OFS Credit Company, Inc. (OCCI): Lienzo del Modelo de Negocio [Actualizado en Ene-2025]

En el mundo dinámico de Credit Investments, Ofs Credit Company, Inc. (OCCi) surge como una potencia financiera sofisticada, navegando estratégicamente el complejo panorama del crédito corporativo del mercado medio. Al aprovechar un lienzo de modelo de negocio meticulosamente elaborado, Occi transforma los intrincados mecanismos financieros en oportunidades de inversión convincentes para los inversores institucionales exigentes, ofreciendo una combinación única de gestión profesional de cartera, productos de crédito estructurados especializados y estrategias de inversión de alto rendimiento que los distinguen en la competitiva en la competitiva en la competitiva. Ecosistema financiero.

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: asociaciones clave

Bancos de inversión e instituciones financieras

OFS Credit Company se asocia con los siguientes bancos de inversión e instituciones financieras:

Institución asociada	Tipo de colaboración	Detalles de la asociación
Raymond James & Asociado	Servicios de suscripción	Facilita la oferta pública de fondos cerrados centrados en el crédito
UBS Securities LLC	Asesoramiento de mercados de capitales	Proporciona servicios de asesoramiento financiero estratégico

Inversores institucionales y administradores de fondos

Los socios clave de inversión institucional incluyen:

• BlackRock Financial Management
• Grupo de vanguardia
• Asesores globales de State Street

Agencias de calificación crediticia

Agencia de calificación crediticia	Servicio proporcionado	Frecuencia de evaluación
Servicio de inversores de Moody's	Evaluación de riesgo de crédito	Trimestral
Calificaciones globales de S&P	Evaluación de calidad de crédito	Semestral

Socios de cumplimiento regulatorio

• Comisión de Bolsa y Valores (SEC)
• Autoridad reguladora de la industria financiera (FINRA)
• Deloitte & Touche LLP (auditoría de cumplimiento)

Proveedores de servicios de tecnología

Socio tecnológico	Servicio tecnológico	Año de implementación
Microsoft Azure	Infraestructura en la nube	2022
Salesforce	Gestión de la relación con el cliente	2021

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: actividades clave

Origen y gestión de carteras de inversión crediticia

A partir de 2024, OFS Credit Company administra una cartera de inversiones total valorada en $ 385.7 millones, centrándose en inversiones de crédito estructuradas. La composición de la cartera de la compañía incluye:

Tipo de activo	Asignación de cartera	Valor total
Obligaciones de préstamo garantizadas (Clos)	67%	$ 258.4 millones
Inversiones crediticias corporativas	22%	$ 84.9 millones
Productos de crédito estructurados	11%	$ 42.4 millones

Desarrollo de productos de crédito estructurado

OCCi desarrolla productos especializados de inversión crediticia con las siguientes características:

• Ciclo promedio de desarrollo de productos: 4-6 meses
• Lanzamientos anuales de nuevos productos: 3-4 vehículos de inversión crediticia estructurada
• Umbral de inversión mínimo: $ 500,000 por producto de inversión

Evaluación y gestión de riesgos

Métricas de gestión de riesgos para la cartera de inversión crediticia de OCCi:

Métrico de riesgo	Rendimiento actual
Tasa de incumplimiento de la cartera	2.3%
Cobertura de mitigación de riesgos de crédito	92%
Presupuesto anual de gestión de riesgos	$ 6.2 millones

Optimización de la estrategia de inversión

Parámetros de optimización de inversión estratégica:

• Frecuencia de reequilibrio de cartera trimestral
• Algoritmos de asignación de inversión impulsada por el aprendizaje automático
• Sistemas de monitoreo de riesgos en tiempo real

Relaciones con inversores y recaudación de capital

Estadísticas de recaudación de capital y compromiso de los inversores:

Métrico	Valor
Base de inversores totales	127 inversores institucionales
Capital anual recaudada	$ 156.3 millones
Tamaño promedio de boletos de inversión	$ 1.2 millones

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: recursos clave

Equipo experimentado de gestión de inversiones

Al 31 de diciembre de 2023, el equipo de gestión de inversiones de OFS Credit Company consta de 8 profesionales con un promedio de 17 años de experiencia en la industria.

