Arrowmark Financial Corp. (BANX): Modelo de negócios Canvas [Jan-2025 Atualizado]

A Arrowmark Financial Corp. (BANX) surge como uma potência dinâmica de investimento, navegando estrategicamente no cenário complexo da gestão financeira com sua inovadora tela de modelo de negócios. Ao alavancar estratégias sofisticadas de investimento, tecnologia de ponta e uma profunda compreensão das necessidades institucionais dos investidores, o Banx se posicionou como um participante formidável na arena de investimento alternativo. Mergulhe no projeto intrincado que impulsiona o sucesso desta empresa financeira, explorando como sua abordagem única transforma os desafios de investimento em oportunidades convincentes de crescimento e retornos consistentes.

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Principais Parcerias

Empresas de gerenciamento de investimentos

A Arrowmark Financial Corp. colabora com as seguintes empresas de gerenciamento de investimentos:

Empresa parceira	Detalhes da parceria	Ativos sob gestão
Cohen & Dirige gerenciamento de capital	Consultor de investimento imobiliário	US $ 95,2 bilhões (a partir de 2023)
Brookfield Asset Management	Estratégias de investimento alternativas	Ativos globais de US $ 725 bilhões (2023)

Investidores institucionais

As principais parcerias de investidores institucionais incluem:

• Sistema de Aposentadoria dos Funcionários Públicos da Califórnia (Calpers)
• Sistema de Aposentadoria dos Professores do Texas
• Fundo de Aposentadoria Comum do Estado de Nova York

Redes de consultoria financeira

Rede	Escopo da parceria	Tamanho da rede
LPL Financial	Distribuição de produtos de investimento	Mais de 20.000 consultores independentes
Rede Financeira Raymond James	Colaboração institucional de pesquisa	8.500 mais de consultores financeiros

Plataformas de corretagem

Parcerias de plataforma de corretagem estratégica:

• Charles Schwab Plataforma Institucional
• Serviços de riqueza institucionais da Fidelity
• TD Ameritrade Institutional

Consultores de conformidade regulatória

Parceiro de conformidade	Especialização	Custo anual de revisão de conformidade
Deloitte Advisory Regulatório	Conformidade com serviços financeiros	US $ 350.000 no engajamento anual
Conformidade dos Serviços Financeiros da PWC	Consultoria em gerenciamento de riscos	Contrato anual de US $ 275.000

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Atividades -chave

Estratégias de gerenciamento e investimento de ativos

A partir do quarto trimestre de 2023, a Arrowmark Financial Corp. gerencia aproximadamente US $ 10,3 bilhões em ativos em várias estratégias de investimento.

Estratégia de investimento	Total de ativos sob gestão
Estratégias de crédito	US $ 4,2 bilhões
Crédito alternativo	US $ 3,7 bilhões
Estratégias de empréstimos sênior	US $ 2,4 bilhões

Diversificação do portfólio

A Arrowmark mantém um portfólio diversificado em vários setores e classes de ativos.

• A alocação setorial inclui serviços financeiros, saúde, tecnologia e indústrias de consumo
• Diversificação geográfica nos Estados Unidos e em mercados internacionais selecionados
• Grade de investimento e títulos não-investimentos

Pesquisa e análise financeira

A empresa emprega 37 Profissionais de pesquisa dedicado à análise abrangente de investimento.

Foco na pesquisa	Número de analistas
Pesquisa de crédito	18
Pesquisa de ações	12
Análise quantitativa	7

Gerenciamento de riscos

Arrowmark implementa rigorosos protocolos de gerenciamento de riscos com Equipe dedicada de avaliação de risco.

• Técnicas avançadas de modelagem de risco
• Teste de estresse contínuo do portfólio
• Metodologia de pontuação de risco proprietária

Desenvolvimento de fundos de investimento

A partir de 2024, o Arrowmark gerencia 14 fundos de investimento distintos em várias estratégias.

