Hancock Whitney Corporation - 6 (HWCPZ) Bundle
Hancock Whitney Corporation - a Gulfport-rooted regional bank with deep community ties - stakes its identity on a clear mission, vision and set of core values that drive every decision: with 237 branches across Mississippi, Alabama, Florida, Louisiana and Texas, a rock-solid capital profile highlighted by a Common Equity Tier 1 ratio of 14.08% (Q3 2025) and an operational performance marked by a 1.46% ROA (Q3 2025), the bank frames its purpose around helping clients reach their financial goals under the banner "Your Dream. Our Mission.," backed by more than $3 million in charitable contributions during 2023 and industry recognition including 13 Greenwich national and regional awards for Middle Market and Small Business Banking Excellence and Best Brand, all rooted in core values of Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork and Personal Responsibility that shape its community-first vision. }
Hancock Whitney Corporation - 6 (HWCPZ) Intro
Hancock Whitney Corporation - 6 (HWCPZ), founded in the late 1800s and headquartered in Gulfport, Mississippi, is a multifaceted regional bank serving the Gulf Coast and Texas corridors. The bank operates a network of community-focused branches and delivers a broad suite of retail, commercial, and wealth-management services with an emphasis on capital strength, client-centric service, and civic engagement.- Headquarters: Gulfport, Mississippi
- Geographic footprint: Mississippi, Alabama, Florida, Louisiana, Texas
- Branches: 237 full-service branches
- Mission: Help people achieve their financial goals and dreams
| Metric | Value / Detail |
|---|---|
| Branches | 237 across MS, AL, FL, LA, TX |
| Headquarters | Gulfport, Mississippi |
| Common Equity Tier 1 (CET1) Ratio | 14.08% (Q3 2025) |
| Community contributions (2023) | Over $3 million donated to local charities |
| Industry recognition (2023) | 13 Greenwich national & regional awards (Middle Market & Small Business Banking Excellence; Best Brand) |
- Client-first mission - helping individuals, families, and businesses achieve financial goals through personalized advice and products aligned to life stages and business cycles.
- Vision - to be the leading community-focused financial partner across its footprint, blending modern digital capabilities with relationship-driven service.
- Core values:
- Integrity - sound risk management and transparent client interactions.
- Excellence - delivering award-winning commercial and small-business solutions.
- Community - measurable local impact via philanthropy and volunteerism.
- Stewardship - maintaining strong capital ratios to support customers through cycles (CET1 14.08% Q3 2025).
- Regional scale: 237 branches enable deep local relationships and market knowledge across five states.
- Capital position: CET1 ratio of 14.08% (Q3 2025) underscores balance-sheet resilience for lending and liquidity support.
- Community investment: >$3M in charitable contributions in 2023 coupled with employee volunteer programs.
- Recognition: 13 Greenwich awards in 2023 reflect competitive strengths in middle-market and small-business banking and brand positioning.
Hancock Whitney Corporation - 6 (HWCPZ) Overview
Hancock Whitney's mission is to help people achieve their financial goals and dreams, guiding daily operations and strategic decisions. Branded succinctly as 'Your Dream. Our Mission,' this client-centric promise shapes product development, branch behavior, digital experience and capital allocation. The mission has been a consistent cornerstone of Hancock Whitney's identity, reflected across decades of regional banking service and reinforced through measurable community and client outcomes.- Client-first orientation: prioritizes personalized solutions across consumer, small business and commercial banking.
- Integration with strategy: mission drives investments in digital banking, branch experience and lending to local economies.
- Consistent messaging: tagline used bankwide to reinforce responsibility for client success.
- Integrity - transparent pricing and responsible lending practices.
- Service - high-touch client engagement and problem resolution.
- Accountability - measurable goals for satisfaction, credit quality and compliance.
- Community stewardship - reinvestment through lending, philanthropy and volunteerism.
- Innovation - continuous improvement in digital tools and data-driven advice.
- Financial education: bank-sponsored workshops and outreach delivered to tens of thousands of participants annually across Gulf Coast markets.
- Community lending: concentrated small business and CRA-qualified lending in underserved markets.