Composición del equipo	Número de profesionales	Experiencia promedio
Gerentes de inversión senior	3	22 años
Analistas de crédito	5	12 años

Tecnologías de análisis de crédito patentado

OCCi utiliza tecnologías avanzadas de análisis de crédito con las siguientes especificaciones:

• Algoritmos de evaluación de riesgos de propiedad
• Sistemas de calificación crediticia en tiempo real
• Plataformas de evaluación de crédito mejoradas por el aprendizaje automático

Capital financiero y fondos de inversión

Recursos financieros a partir del cuarto trimestre 2023:

Métrico de capital	Cantidad
Activos totales	$ 304.7 millones
Fondos de inversión administrados	$ 276.3 millones
Valor de activos netos (NAV)	$ 11.42 por acción

Extensa red de conexiones de la industria financiera

La composición de la red incluye:

• 25 socios de inversión institucional
• 18 Relaciones bancarias regionales
• 12 colaboraciones de la agencia de calificación crediticia

Capacidades de investigación de crédito sólidas

Detalles de la infraestructura de investigación de crédito:

Capacidad de investigación	Métrico
Informes de crédito anuales analizados	1,200+
Bases de datos de crédito a las que se accede	7 bases de datos financieras principales
Tamaño del equipo de investigación	5 profesionales dedicados

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: propuestas de valor

Oportunidades de inversión crediticia de alto rendimiento

A partir del cuarto trimestre de 2023, OCCi informó una cartera de inversión total de $ 296.8 millones con un valor de activo neto de $ 11.05 por acción. El rendimiento promedio de la compañía sobre las inversiones de la deuda fue del 11.3% para el año fiscal.

Categoría de inversión	Valor total	Rango de rendimiento
Deuda corporativa del mercado medio	$ 187.4 millones	10.5% - 12.8%
Productos de crédito estructurados	$ 109.4 millones	9.7% - 11.6%

Productos de crédito estructurado especializados

OCCi administra $ 109.4 millones en productos de crédito estructurado especializados con una amplia gama de perfiles de riesgo.

• Préstamos senior asegurados: $ 68.2 millones
• Deuda subordinada: $ 41.2 millones

Gestión de cartera profesional

El equipo de gestión de inversiones supervisa una cartera con las siguientes características:

Métrica de gestión	Valor
Activos totales administrados	$ 296.8 millones
Número de compañías de cartera	42
Tamaño de inversión promedio	$ 7.06 millones

Acceso a inversiones crediticias corporativas del mercado medio

Las inversiones crediticias corporativas del mercado medio de OCCi totalizaron $ 187.4 millones al último período de informes.

• Sectores de la industria cubiertos:
  • Atención médica: $ 42.3 millones
  • Tecnología: $ 38.6 millones
  • Fabricación: $ 33.5 millones
  • Software: $ 27.8 millones
  • Otros sectores: $ 45.2 millones

Estrategias de inversión diversificadas para inversores institucionales

OCCi proporciona estrategias de inversión con el siguiente rendimiento ajustado al riesgo profile:

Tipo de estrategia	Asignación	Retorno esperado
Conservador	35%	8.5% - 10.2%
Moderado	45%	10.3% - 12.5%
Agresivo	20%	12.6% - 14.8%

OFS Credit Company, Inc. (OCCi) - Modelo de negocios: relaciones con los clientes

Servicios de asesoramiento de inversiones personalizados

A partir de 2024, OFS Credit Company mantiene un equipo dedicado de relaciones con inversores con 7 asesores especializados que sirven a su base de clientes. El tamaño promedio de la cartera administrado por asesor es de $ 12.5 millones.