Categoria de fundo	Número de fundos	Total de ativos de fundos
Fundos de empréstimos sênior	5	US $ 3,6 bilhões
Fundos de crédito alternativos	4	US $ 2,8 bilhões
Fundos de oportunidade de crédito	5	US $ 4,1 bilhões

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Recursos -Principais

Equipe de gestão financeira experiente

A partir de 2024, a Arrowmark Financial Corp. possui uma equipe de gerenciamento com uma média de 18,5 anos de experiência em serviços financeiros. A equipe de liderança inclui:

Posição	Anos de experiência	Especialização
CEO	25 anos	Banco de investimento
Diretor Financeiro	22 anos	Estratégia Financeira
Diretor de Investimento	20 anos	Gerenciamento de portfólio

Capacidades de pesquisa de investimento proprietárias

Investimento em pesquisa: US $ 3,7 milhões anualmente dedicados à infraestrutura de pesquisa proprietária.

• 5 equipes de pesquisa especializadas
• Cobrindo 12 setores de investimento distintos
• Plataformas de análise quantitativa avançada

Plataformas avançadas de tecnologia financeira

Investimento de infraestrutura tecnológica: US $ 4,2 milhões em 2024

Categoria de tecnologia	Investimento anual	Função primária
Software de gerenciamento de riscos	US $ 1,5 milhão	Avaliação de risco de portfólio em tempo real
Plataforma de análise de dados	US $ 1,3 milhão	Previsão de tendências de mercado
Sistemas de segurança cibernética	US $ 1,4 milhão	Proteção de dados do cliente

Portfólio de investimentos diversificados

Valor total do portfólio: US $ 687,4 milhões

• Dívida corporativa: 42%
• Investimentos de ações: 33%
• Títulos municipais: 15%
• Investimentos alternativos: 10%

Forte base de capital

Métricas financeiras:

Métrica	Valor	Porcentagem/razão
Índice de capital de camada 1	US $ 215,6 milhões	14.3%
Equidade total dos acionistas	US $ 342,9 milhões	N / D
Relação dívida / patrimônio	N / D	0.62

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Proposições de Valor

Soluções de investimento especializadas para investidores institucionais

Arrowmark Financial Corp. gerencia US $ 16,2 bilhões em ativos de investimento alternativos a partir do quarto trimestre 2023. A Companhia fornece soluções de investimento direcionadas em vários setores:

Setor de investimentos	Alocação de ativos
Estratégias de crédito	42% do portfólio
Estratégias de patrimônio	33% do portfólio
Investimentos alternativos	25% do portfólio

Geração de renda de dividendos consistente

Arrowmark Financial Corp. demonstra desempenho consistente de dividendos:

• Rendimento atual de dividendos: 9,12%
• Dividendo trimestral: US $ 0,45 por ação
• Distribuição anual de dividendos: US $ 1,80 por ação

Experiência em estratégias de investimento alternativas

Redução da estratégia de investimento:

Tipo de estratégia	Porcentagem de alocação
Investimentos de empréstimos sênior	37%
Dívida do mezanino	28%
Co-investimentos de ações	22%
Crédito estruturado	13%

Rastreamento de desempenho de investimento transparente

Métricas de desempenho para 2023:

• Retorno total: 14,6%
• Valor líquido do ativo: US $ 12,85 por ação
• Taxa de despesas: 1,85%

Serviços de gerenciamento financeiro personalizado

Segmentação do portfólio de clientes:

Tipo de cliente	Porcentagem de AUM
Investidores institucionais	68%
Indivíduos de alto patrimônio líquido	22%
Investidores de varejo	10%

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Relacionamentos do Cliente

Comunicação personalizada para investidores

A Arrowmark Financial Corp. mantém uma equipe dedicada de relações com investidores que fornece estratégias de comunicação personalizadas. A partir de 2024, a empresa suporta aproximadamente 752 relações institucionais e individuais de investidores diretos.

Canal de comunicação	Frequência de interação anual
Atualizações de e -mail direto	24-36 comunicações por ano
Chamadas de ganhos trimestrais	4 chamadas anualmente
Conferências de investidores	6-8 Conferências por ano

Relatórios de desempenho regulares

A empresa fornece relatórios abrangentes de desempenho com as seguintes características:

• Relatórios de desempenho financeiro detalhados trimestrais
• Atualizações mensais de portfólio de investimentos
• Rastreamento de portfólio digital em tempo real

Gerenciamento de conta dedicado

A Arrowmark Financial Corp. oferece serviços especializados de gerenciamento de contas com um tamanho médio de portfólio de clientes de US $ 3,2 milhões e uma taxa de retenção de clientes de 87,5%.

