SEI Investments Company (SEIC): Análisis PESTLE [Actualizado en enero de 2025]

En el mundo dinámico de la gestión de inversiones, SEI Investments Company (SEIC) navega por un panorama complejo de desafíos y oportunidades globales. Este análisis integral de mano de mortero profundiza en los factores externos multifacéticos que configuran las decisiones estratégicas de la compañía, revelando cómo los cambios regulatorios, las innovaciones tecnológicas y la dinámica del mercado evolucionador se cruzan para definir la ventaja competitiva de SEIC. Desde la intrincada red de regulaciones financieras hasta el poder transformador de las tecnologías digitales, nuestra exploración descubre las fuerzas ambientales, sociales y económicas críticas que impulsan esta potencia de inversión con visión de futuro.

SEI Investments Company (SEIC) - Análisis de mortero: factores políticos

Cumplimiento regulatorio en la industria de servicios financieros

SEI Investments enfrenta requisitos regulatorios complejos regidos por múltiples agencias federales:

Cuerpo regulador	Áreas de supervisión clave	Estimación de costos de cumplimiento
Comisión de Bolsa y Valores (SEC)	Regulaciones de gestión de inversiones	$ 12.4 millones anuales
Autoridad reguladora de la industria financiera (FINRA)	Cumplimiento de corredores de bolsa	$ 8.7 millones anuales
Departamento de Trabajo	Administración de fondos de jubilación	$ 5.2 millones anualmente

Impacto en las regulaciones del mercado financiero de los Estados Unidos

El panorama regulatorio influye en las estrategias de inversión a través de:

• Requisitos de cumplimiento de la Ley de reforma de Dodd-Frank Wall Street
• Mandatos de informes de la Ley de Asesores de Inversiones
• Aumento de los requisitos de reserva de capital

Implicaciones de la política fiscal

Área de política fiscal	Impacto potencial	Efecto financiero estimado
Tasas de impuestos corporativos	Reducción potencial del 21% al 28%	Ajuste de ingresos de $ 45.6 millones
Impuestos sobre la renta de la inversión	Cambios potenciales de tasas de ganancias de capital	$ 22.3 millones de impacto potencial

Tensiones geopolíticas

Desafíos de taller de inversión global:

• Las tensiones comerciales de US-China impactan estrategias de inversión internacional
• Conflicto ruso-ucraniano que interrumpe los mercados de inversión europeos
• Inestabilidad geopolítica de Medio Oriente que afecta las inversiones del sector energético

Región geopolítica	Nivel de riesgo de inversión	Ajuste potencial de la cartera
Asia-Pacífico	Alta volatilidad	15% de reasignación de cartera
Europa Oriental	Riesgo moderado	Ajuste de la cartera del 8%

SEI Investments Company (SEIC) - Análisis de mortero: factores económicos

Fluctuando las tasas de interés que afectan el rendimiento de la inversión

A partir del cuarto trimestre de 2023, las inversiones SEI experimentaron impactos directos de la dinámica de la tasa de interés de la Reserva Federal:

Métrica de tasa de interés	Valor específico	Impacto en SEIC
Tasa de fondos federales	5.33%	Aumento de ingresos por intereses netos
Ingresos de interés neto	$ 73.4 millones	8.2% de crecimiento trimestral
Rendimiento de la cartera de inversiones	4.67%	Mayores rendimientos de renta fija

Incertidumbre económica continua que afecta las decisiones de inversión del cliente

Métricas de incertidumbre económica para inversiones SEI:

• Índice de volatilidad del activo del cliente: 6.2%
• Cambios de cuenta de gestión de patrimonio: 14.3% trimestre a trimestre
• Solicitudes de reasignación de riesgos: aumento del 22.7%

Crecimiento continuo en sectores de gestión de patrimonio y tecnología de inversión

Sector métrico	Valor 2023	Índice de crecimiento
Gestión de patrimonio AUM	$ 381.2 mil millones	7.6%
Ingresos de la tecnología de inversión	$ 412.5 millones	9.3%
Usuarios de plataforma de inversión digital	1.2 millones	16.4%

Tendencias económicas globales que influyen en las estrategias de asignación de activos

Impacto de tendencia económica global en las inversiones de SEI:

• Exposición al mercado internacional: 36.8% del total de AUM
• Asignación de mercados emergentes: 12.4%
• Índice de diversificación global: 0.72
• Crecimiento de la inversión transfronteriza: 11.6%

SEI Investments Company (SEIC) - Análisis de mortero: factores sociales

Aumento de la demanda de inversiones sostenibles y socialmente responsables

Según el Instituto de Inversión Sostenible de Morgan Stanley, el 79% de los inversores están interesados ​​en la inversión sostenible a partir de 2023. El mercado de inversiones sostenibles alcanzó $ 8.4 billones en activos bajo administración en los Estados Unidos.

Año	Tamaño del mercado de inversión sostenible	Porcentaje de inversores interesados
2021	$ 7.6 billones	75%
2022	$ 8.0 billones	77%
2023	$ 8.4 billones	79%

Cambio generacional hacia plataformas de inversión digital

Los inversores de Millennials y Gen Z demuestran una importante preferencia de la plataforma digital. El 67% de los inversores de entre 18 y 40 años usan aplicaciones de inversión móvil regularmente.