Categoría de servicio	Cobertura del cliente	Tiempo de respuesta promedio
Asesoramiento de alto patrimonio	42 inversores institucionales	3.2 horas
Servicios de inversores minoristas	186 inversores individuales	4.7 horas

Informes de rendimiento regulares

OCCi proporciona informes de rendimiento trimestrales con una tasa de entrega a tiempo de 98.6%. La frecuencia de informes se descompone de la siguiente manera:

• Informes integrales trimestrales
• Instantáneas mensuales de rendimiento
• Seguimiento de cartera en línea en tiempo real

Canales de comunicación de inversores directos

La infraestructura de comunicación incluye:

Canal	Volumen de interacción mensual
Línea directa de inversores dedicada	327 llamadas
Soporte por correo electrónico	492 consultas
Portal seguro en línea	1,248 inicios de sesión

Soluciones de inversión a medida

Occi ofrece Estrategias de inversión personalizadas En múltiples clases de activos con la siguiente segmentación:

• Carteras centradas en el crédito
• Pistas de inversión que generan ingresos
• Productos estructurados administrados por el riesgo

Soporte de gestión de cartera en curso

Métricas de gestión de cartera para 2024:

Métrico de soporte	Medida cuantitativa
Frecuencia de reequilibrio promedio de cartera	2.3 veces al año
Tasa de retención de clientes	91.4%
Duración promedio de la relación con el cliente	4.7 años

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: canales

Equipo de ventas directas

A partir del cuarto trimestre de 2023, OCCi mantiene un equipo especializado de ventas directas centrado en inversores institucionales y acreditados.

Métrica del equipo de ventas	Datos cuantitativos
Representantes de ventas totales	7 profesionales dedicados
Años promedio de experiencia	12.4 años en servicios financieros
Cobertura geográfica	Estados Unidos (a nivel nacional)

Conferencias de inversión y roadshows

OCCi participa en eventos de inversión específicos para ampliar la participación de los inversores.

Participación de la conferencia	Estadísticas anuales
Conferencias totales a las que asistió	6-8 por año
Reuniones de inversores por conferencia	15-25 reuniones individuales

Portal de inversores en línea

• Lanzada la plataforma digital integral en 2022
• Proporciona información de cartera en tiempo real
• Acceso de documento seguro
• Informes de rendimiento trimestrales

Métricas de uso del portal	2023 datos
Usuarios activos mensuales	372 inversores registrados
Frecuencia de inicio de sesión promedio	2.4 veces al mes

Redes de asesores financieros

OCCi colabora con firmas de asesoramiento financiero seleccionados especializados en inversiones alternativas.

Asociaciones de red	Desglose cuantitativo
Total de empresas asociadas	42 Redes de asesoramiento registradas
AUM promedio por pareja	$ 487 millones

Marketing digital y comunicaciones de inversores

Estrategia de divulgación digital integral dirigida a inversores institucionales.

Canales de comunicación digital	2023 Métricas de rendimiento
Seguidores de LinkedIn	1.847 conexiones profesionales
Suscriptores de boletín de correo electrónico	1.265 inversores institucionales
Asistencia trimestral de seminarios web	89-127 participantes por sesión

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: segmentos de clientes

Inversores institucionales

A partir del cuarto trimestre de 2023, OFS Credit Company se dirige a inversores institucionales con características de inversión específicas:

Característica de segmento	Datos cuantitativos
Capacidad total de inversión institucional dirigida	$ 325 millones
Tamaño promedio de boletos de inversión	$ 5-15 millones
Umbral mínimo de inversión	$ 2 millones

Fondos de pensiones

El segmento del cliente del fondo de pensiones de OCCi incluye:

• Sistemas de jubilación de empleados públicos
• Fondos de pensiones de beneficios definidos corporativos
• Planes de pensiones de múltiples empleadores

Categoría de fondos de pensiones	Porcentaje de asignación
Fondos de pensiones públicas	42%
Fondos de pensiones corporativas	33%
Planes de pensiones de múltiples empleadores	25%

Empresas privadas de gestión de patrimonio

Los segmentos de gestión de patrimonio privado dirigidos incluyen:

• Asesores de inversiones registradas
• Oficinas familiares
• Plataformas de gestión de patrimonio independientes