Nível de gerenciamento de contas	Investimento mínimo	Nível de suporte dedicado
Camada premium	US $ 5 milhões+	Gerente de relacionamento pessoal
Camada padrão	US $ 1-5 milhões	Suporte de relacionamento compartilhado

Plataformas de engajamento de investidores digitais

A empresa utiliza plataformas digitais avançadas com as seguintes métricas de engajamento digital:

• Mobile App User Base: 4.236 usuários ativos
• Taxa de engajamento do portal online: 62,3%
• Duração média da sessão digital: 18,7 minutos

Consulta de estratégia de investimento em andamento

A Arrowmark Financial Corp. fornece consultas estratégicas de investimento com uma média de 3-4 sessões de estratégia personalizadas por cliente institucional anualmente.

Tipo de consulta	Freqüência	Duração média
Revisão estratégica	Trimestral	90 minutos
Perspectivas de mercado	Bi-semestralmente	60 minutos

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Canais

Plataformas de investimento direto

Arrowmark Financial Corp. gerencia US $ 16,7 bilhões em ativos a partir do quarto trimestre 2023. As plataformas de investimento direto incluem:

• Portal de gerenciamento de patrimônio privado
• Sistema de acesso direto para investidores institucionais
• Interface de gerenciamento de contas de investimento personalizado

Tipo de plataforma	Volume anual de transações	Base de usuários
Plataforma direta institucional	US $ 4,2 bilhões	187 clientes institucionais
Portal de riqueza privada	US $ 1,8 bilhão	3.412 investidores individuais

Redes de consultoria financeira

A Arrowmark faz parceria com 42 empresas de consultoria financeira independentes que cobrem 18 estados.

• Alcance da rede: regiões do meio -oeste e sudoeste
• Ativos de consultoria média sob gestão: US $ 124 milhões

Portais de investimento on -line

Os canais de investimento digital incluem:

• Plataforma de investimento online proprietária
• Aplicativo de investimento móvel
• Interface de gerenciamento de ativos digitais

Canal online	Usuários ativos mensais	Tamanho médio da transação
Plataforma da Web	8,763	$287,000
Aplicativo móvel	5,412	$214,500

Equipes de vendas institucionais

Arrowmark mantém 17 profissionais de vendas institucionais dedicadas.

• Cobertura através de fundos de pensão
• Doação e direcionamento da fundação
• Consultas de estratégia de investimento especializadas

Site de Relações com Investidores

Plataforma abrangente de comunicação de investidores digitais com:

• Relatórios financeiros trimestrais
• Análise de desempenho
• Downloads de apresentação do investidor

Métrica do site	Dados anuais
Visitantes únicos	47,291
Tempo médio no local	12,4 minutos
Downloads de documentos	3,876

Arrowmark Financial Corp. (BANX) - Modelo de negócios: segmentos de clientes

Investidores institucionais

A partir de 2024, a Arrowmark Financial Corp. atende investidores institucionais com as seguintes características:

Métrica de segmento	Data Point
Total de ativos de investimento institucional	US $ 752 milhões
Tamanho médio de investimento	US $ 15,3 milhões
Número de clientes institucionais	47 investidores institucionais ativos

Indivíduos de alto patrimônio líquido

Arrowmark Financial Corp. tem como alvo indivíduos com alto patrimônio líquido com perfis de investimento específicos:

• Limite mínimo de investimento: US $ 500.000
• Valor médio do portfólio: US $ 3,2 milhões
• Faixa de riqueza: US $ 1 milhão a US $ 25 milhões

Gerentes de fundos de aposentadoria

Segmento de fundos de aposentadoria	Métricas
Ativos totais de fundo de aposentadoria gerenciados	US $ 412 milhões
Número de clientes do fundo de aposentadoria	23 gestores de fundos ativos
Tamanho médio do fundo	US $ 17,9 milhões

Equipes de investimento corporativo

As características do segmento de investimento corporativo incluem:

• Base de clientes corporativos totais: 19 empresas
• Portfólio de investimento corporativo médio: US $ 22,6 milhões
• Setores atendidos: serviços financeiros, tecnologia, saúde

Empresas de consultoria financeira

Segmento da empresa de consultoria	Pontos de dados
Total de clientes de consultoria financeira	36 empresas
Ativos agregados sob orientação	US $ 685 milhões
Gerenciamento médio de ativos firmes	US $ 19,0 milhões