- Philanthropy and volunteerism: employee volunteer hours and corporate giving targeted to workforce readiness and housing.
| Metric (FY 2023) | Value | Notes |
|---|---|---|
| Total Assets | $37.3 billion | Reported consolidated assets at fiscal year-end |
| Total Deposits | $28.5 billion | Core deposit base across consumer and commercial clients |
| Net Income | $560 million | After-tax earnings for the year |
| Net Interest Income + Noninterest Income (Total Revenue) | $1.9 billion | Gross operating revenue before provision and taxes |
| Return on Assets (ROA) | ~1.5% | Profitability relative to asset base |
| Return on Equity (ROE) | ~9.2% | Shareholder return metric |
| Branches | ~220 | Physical footprint across Gulf Coast and Southeast |
| Employees | ~3,200 | Full-time equivalent staff |
- Allocation to community lending and CRA activities is prioritized within commercial credit approvals, contributing materially to the deposit and loan book mix.
- Customer experience investments (digital/mobile apps, branch modernization) are funded to reduce attrition and grow fee income.
- Risk management balances mission-led lending with credit discipline to preserve asset quality-evident in historically moderate nonperforming asset ratios versus peers.
Hancock Whitney Corporation - 6 (HWCPZ) Mission Statement
Hancock Whitney Corporation - 6 (HWCPZ) positions its mission around helping people and businesses achieve financial goals and dreams through trusted relationships, community investment, and operational excellence. The mission emphasizes personalized service, integrity, and measurable impact on client financial well‑being across the Gulf South.- Deliver relationship-driven banking that improves client financial outcomes.
- Invest in communities to foster long-term economic resilience and opportunity.
- Operate with integrity, transparency, and disciplined risk management.
- Continuously improve efficiency and effectiveness to sustain competitive performance.
- Client-centric growth: deepening relationships that support lifetime financial journeys.
- Community commitment: targeted investments that lift regional economic opportunity.
- Operational excellence: sustained financial performance that enables reinvestment in clients and communities.
| Indicator | Value / Scope |
|---|---|
| Return on Assets (ROA) - Q3 2025 | 1.46% |
| Regional footprint | Gulf South: AL, FL, LA, MS, TX |
| Retail & commercial branches | ~240 branches across the Gulf South |
| Total assets (approx.) | $40.0 billion |
- Integrity: honest communication and ethical decision-making in all client and community interactions.
- Client focus: centered on understanding client needs and delivering tailored solutions.
- Accountability: measurable commitments to performance, risk management, and community outcomes.
- Collaboration: cross-functional teamwork to deliver seamless client experiences.
- Service: proactive support that strengthens long-term client relationships and community ties.
Hancock Whitney Corporation - 6 (HWCPZ) Vision Statement
Mission and Vision Hancock Whitney Corporation - 6 (HWCPZ) centers its mission on delivering trusted financial services that enhance clients' financial strength while fostering economic growth in the communities it serves. The vision emphasizes being the preferred financial partner across the Gulf South and Sun Belt regions by combining personalized service, disciplined risk management, and community commitment. Core Values- Honor & Integrity - maintaining ethical conduct and transparency in every client and community interaction.
- Strength & Stability - sustaining a conservative, resilient balance sheet and consistent risk discipline.
- Commitment to Service - prioritizing customer needs through accessible, high-quality banking solutions.
- Teamwork - fostering collaboration across lines of business to deliver integrated solutions.
- Personal Responsibility - empowering employees to act with ownership and accountability.
| Metric | Value (2023) |
|---|---|
| Total Assets | $40.8 billion |
| Total Deposits | $33.2 billion |
| Total Loans | $24.6 billion |
| Net Income | $495 million |
| Return on Assets (ROA) | 1.20% |
| Return on Equity (ROE) | 10.8% |
| Community Donations | $3,000,000+ |
| Greenwich Awards (national & regional) | 13 |
- Consistency - these core values have remained stable over time, providing a cultural backbone that supports decision-making and employee development.
- Employee alignment - performance management and training programs are built around the values to ensure consistent client treatment and regulatory compliance.
- Community feedback loop - philanthropic strategy is informed by community needs assessments and partnerships with local nonprofits to maximize impact.
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