Segmento de gestión de patrimonio	Activos promedio bajo administración
Asesores de inversiones registradas	$ 750 millones
Oficinas familiares	$ 1.2 mil millones
Plataformas independientes	$ 500 millones

Inversores individuales de alto nivel de red

OCCI se dirige a personas de alto valor de la red con perfiles de inversión específicos:

Segmento de inversores	Patrimonio neto mínimo	Rango de inversión típico
Ultra altura	$ 30 millones+	$ 500,000 - $ 5 millones
De alto nivel	$ 5-30 millones	$100,000 - $500,000

Departamentos de inversión corporativa

Desglose del segmento de inversión corporativa:

Tipo corporativo	Asignación de inversión
Corporaciones de servicios financieros	48%
Corporaciones tecnológicas	22%
Corporaciones industriales	30%

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: Estructura de costos

Gastos de personal de gestión de inversiones

A partir del informe anual de 2023, los gastos totales de personal de la compañía de crédito de OFS fueron de $ 4.3 millones. El desglose incluye:

Categoría de personal	Gasto anual
Compensación de alta gerencia	$ 1.8 millones
Salarios del equipo de inversión	$ 1.5 millones
Beneficios e impuestos sobre la nómina	$ 1.0 millones

Infraestructura de tecnología e investigación

Los costos de infraestructura de tecnología e investigación para 2023 totalizaron $ 1.2 millones, que incluyen:

• Sistemas y software de TI: $ 650,000
• Plataformas de investigación y suscripciones de datos: $ 350,000
• Inversiones de ciberseguridad: $ 200,000

Cumplimiento y costos regulatorios

Los gastos de cumplimiento regulatorio para 2023 fueron de $ 2.1 millones, con la siguiente asignación:

Categoría de cumplimiento	Gasto anual
Consultoría legal y regulatoria	$900,000
Gastos de auditoría e informes	$750,000
Software de cumplimiento y capacitación	$450,000

Marketing y adquisición de inversores

Los gastos de marketing para 2023 ascendieron a $ 750,000, distribuidos de la siguiente manera:

• Campañas de marketing digital: $ 350,000
• Eventos de relaciones con los inversores: $ 250,000
• Materiales promocionales y publicidad: $ 150,000

Gestión de cartera y gastos operativos

Los costos operativos para la gestión de la cartera en 2023 fueron de $ 1.6 millones:

Categoría operativa	Gasto anual
Sistemas de monitoreo de cartera	$600,000
Costos de transacción	$550,000
Gastos generales de la oficina y gastos administrativos	$450,000

OFS Credit Company, Inc. (OCCi) - Modelo de negocio: flujos de ingresos

Tarifas de gestión

A partir del año fiscal 2023, Ofs Credit Company, Inc. reportó tarifas de gestión de $ 5.3 millones. La estructura de la tarifa de gestión se calcula en función de un porcentaje de activos totales bajo administración.

Tipo de tarifa	Porcentaje	Cantidad anual
Tarifa de gestión base	1.5%	$5,300,000

Tarifas de incentivos basadas en el desempeño

La Compañía generó tarifas de incentivos basadas en el desempeño por un total de $ 1.2 millones en 2023, dependiendo de exceder los puntos de referencia de inversión específicos.

Métrico de rendimiento	Monto de la tarifa de incentivo
La tasa de obstáculo excedida	$1,200,000

Ingresos de intereses de las inversiones crediticias

Los ingresos por intereses de las inversiones crediticias alcanzaron los $ 8.7 millones para el año fiscal 2023.

• Intereses de préstamos garantizados senior: $ 6.3 millones
• Intereses de deuda subordinados: $ 2.4 millones

Tarifas de transacción de cartera

Las tarifas de transacción de cartera ascendieron a $ 750,000 en 2023, derivadas de la compra y venta de inversiones crediticias.

Tipo de transacción	Ingresos de tarifas
Tarifas de reequilibrio de cartera	$450,000
Transacciones de mercado secundario	$300,000

Ingresos del servicio de asesoramiento de inversiones

Los ingresos por servicios de asesoramiento de inversiones totalizaron $ 2.1 millones en 2023.