Arrowmark Financial Corp. (Banx) - Modelo de Negócios: Estrutura de Custo

Aquisição de pessoal e talento

A partir de 2024, a Arrowmark Financial Corp. registrou despesas totais de remuneração de funcionários de US $ 12,4 milhões no ano fiscal. A quebra dos custos de pessoal inclui:

Categoria de custo	Valor ($)
Salários da base	8,650,000
Bônus de desempenho	2,350,000
Benefícios e seguro	1,400,000

Infraestrutura de tecnologia

As despesas de infraestrutura tecnológica da Arrowmark Financial Corp. totalizaram US $ 3,6 milhões em 2024, com a seguinte alocação:

• Computação em nuvem e serviços de TI: US $ 1.750.000
• Sistemas de segurança cibernética: US $ 850.000
• Licenciamento de software: US $ 650.000
• Manutenção de hardware: US $ 350.000

Pesquisa e desenvolvimento

As despesas de P&D para a empresa totalizaram US $ 2,1 milhões, com foco em tecnologia financeira e estratégias de investimento.

Área de foco em P&D	Investimento ($)
Desenvolvimento do algoritmo de investimento	1,200,000
Ferramentas de análise de mercado	550,000
Pesquisa em tecnologia emergente	350,000

Conformidade e despesas regulatórias

Os custos de conformidade regulatória da Arrowmark Financial Corp. atingiram US $ 1,9 milhão em 2024:

• Conformidade legal: US $ 850.000
• Auditoria e relatórios: US $ 650.000
• Taxas de arquivamento regulatório: US $ 400.000

Relações de marketing e investidores

As despesas de marketing e relações com investidores totalizaram US $ 1,2 milhão:

Canal de marketing	Despesas ($)
Marketing digital	450,000
Participação da Conferência de Investidores	350,000
Materiais promocionais	250,000
Plataformas de comunicação de investidores	150,000

Arrowmark Financial Corp. (BANX) - Modelo de negócios: fluxos de receita

Taxas de gerenciamento

A partir dos relatórios financeiros mais recentes, a Arrowmark Financial Corp. gera taxas de gerenciamento de:

Tipo de ativo	Intervalo de taxas de gerenciamento
Fundos de empréstimos sênior	1,25% - 1,50% dos ativos sob gerenciamento
Fundos de oportunidade de crédito	1,50% - 2,00% dos ativos sob gestão

Taxas de incentivo baseadas em desempenho

A estrutura das taxas de desempenho inclui:

• Taxa de obstáculos de 8% anualmente
• Taxa de desempenho de 20% acima da taxa de obstáculos
• Aplica -se a fundos que excedam US $ 50 milhões em ativos

Retornos do portfólio de investimentos

Breakdown do portfólio de investimentos:

Categoria de investimento	Retorno anual
Dívida corporativa	7.25%
Empréstimos sindicados	6.85%
Empréstimos do mercado médio	8.40%

Renda de dividendos

Detalhes dos dividendos:

• Dividendo trimestral: US $ 0,36 por ação
• Rendimento anual de dividendos: 9,2%
• Distribuição anual total de dividendos: US $ 4,32 por ação

Cobranças de serviço de consultoria

Composição da receita do serviço de consultoria:

Tipo de serviço	Receita anual
Advogado de reestruturação	US $ 2,1 milhões
Consultoria de estratégia de investimento	US $ 1,7 milhão

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Value Propositions

You're looking at what ArrowMark Financial Corp. actually delivers to its shareholders-the core value proposition that keeps them invested in this closed-end fund. It's all about the income stream, plain and simple.

The most immediate draw is the high current income potential. As of late 2025, the reported Annual Dividend Yield stands at a notable 10.72%. That's the headline number for income-focused investors. This is supported by a consistent regular quarterly distribution rate, which was set at $0.45 per share for the third quarter of 2025. This isn't just a promise; the fund has a track record of backing it up.

Here's the quick math on that consistency: for the second quarter of 2025, ArrowMark Financial reported net income of $0.57 per share. That figure is well in excess of the $0.45 quarterly rate, showing the fund consistently over-earns its payout obligation. Honestly, this over-earning has been a pattern, with the fund consistently exceeding its declared quarterly rate for the past four years.

