUM (Mar 2025): ₹5.81 lakh crore (~US$68 billion)
• Clients: >7,500 (individual & institutional)
• Offices: 27 across India; operations in 5 countries
• Strategic partnership: Exclusive strategic collaboration with UBS (April 2025)
• Industry recognition: Euromoney Private Banking Awards - India's Best Wealth Manager (2025); Asian Private Banker - Best Private Bank India (2024)

• Deliver fiduciary-first wealth and asset management solutions that sustainably grow and preserve client capital.
• Integrate disciplined investment research, risk management and client-centric advice across retail and institutional mandates.
• Leverage technology and local expertise to provide scalable, compliant, and outcome-oriented financial solutions.

• To be India's most trusted and globally-connected wealth and asset manager, enabling clients to achieve long-term financial goals through superior advice and performance.
• Expand the firm's footprint and product capabilities by combining domestic leadership with strategic global partnerships (e.g., UBS) to offer world-class private banking and investment solutions.

• Client First - alignment of interests, fiduciary responsibility and transparency.
• Integrity & Compliance - rigorous governance, regulatory adherence and ethical conduct.
• Excellence in Execution - research-driven investment processes, disciplined risk control and measurable outcomes.
• Collaboration & Inclusion - teamwork across markets and functions to deliver holistic solutions.
• Innovation - continuous enhancement of digital platforms, analytics and product design to meet evolving client needs.

• Integrated product suite: wealth management, asset management, portfolio management, corporate treasury and lending.
• Scale & diversification: ₹5.81 lakh crore AUM providing breadth across client segments and asset classes.
• Geographic reach: 27 India offices and presence in five countries to support cross-border clients and institutional mandates.
• Strategic alliances: UBS collaboration (April 2025) to combine local market expertise with global wealth-management capabilities.
• Reputation & credentials: industry awards and third-party recognition that bolster client trust and market positioning.

• Breaking Down 360 One Wam Limited Financial Health: Key Insights for Investors

360 One Wam Limited (360ONE.NS) - Overview

• Mission: Deliver bespoke financial solutions that align with client goals and risk profiles, prioritizing customer satisfaction and measurable outcomes.
• Technology & Innovation: Ongoing investment in digital platforms and AI-driven analytics to improve portfolio construction, risk management and client engagement.
• Sustainability: Integrating ESG criteria across investment products and operations; active alignment with the United Nations Sustainable Development Goals (SDGs).
• Human Capital: Leveraging a skilled workforce of approximately 3,000 professionals to scale advisory, distribution and product capabilities.

• Personalized wealth and asset management solutions across retail, HNI and institutional clients.
• AI and data analytics to enhance alpha generation, operational efficiency and client reporting.
• ESG and impact investing products that map to SDGs and measurable carbon-reduction targets.
• Client transparency through enhanced reporting, governance and compliance frameworks.

• Client alignment - structured onboarding to map objectives, horizon and risk profiles; performance & fee transparency.
• Innovation pipeline - phased rollout of AI-driven advisory tools and automated reporting to improve client response times and portfolio customization.
• Environmental targets - corporate initiatives to reduce operational carbon footprint and promote eco-friendly office practices; mobilize capital toward low-carbon and transition-focused investments.

360 One Wam Limited (360ONE.NS) - Mission Statement

• Market leadership in wealth and asset management through differentiated, research-driven investment products and bespoke client services.
• Client-centricity: deep personalization, digital engagement and transparent reporting to boost client retention and lifetime value.
• Geographic expansion and strategic alliances to build a broader global footprint and product shelf.
• Commitment to sustainability and responsible investing embedded into investment processes and operations.

• Revenue and AUM growth: target double-digit CAGR over a 3-5 year horizon driven by retail inflows, institutional mandates and strategic partnerships.
• Environmental targets: 30% reduction in carbon emissions by 2025; attainment of ISO 14001 certification by end-2024.
• Partnerships: deepen collaboration with global institutions (e.g., UBS) to expand product distribution and cross-border client servicing.
• Client outcomes: improve Net Promoter Score (NPS) and client retention metrics via digital onboarding, advisory enhancement and reporting transparency.

• Technology and data: invest in cloud, analytics and client portals to reduce onboarding time, increase personalization and improve risk management.
• Product diversification: expand advisory, PMS, AIF and distribution capabilities to capture retail and HNW segments.
• Talent and governance: strengthen investment research, ESG capability and compliance to sustain fiduciary standards.
• Sustainability integration: incorporate ESG scoring across portfolios and reduce operational carbon through energy efficiency and supplier engagement.

• UBS collaboration: strategic tie-ups to broaden global product access, custody and cross-border advisory for high-net-worth clients.
• Regulatory alignment: proactive engagement with regulators to enable product innovation and cross-border distribution consistent with compliance standards.
• ESG reporting: enhanced disclosure on climate and sustainability metrics tied to the 30% carbon reduction goal and ISO 14001 certification.

360 One Wam Limited (360ONE.NS) - Vision Statement

• Integrity: Upholding ethical standards across investment decisions, client reporting, and stakeholder interactions.
• Transparency: Clear fee structures, open performance reporting, and regular disclosures to build client trust.
• Accountability: Measurable KPIs for portfolio performance, risk controls, and governance overseen by an independent board.
• Client-centricity: Designing products and advisory services tailored to client life goals and risk profiles.
• Innovation: Continuous investment in technology, data analytics, and product development to improve returns and service delivery.
• Sustainability: Embedding ESG criteria across investment processes guided by a formal ESG policy.
• Collaboration: Cross-functional teamwork and external partnerships to broaden capability and market reach.
• Social Responsibility: CSR programs aimed at financial inclusion, education, and community development.

• Client outcomes: Target client retention consistently above 90% through personalized advisory and performance benchmarking.
• Governance: Independent board oversight with quarterly disclosures and an internal audit function reporting to the audit committee.
• Technology: Annual tech investment of roughly ₹12-18 crore to support portfolio analytics, digital onboarding, and client reporting portals.
• ESG integration: A minimum of 75% of new equity mandates incorporate ESG scoring; green bond and sustainable strategies are prioritized for long-horizon mandates.
• CSR commitment: Allocation of ~1-2% of PAT to CSR activities focused on financial literacy and underserved communities.

• Data-driven investment: Proprietary models for risk-adjusted allocation and factor analysis to enhance alpha generation.
• Digital client experience: End-to-end digital onboarding, mobile reporting, and robo-advisory features for scaled advice delivery.
• Operational automation: Process automation aimed at reducing manual intervention in reconciliation and compliance by 40% year-over-year.

• Formal ESG policy covering exclusions, active ownership, and engagement with portfolio companies.
• Carbon-aware investing: Monitoring portfolio carbon intensity and favoring low-carbon alternatives where risk-adjusted returns permit.
• Impact initiatives: Dedicated sustainable strategies and allocation to social bonds for measurable social outcomes.
• Reporting: Annual ESG report aligned with recognized disclosure frameworks and regular stewardship reporting.

• Cross-functional investment committees ensure diverse perspective in asset allocation and risk decisions.
• Independent board members chair key committees (audit, risk, remuneration) to strengthen oversight.
• Third-party assurance for select ESG and CSR metrics to validate impact claims.

• Financial inclusion programs: Workshops and digital tools aimed at underserved segments to increase access to formal savings and investment products.
• Education initiatives: Partnerships with NGOs for financial literacy in rural and semi-urban areas, reaching several thousand beneficiaries annually.
• Employee volunteering: Structured leave and matching grants to encourage staff participation in community programs.