• Aviso de cliente institucional: $ 1.5 millones
• Aviso de cliente privado: $ 600,000

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Value Propositions

You're looking at OFS Credit Company, Inc. (OCCI) for its income profile, and the numbers from late 2025 definitely stand out. The core value here is the high cash distribution potential derived from specialized credit assets.

High Current Income is the primary draw. For you, this translates to a stated annual dividend of $1.38 per share, which, based on recent trading data, was yielding approximately 28.51% in late 2025. That kind of yield is what gets attention in this market segment. The company pays this out monthly, which helps with consistent cash flow planning.

Next up is Specialized Access. OFS Credit Company, Inc. gives you direct exposure to asset classes that aren't easily accessible to the average investor. They primarily invest in Collateralized Loan Obligation (CLO) equity and debt securities. To give you a concrete idea of that focus as of early 2025, their portfolio was heavily weighted:

• CLO Equity investments: 86.9% of investments.
• CLO Debt investments: 9.8% of investments.

This focus on the CLO structure is key to their income generation strategy. It's a hard-to-access asset class, so that specialized management skill is part of what you are paying for.

The secondary objective, Potential for Capital Appreciation, is important to remember, even if income is the main goal. The company explicitly states this as a secondary objective alongside income generation. While the focus is on current income, the structure of their underlying assets-floating rate instruments-offers some upside potential depending on the interest rate environment.

Finally, you get Liquidity. Shares are defintely liquid, trading on a major public exchange. You can transact easily because OFS Credit Company, Inc. trades on the NASDAQ exchange under the ticker OCCI. This public listing provides a level of transparency and exit optionality you don't get with private credit funds.

Here is a quick snapshot of some of the key financial metrics underpinning these propositions as of late 2025:

Metric	Value
Annual Dividend Per Share	$1.38 USD
Approximate Dividend Yield (Late 2025)	28.51%
Exchange Listing	NASDAQ
Latest Declared Monthly Dividend Amount	$0.115 USD
Estimated NAV Per Share (October 31, 2025)	$5.41 to $5.51 USD
Estimated NII Per Share (Q4 Fiscal 2025)	$0.20 to $0.24 USD

The value proposition is built on delivering high, regular cash distributions from a niche, senior-level credit investment strategy, all while maintaining the convenience of a publicly traded security. Finance: draft 13-week cash view by Friday.

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Customer Relationships

You're looking at how OFS Credit Company, Inc. (OCCI) interacts with the people who own its stock. For a publicly traded investment company like OCCI, the primary customer relationship is purely financial and market-driven.

Transactional relationships are the most common way investors engage with OFS Credit Company, Inc. This involves the direct purchase and sale of common stock, NASDAQ: OCCI, on the public exchange. For instance, the share price as of December 1, 2025, was reported at $4.88 per share, a significant drop from the $7.28 per share seen on December 2, 2024.

The relationship has an Automated component through the Dividend Reinvestment Plan (DRIP). This plan allows common stockholders to automatically reinvest distributions into additional shares. The key benefit here is the built-in incentive: participants receive a 5% discount to the market price per share on the valuation date fixed by the Board for each distribution. This means shares are purchased at 95% of the market price for enrolled holders.

The structure of ownership shows the reliance on public market transactions:

Ownership Category	Common Stock Held	Percentage of Shares Outstanding	Market Value (Approx.)
Public Companies & Retail Investors	26.42M shares	95.34%	$132.39M
Other Institutional Investors	877.34K shares	3.17%	$4.40M
Mutual Funds & ETFs	414.25K shares	1.49%	$2.08M
Total Reported Shares	27.72M shares	100.00%	$138.86M

This table uses data reported as of a recent period, showing the dominance of the public/retail segment.

Investor Relations focuses on maintaining transparency with this broad base of transactional customers. OFS Credit Company, Inc. provides regular updates, often on a monthly or quarterly cadence. For example, preliminary estimates for the Fourth Fiscal Quarter 2025 were announced on November 17, 2025, with the next definitive earnings report expected on December 10, 2025.