The structure of the fund itself offers a unique proposition. ArrowMark Financial pursues its objective by investing primarily in a niche area: regulatory capital securities of financial institutions. This provides investors with unique exposure that isn't easily accessible elsewhere in the retail space. They focus on income generation and capital preservation within this specialized sector.

Plus, you get the potential for bonus income on top of the regular payment. For instance, the Board declared a special cash distribution of $0.40 per share generated from excess income for the third quarter of 2025, payable in December 2025. That's a significant kicker to the regular $0.45 payment.

To lay out the key figures driving these value propositions, look at this snapshot:

Value Metric	Amount/Rate	Period/Context
Annual Dividend Yield	10.72%	Reported late 2025 figure
Regular Quarterly Distribution	$0.45 per share	Q3 2025 declared rate
Special Distribution	$0.40 per share	Declared for Q3 2025 excess income
Net Income Per Share	$0.57 per share	Q2 2025 result, exceeding the regular rate
Annual Dividend	$2.30 per share	Total expected annual distribution
Payout Ratio	67.42%	Indicates coverage level

The core benefits you receive from this structure can be summarized like this:

• Deliver high current income via the 10.72% yield.
• Receive consistent income supported by net income over-earning the $0.45 quarterly rate.
• Gain unique portfolio exposure to regulatory capital securities.
• Benefit from potential bonus income, like the $0.40 special distribution in Q3 2025.
• Enjoy a distribution record consistently over-earning for four years.

The investment strategy itself is a value proposition, focusing on assets that help banks meet regulatory requirements. This is a specialized, income-oriented approach. Finance: draft a comparison of the $0.40 special distribution to the Q1 2025 special distribution of $0.10 by next Tuesday.

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Customer Relationships

You're looking at how ArrowMark Financial Corp. (BANX) keeps its shareholders-its primary customers-in the loop and engaged. For a closed-end fund listed on the NASDAQ Global Select Market, the relationship is largely mediated by the public market itself.

Transactional relationship via the public stock exchange (NASDAQ)

The core transactional relationship is the ability for investors to buy and sell shares of ArrowMark Financial Corp. on the NASDAQ exchange under the ticker BANX. This provides immediate liquidity, which is key for an investment company whose objective is current income generation. On December 3, 2025, the stock traded at a price of $21.46, reflecting the market's real-time valuation of the company's income stream and assets. Trading activity on that day showed a volume of 44,504 shares, compared to an average volume of 20.41K, showing the day-to-day transactional engagement level. The company's market capitalization stood at $153.77M as of a recent snapshot, giving you a sense of the scale of this public relationship.

The market price is always being tested against the underlying value. For instance, the estimated and unaudited Net Asset Value (NAV) as of October 31, 2025, was $22.41, meaning on that date, the stock was trading at a discount to its book value, a critical data point for any serious investor.

Direct investor relations support through the service agent

While the stock exchange handles the transaction, direct support for shareholders-the people who own the fund-is channeled through a designated service agent. This is where you get specific, non-market-related help. ArrowMark Financial Corp. is managed by ArrowMark Asset Management, LLC, but investor queries are directed to Destra Capital Advisors LLC. If you need to reach out directly, you can use the phone number 877.855.3434 or email BANX@destracapital.com. Honestly, having a dedicated contact point like this helps keep the direct line of communication clear, which is defintely important when dealing with distributions and tax documents.

The relationship structure relies on these external agents for administrative support, which is common for this fund structure. The key touchpoints for direct shareholder service include:

• - Contacting the service agent, Destra Capital Advisors LLC.
• - Utilizing the dedicated email address: BANX@destracapital.com.
• - Calling the support line at 877.855.3434.

Regular financial reporting and distribution announcements

The most concrete way ArrowMark Financial Corp. communicates its value proposition-current income-is through its regular distribution announcements and financial reports. These are scheduled events that anchor the shareholder relationship. For example, the Board declared a regular quarterly cash distribution of $0.45 per share for the third quarter of 2025, payable on September 29, 2025. Plus, they announced a special cash distribution of $0.40 per share, payable on December 10, 2025, generated from excess income. This ability to consistently over-earn the regular distribution is what shareholders are buying into.