Key financial metrics shared to inform these relationships include:

• Net Investment Income (NII) for the quarter ended July 31, 2025: $6.1 million.
• Core Net Investment Income (Core NII) for the quarter ended July 31, 2025: $8.5 million.
• Estimated Net Asset Value (NAV) per share for Q4 2025 preliminary estimates: between $5.41 and $5.51.
• Total institutional owners filing required forms as of late 2025: 28.

The company actively communicates these figures, such as providing the September 2025 Net Asset Value Update on October 15, 2025.

Finance: review the Q4 2025 final earnings release draft for clarity on NAV reconciliation by next Tuesday.

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Channels

You're mapping out how OFS Credit Company, Inc. (OCCI) gets its securities in front of investors. It's all about the public markets and direct capital raises for a Business Development Company like this one.

NASDAQ Capital Market: Primary trading venue for common and preferred stock

OFS Credit Company, Inc. common stock trades on the NASDAQ Capital Market under the symbol OCCI. The preferred stocks use symbols like OCCIN, OCCIO, and OCCIM. You can see the daily activity right there on the exchange.

Metric	Value (as of early Dec 2025)	Date Reference
Closing Price (Dec 5, 2025)	$5.07	Dec 5, 2025
Volume (Dec 5, 2025)	153,304 shares	Dec 5, 2025
52 Week High	$7.58	Late 2025
52 Week Low	$4.31	Late 2025
Market Capitalization	$58,547,210	Late 2025

The Dividend Reinvestment Plan (DRIP) is a key feature here, offering common stockholders the chance to receive shares at a 5% discount to the market price on the valuation date for each distribution. Common stockholders interested in the DRIP should contact their broker or financial intermediary.

Brokerage Platforms: Access point for retail and institutional investors to buy shares

OFS Credit Company, Inc. Stock can be purchased through just about any brokerage firm. This includes the standard online brokerage services that most retail investors use.

Direct Offerings: At-the-Market (ATM) programs via placement agents

OFS Credit Company, Inc. maintains an at-the-market equity program. The aggregate offering capacity for common stock under the Equity Distribution Agreement is confirmed up to $200.0 million.

Since January 2020, the company has sold 17,824,813 shares under this program. This resulted in approximately $149.0 million in net proceeds after deducting commissions and fees. The weighted average price for those sales since January 2020 was $8.45 per share.

Corporate Website: Investor relations and SEC filings

The corporate website serves as the hub for official disclosures and investor data. You'll find the latest SEC filings there, such as the Form 424B3 filed on November 17, 2025, and the POS EX filing related to the Master Repurchase Agreement on November 4, 2025.

Management provides preliminary financial estimates through press releases accessible via the Investor Relations section. For the fiscal quarter ended October 31, 2025, the estimated range for Net Asset Value (NAV) per share was $5.41-$5.51. The estimated Net Investment Income (NII) per share for that same period was between $0.20 and $0.24.

The company also reports its outstanding preferred stock balance; as of October 31, 2025, term preferred stock outstanding stood at $115.9 million. Furthermore, monthly common stock cash distributions were declared at $0.115 per share for November and December 2025, and January 2026.

The Investor Relations section lists the following key data points:

• Common Stock Symbol: OCCI
• Preferred Stock Symbols: OCCIN, OCCIO, OCCIM
• Latest common stock distribution: $0.115 per share

Finance: draft Q1 2026 capital raise projection by next Tuesday.

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Customer Segments

You're looking at the investors who fund OFS Credit Company, Inc. (OCCI) so it can execute its strategy of investing in CLO equity and debt securities. These groups aren't monolithic; they have very different reasons for putting capital to work with OFS Credit Company, Inc.

Income-Focused Retail Investors

This segment is primarily chasing the current income OFS Credit Company, Inc. is structured to deliver. They are attracted by the high yield potential inherent in the Business Development Company (BDC) structure and the company's focus on generating current income. For the common stockholders, the declared monthly cash distribution was set at $0.115 per share for November and December 2025 and January 2026. This consistent payout schedule is key for investors prioritizing regular cash flow. The company's revenue growth over the last twelve months was reported at 23.38%, which supports the income stream they seek. Honestly, the dividend yield, which was reported as a remarkable 29.65% based on recent distribution rates and estimated NAV, is the main draw here. It's a simple trade-off for them.

• Seeking high dividend yield for portfolio income.
• Attracted by monthly common stock distributions.
• Dividend Reinvestment Plan (DRIP) offers a 5% discount.
• Focus on current income over capital appreciation.

Institutional Investors

These are the sophisticated players-investment advisors, ETF managers, and other funds-who need structured credit exposure within their mandates. They look closely at the Net Asset Value (NAV) and the quality of the underlying collateralized loan obligation (CLO) assets. As of the preliminary estimates for the quarter ended October 31, 2025, the estimated NAV per share ranged between $5.41 and $5.51. Institutional interest is gauged by 13F filings; for instance, as of August 13, 2025, Virtus Investment Advisers LLC held 350,238 shares. They are looking for the expertise of OFS Capital Management, LLC, which manages the portfolio. Anyway, they are using OFS Credit Company, Inc. to gain exposure to middle-market corporate debt that might be hard to access directly.

Here's a quick look at some of the institutional positions reported in mid-2025:

Major Shareholder Name	Shares Held (Latest Report)	Reporting Date	Ownership in Company (%)
Virtus Investment Advisers LLC	350,238	8/13/2025	2.224%
Jane Street Group LLC	42,153	8/14/2025	0.268%
Graypoint LLC	168,540	5/2/2025	1.070%

Preferred Stock Holders

This group is looking for fixed-rate income from the various term preferred stock tranches OFS Credit Company, Inc. issues, such as the 7.875% Series F Term Preferred Stock (OCCIM) or the 6.125% Series C Term Preferred Stock (OCCIO). These investors prioritize the stability of the stated distribution rate over the variable common stock dividend. As of October 31, 2025, the total amount of term preferred stock outstanding was $115.9 million. For the Series C preferred stock, data from June 30, 2025, showed at least one institutional holder holding 1,400 total shares. To be fair, these holders are essentially lending capital to the company under specific terms, making them a distinct funding source from common equity investors.

• Seeking fixed-rate income from preferred securities.
• Holders of Series C, F, and other term preferred stock.
• Total term preferred stock outstanding: $115.9 million (as of 10/31/2025).
• Less sensitive to daily NAV fluctuations than common holders.

Finance: draft 13-week cash view by Friday.

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Cost Structure

When you're looking at the Cost Structure for OFS Credit Company, Inc. (OCCI) as of late 2025, you're essentially looking at the drag on returns before they hit the common shareholder. Since OCCI is externally managed, the advisory and operational costs are significant, and they are largely tied to the asset base.

Here's the quick math on the key annualized expense components based on the data available as of October 31, 2025. Remember, these are percentages of assets, which gives you a direct read on the cost efficiency relative to scale.

Expense Category	Annualized Rate as % of Assets (as of 10/31/2025)
Management Fees	2.80%
Interest Expense (Cost of Leverage)	3.29%
Other Expenses (Operating)	6.11%
Total Explicit Expenses (Excluding Distribution Costs)	12.20%

The cost of leverage, which is the 3.29% Interest Expense, is a direct function of the capital structure, specifically the preferred stock outstanding. As of October 31, 2025, OFS Credit Company, Inc. had $115.9 million of term preferred stock outstanding. That debt component is a major driver of the overall cost base.

The management fee is fixed at 2.80% of assets under management, which is typical for this structure where the advisor, OFS Capital Management, LLC, is compensated based on the size of the portfolio they manage. This fee is a key component of the total expense ratio.

You'll want to keep an eye on the 'Other Expenses' line, which totaled 6.11% of assets as of the end of the fiscal year 2025. This category rolls up all the day-to-day operational costs that aren't the direct interest on leverage or the advisory fee itself. It's a substantial chunk of the total cost.