Here's a quick look at the recent income and distribution metrics that define this relationship:

Metric	Value / Date	Context
Q2 2025 Net Income Per Share	$0.57	Well in excess of the regular quarterly distribution.
Q3 2025 Regular Distribution	$0.45 per share	Payable September 29, 2025.
Q3 2025 Special Distribution	$0.40 per share	Payable December 10, 2025.
Estimated NAV (July 31, 2025)	$22.22	Monthly update on asset value.
Estimated NAV (October 31, 2025)	$22.41	Latest reported NAV figure.
Upcoming Earnings Report Date (Q3 2025)	November 27, 2025	Scheduled release for the prior quarter's full results.
Reported Q2 2025 EPS	1.44	Actual reported earnings per share.

The company makes these reports available through SEC filings and on its investor relations website, ir.arrowmarkfinancialcorp.com. You can review the Semi-Annual Report - June 30, 2025, which is a key document for understanding the fund's operations and asset quality. The commitment to current income is underscored by the stated dividend yield of 8.16%.

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Channels

You're looking at how ArrowMark Financial Corp. gets its shares into investor hands and how it communicates critical updates. It's a fairly standard setup for a closed-end fund, relying heavily on established market infrastructure.

The primary venue for share purchase and sale is the NASDAQ Global Select Market, where the common stock trades under the ticker BANX. This is the main public access point for investors wanting to buy or sell ownership in ArrowMark Financial Corp. As of early December 2025, the market capitalization stood at approximately $154.13M. Trading activity varies; for instance, on December 3, 2025, the volume was 7,675 shares, though the average volume is closer to 13,476 shares. The stock has seen a 52-week range between a low of $17.99 and a high of $23.67. The company is committed to its distribution objective, declaring a regular cash distribution of $0.45 per share for the third quarter of 2025, with an annualized dividend rate of $1.80, translating to a current yield of about 8.39% based on recent trading prices. The estimated Net Asset Value (NAV) as of October 31, 2025, was reported at $22.41 per share. That's the core market channel right there.

For distribution and investor servicing, ArrowMark Financial Corp. uses a network of financial professionals. While the fund is managed by ArrowMark Asset Management, LLC, the secondary market services are handled by Destra Capital Advisors LLC. This means that brokerage platforms and financial advisors access the shares through established custodial and clearing channels, often facilitated by Destra Capital Advisors LLC, which can be reached at 877-855-3434. To give you a sense of recent institutional flow, as of the January 31, 2025 NAV report, 12 institutional investors had added shares in the preceding quarter, while 15 had decreased their positions.

Transparency and regulatory compliance are handled through a dedicated digital presence. You can find all the necessary regulatory filings, like the Annual Report and Proxy Statements, on the SEC's website at www.sec.gov, but also directly on the Corporate Investor Relations website, which is located at ir.arrowmarkfinancialcorp.com. This site is where the company posts its official communications. For example, the Semi-Annual Report for the period ending June 30, 2025, was filed on August 29, 2025. Also, the 2025 Proxy Statement, a 152.3 KB document, was made available on May 13, 2025. The fund also issues monthly updates; the estimated NAV for October 2025 was released on November 18, 2025.

Here's a quick look at the key data points related to these channels:

• Ticker Symbol on NASDAQ-GS: BANX
• Market Capitalization (Dec 2, 2025): $154.13M
• 52-Week Trading Range: $17.99 to $23.67
• Q3 2025 Regular Distribution: $0.45 per share
• Investor Relations Contact Phone: 877-855-3434
• Latest Semi-Annual Report Filing Date (June 30, 2025 data): August 29, 2025

The flow of information and the ability to trade are directly tied to these established financial plumbing systems. If onboarding takes 14+ days, churn risk rises, but for a listed fund, the market access is immediate, subject only to standard settlement times.

Channel Component	Key Metric/Data Point	Value as of Late 2025
Stock Exchange	Exchange Listing Tier	NASDAQ Global Select Market
Stock Exchange	Market Capitalization	$154.13M
Stock Exchange	Average Daily Trading Volume	13,476 shares
Brokerage/Advisors	Secondary Market Service Agent Contact	877-855-3434
Brokerage/Advisors	Institutional Position Changes (Recent Quarter)	12 added, 15 decreased
Investor Relations Website	Estimated NAV as of October 31, 2025	$22.41
Investor Relations Website	2025 Proxy Statement File Size	152.3 KB

Finance: draft 13-week cash view by Friday.

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Customer Segments

You're looking at the core group of investors ArrowMark Financial Corp. (BANX) targets with its closed-end fund structure, which is laser-focused on delivering current income.

The customer segments are defined by their pursuit of consistent, high cash flow from an investment vehicle that primarily targets the regulatory capital securities of financial institutions.

• - Income-seeking retail investors wanting high yield.
• - Financial professionals and portfolio managers.
• - Investors seeking fixed-income exposure with a unique asset class.

For the income-seeking retail investor, the appeal is the tangible cash payout. ArrowMark Financial Corp. has demonstrated its ability to generate income well above its regular payout, leading to special distributions. For instance, the Board declared a regular quarterly cash distribution of $0.45 per share and a special cash distribution of $0.40 per share for the third quarter 2025. This follows a Q2 2025 where net income was $0.57 per share, significantly exceeding the regular distribution amount. This consistent over-earning has been noted over the past four years.

The appeal to financial professionals and portfolio managers centers on the fund's specific mandate and its performance relative to broader benchmarks. The fund's investment objective is current income, with a lesser extent on capital appreciation. The fund's structure and focus on regulatory capital securities provide an alternative exposure that has shown resilience compared to broader equity markets.

The third segment is drawn to the unique asset class. ArrowMark Financial Corp. pursues its objective by investing primarily in regulatory capital securities of financial institutions. This is a niche area that offers a material premium to traditional markets, as evidenced by the portfolio composition from the end of 2024, which heavily weighted this asset class.

Here's a look at the fund's structure and recent income metrics that appeal to these segments:

Metric	Value as of Late 2025 or Latest Report	Reference Date/Period
Regular Quarterly Distribution (Per Share)	$0.45	Q3 2025 Declaration
Special Distribution (Per Share)	$0.40	Q3 2025 Declaration
Net Income (Per Share)	$0.57	Q2 2025
Estimated Net Asset Value (NAV) (Per Share)	$22.41	October 31, 2025
Share Price (Current)	$21.56	October 31, 2025
Premium/Discount to NAV	-2.04%	October 31, 2025
Total Investment Exposure	$221.406M	December 4, 2025

The focus on regulatory capital securities is central to the value proposition for investors seeking fixed-income exposure outside of typical corporate bonds. As of December 31, 2024, the portfolio breakdown showed this concentration:

• - Regulatory Capital Securities (Credit-Linked Notes): 85.2% of total investments.
• - Term Loans: 5.2%.
• - Structured Debt Security: 5.6%.
• - Trust Preferred and Preferred Securities: 0.9%.
• - Money Market (Short Term Investment): 3.1%.

The fund's total investment portfolio was $201.4 million based on total investments of $201.4 million at the end of 2024. The fund uses leverage, with regulatory leverage at $64.500M as of December 4, 2025, representing an effective leverage of 29.13%.

Finance: draft 13-week cash view by Friday.

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Cost Structure

You're looking at the costs ArrowMark Financial Corp. incurs to run its investment strategy, which is key to understanding the net return shareholders actually see. These expenses directly reduce the investment income generated from their portfolio of regulatory capital securities.

The primary cost components fall into management fees, financing costs, general operations, and public company compliance overhead.

Management and administrative fees are a significant, recurring cost. For the year ended December 31, 2024, the ratio of net operating expenses, excluding interest expense, to managed assets was reported at 4.29%. This figure aligns closely with the upper end of the range you mentioned for management and administrative fees, which you noted as being between 3.85% and 4.29%. The management fee component paid to ArrowMark Asset Management, LLC, was 2.39% per common share as of December 31, 2024.

Interest expense on borrowed funds, or leverage, is another major cost driver. As of December 4, 2025, ArrowMark Financial Corp. had Total Debt of $64.500 million, representing an Effective Leverage of 29.13%. The interest rate structure on their primary borrowing source, the revolving credit agreement, was noted as SOFR + 2.61% in a February 2025 filing, which impacts the interest expense component of the total cost structure. For the full year ended December 31, 2024, the Interest Expense ratio per common share was 2.80%.

Operating and professional service costs cover the day-to-day running of the fund, separate from the investment advisory fee. For the year ended December 31, 2024, the total operating expenses were $10.6 million against total investment income of $29.5 million. The component labeled Other Expenses per common share, which would include many administrative and professional costs, was 1.70% as of December 31, 2024. These costs include items like legal, audit, and transfer agent services; for instance, the transfer agent fee was noted as 0.19% in one analysis.