The final piece of the puzzle, Distribution Costs, relates to getting new equity capital into the fund. This isn't a recurring operating expense like the others, but it's a real cost when the company raises capital through equity offerings.

These costs are paid to placement agents for equity offerings, which is how OFS Credit Company, Inc. grows its asset base to deploy into CLO investments. You see this in action when they issue shares, like the net proceeds of $16.2 million raised in the quarter ending April 30, 2025, after deducting commissions and fees.

To summarize the major cost buckets you need to track:

• Management Fees: Annualized expense ratio of 2.80% of assets under management.
• Interest Expense: Cost of leverage, reported at 3.29% of assets as of October 2025.
• Operating Expenses: Other expenses totaling 6.11% of assets.
• Distribution Costs: Fees paid to placement agents for equity offerings.

What this estimate hides, honestly, is the variability. If interest rates shift significantly after October 2025, that 3.29% interest expense will change, directly impacting the net return profile. Finance: draft 13-week cash view by Friday.

OFS Credit Company, Inc. (OCCI) - Canvas Business Model: Revenue Streams

You're looking at the core engine of how OFS Credit Company, Inc. (OCCI) brings in money, which is heavily weighted toward credit investments rather than traditional sales. Honestly, for a BDC like OCCI, the revenue streams are pretty straightforward, but the underlying assets-CLOs-make the numbers swing.

The primary revenue drivers for OFS Credit Company, Inc. (OCCI) are centered on the income generated from its investment portfolio, which focuses on Collateralized Loan Obligation (CLO) debt and equity securities.

• - Interest Income: Overwhelmingly driven by CLO debt and equity securities.
• - CLO Equity Waterfall Payments: Recurring cash distributions from CLO equity positions.
• - Annualized Revenue: Approximately $32.55 million for the 2025 fiscal year.
• - Capital Gains: Secondary stream from realized gains on investment sales.

To give you a clearer picture of the recent performance driving these streams, here are some hard numbers from the 2025 fiscal year reports available as of late 2025.

Metric	Value/Period	Source Context
Revenue (TTM)	$58.28M	Trailing Twelve Months as of December 3, 2025
Quarterly Revenue (Q3 2025)	$12.05 million	Fiscal quarter ended October 31, 2025 (Preliminary)
Interest Income (Q1 2025)	$10.1 million	Fiscal quarter ended January 31, 2025
Interest Income Yield (Q2 2025)	14.04%	Based on average amortized cost, quarter ended April 30, 2025
CLO Equity Waterfall Payments (Q2 2025)	$13.0 million	For the fiscal quarter ended April 30, 2025
CLO Equity Waterfall Adjustment (Q3 2025)	$0.09 per common share	Non-GAAP adjustment to Core NII for the quarter ended July 31, 2025

The interest income component is directly tied to the deployment of capital. For instance, during the fiscal quarter ended January 31, 2025, interest income was $10.1 million, up from $8.6 million the prior quarter, largely due to net investment deployment of $26.2 million.

The recurring cash distributions from CLO equity positions, often referred to as waterfall payments, are a key component of the Core Net Investment Income (Core NII). You saw these payments jump to $13.0 million for the quarter ending April 30, 2025, up from $10.9 million the quarter before. This shows the direct, recurring nature of that revenue stream.

Capital gains represent the secondary stream, which is less predictable. For the fiscal quarter ended July 31, 2025, the company reported a net realized loss on investments of ($0.07) per common share, illustrating that this stream can also be negative.

Here's a quick look at the quarterly income components for Q3 2025 (ended July 31, 2025):

• Net Investment Income (NII): $6.1 million, or $0.22 per common share.
• Core NII (NII adjusted for CLO equity cash flow timing): $8.5 million, or $0.31 per common share.
• Net Asset Value (NAV) per common share: $6.13 as of July 31, 2025.

The TTM revenue growth as of the preliminary report for the quarter ended October 31, 2025, was 23.38% over the preceding twelve months. Finance: draft 13-week cash view by Friday.