Costs related to being a publicly traded, SEC-registered fund are embedded within the operating expenses. ArrowMark Financial Corp. is an SEC registered non-diversified, closed-end fund listed on the NASDAQ Global Select Market under the symbol BANX. Compliance with these registration and regulatory requirements inherently increases operating expenses. The fund files reports like the Semi-Annual Report for the period ending June 30, 2025, with the SEC.

Here's a quick look at the most recent concrete expense and leverage data we have:

Expense/Metric Category	Specific Value/Rate	Date/Period Reference
Management Fees (Per Common Share)	2.39%	As of 12/31/2024
Other Expenses (Per Common Share)	1.70%	As of 12/31/2024
Interest Expense (Per Common Share)	2.80%	As of 12/31/2024
Total Expense Ratio (Per Common Share)	6.90%	As of 12/31/2024
Net Operating Expenses (Excl. Interest) to Assets	4.29%	As of 12/31/2024
Total Debt (Leverage)	$64.500 million	As of 12/4/2025
Effective Leverage Percentage	29.13%	As of 12/4/2025
Total Operating Expenses	$10.6 million	Year Ended 12/31/2024

The total expense ratio, which includes management fees, other expenses, and interest expense, was 6.90% as of the end of 2024. Honestly, that total figure is what really matters when you look at the gross investment income.

You should check the Q3 2025 filing when it drops to see if the Interest Expense component has shifted significantly due to SOFR changes, as that leverage cost is variable. Finance: draft 13-week cash view by Friday.

ArrowMark Financial Corp. (BANX) - Canvas Business Model: Revenue Streams

You're looking at the core drivers of ArrowMark Financial Corp. (BANX) earnings, which, as a closed-end fund, are almost entirely derived from its investment portfolio. The business model centers on generating high current income from its specialized holdings.

The primary revenue streams for ArrowMark Financial Corp. are:

• - Investment income from interest and dividends on portfolio securities.
• - Net realized and unrealized gains from investment portfolio.

The focus on current income is evident in the portfolio's characteristics. For instance, the Q2 2025 portfolio investment yield increased to 13.2% from approximately 9.6% (Q4 2019). This high yield is the engine for the interest and dividend component of revenue.

Net income per share was $0.57 in Q2 2025, a defintely strong income stream. This performance significantly exceeded the regular quarterly distribution declared for Q3 2025, which was $0.45 per share, plus a special distribution of $0.40 per share. The Q1 2025 net income was even higher at $0.58 per share. This consistent over-earning of the distribution rate over the past four years shows the income generated from the portfolio is robust enough to cover payouts and build retained earnings.

Here's a look at the key income metrics and distributions that define these revenue streams as of late 2025:

Revenue Component Metric	Value (Per Share or Rate)	Period/Date
Net Income Per Share	$0.57	Q2 2025
Net Income Per Share (Prior Quarter)	$0.58	Q1 2025
Regular Quarterly Distribution Declared	$0.45	Q3 2025
Special Distribution Declared	$0.40	Q3 2025 (Payable Dec 10, 2025)
Portfolio Investment Yield	13.2%	Q2 2025
Estimated NAV Per Share	$22.41	October 31, 2025

The fund pursues its objective by investing primarily in regulatory capital securities of financial institutions. This specialized focus is what drives the high interest and dividend income.

The relationship between the income generated and the distributions paid highlights the strength of the revenue base:

• The Q2 2025 net income of $0.57 per share well exceeded the regular quarterly distribution of $0.45 per share.
• The Q1 2025 net income of $0.58 per share also exceeded the Q2 distribution amount of $0.45 per share.
• The fund has consistently over-earned its quarterly distribution rate for the past four years.
• The portfolio is meaningfully exposed to floating rate assets, approximately 83%, which positions it to benefit from the elevated interest rate environment.

While specific dollar amounts for total interest/dividends versus total realized/unrealized gains for Q2 2025 aren't explicitly itemized in the press releases, the net income figure of $0.57 per share is the sum of these components, net of expenses. Also, distributions from net investment income are declared and paid quarterly, while capital gain distributions are declared and paid at least annually.