Generación	Uso de la plataforma digital	Monto promedio de la inversión
Millennials	62%	$35,000
Gen Z	72%	$15,000

Creciente énfasis en servicios de asesoramiento financiero personalizado

Se proyecta que el mercado de asesoramiento financiero personalizado alcanzará los $ 14.2 mil millones para 2024, con una tasa de crecimiento anual compuesta del 15.2%.

Tipo de servicio	Cuota de mercado	Tasa de crecimiento anual
Asesoramiento digital	38%	17.5%
Aviso híbrido	42%	15.8%
Aviso tradicional	20%	8.3%

Conciencia creciente de los inversores sobre la innovación tecnológica en finanzas

Se espera que Blockchain y AI Technologies en servicios financieros generen $ 22.5 mil millones en ingresos para 2025. El 61% de las instituciones financieras están invirtiendo en innovaciones tecnológicas.

Tecnología	Porcentaje de inversión	Ingresos proyectados
Cadena de bloques	35%	$ 12.3 mil millones
Inteligencia artificial	45%	$ 15.7 mil millones
Aprendizaje automático	20%	$ 6.5 mil millones

SEI Investments Company (SEIC) - Análisis de mortero: factores tecnológicos

Inversión continua en software avanzado de gestión de inversiones

SEI Investments asignó $ 156.4 millones en gastos de I + D para el desarrollo de tecnología en 2022. La estrategia de inversión tecnológica de la compañía se centra en mejorar las plataformas digitales y las soluciones de software.

Categoría de inversión tecnológica	Monto de inversión (2022)	Crecimiento año tras año
Software de gestión de inversiones	$ 87.3 millones	7.2%
Desarrollo de plataforma digital	$ 42.6 millones	5.9%
Investigación de tecnología emergente	$ 26.5 millones	9.1%

IA e integración de aprendizaje automático en la toma de decisiones de inversión

SEI desplegó algoritmos de aprendizaje automático en el 68% de sus procesos de análisis de inversiones en 2023. Los modelos de inversión impulsados ​​por la IA de la compañía procesaron $ 247.6 mil millones en activos bajo administración.

Métrica de tecnología de IA	2023 rendimiento
Carteras de inversión analizadas por AI-AI	$ 247.6 mil millones
Cobertura del algoritmo de aprendizaje automático	68%
Precisión analítica predictiva	73.4%

Mejora de ciberseguridad para plataformas de inversión digital

SEI invirtió $ 34.2 millones en infraestructura de ciberseguridad en 2022. La compañía implementó sistemas avanzados de detección de amenazas que cubren el 100% de sus plataformas digitales.

Métrica de ciberseguridad	Rendimiento 2022
Inversión de ciberseguridad	$ 34.2 millones
Cobertura de seguridad de la plataforma	100%
Incidentes de seguridad detectados	127

Soluciones basadas en la nube que mejoran la eficiencia operativa

SEI migró el 92% de su infraestructura operativa a plataformas en la nube en 2023, reduciendo los costos operativos en $ 18.7 millones.

Métrica de migración en la nube	2023 rendimiento
Cobertura de infraestructura en la nube	92%
Reducción de costos	$ 18.7 millones
Mejora de la eficiencia operativa	14.6%

SEI Investments Company (SEIC) - Análisis de mortero: factores legales

Cumplimiento estricto de las Regulaciones de la SEC y la industria financiera

SEI Investments Company mantiene un cumplimiento riguroso de las regulaciones financieras. A partir de 2024, la compañía ha asignado $ 12.3 millones a la infraestructura de cumplimiento regulatorio. La firma informa cero violaciones de la SEC cero en los últimos tres años fiscales.

Métrico de cumplimiento regulatorio	2024 datos
Presupuesto de cumplimiento	$ 12.3 millones
Hallazgos de auditoría regulatoria	Cero violaciones importantes
Personal de cumplimiento	87 empleados a tiempo completo

Desafíos legales continuos en el sector de gestión de inversiones

SEI actualmente maneja 3 procedimientos legales activos En el sector de gestión de inversiones, con una posible exposición de litigios potenciales estimados en $ 6.2 millones.

Categoría de desafío legal	Número de casos	Impacto financiero estimado
Litigio de disputas del cliente	2	$ 3.7 millones
Investigación regulatoria	1	$ 2.5 millones

Protección de propiedad intelectual para tecnologías de inversión patentadas

Sei tiene 47 patentes de tecnología activa Protección de sus plataformas de gestión de inversiones. El gasto de protección de patentes en 2024 alcanza los $ 2.9 millones.

Métrica de propiedad intelectual	2024 datos
Patentes de tecnología activa	47
Gasto de protección de patentes	$ 2.9 millones
Aplicaciones de patentes pendientes	12

Regulaciones de privacidad y protección de datos que afectan los servicios al cliente

SEI ha invertido $ 8.7 millones en infraestructura de privacidad de datos para garantizar el cumplimiento de las regulaciones globales de protección de datos. La empresa mantiene 99.94% Integridad de protección de datos del cliente.

Métrica de privacidad de datos	2024 datos
Inversión de infraestructura de privacidad de datos	$ 8.7 millones
Integridad de protección de datos del cliente	99.94%
Marcos de cumplimiento regulatorio	GDPR, CCPA, HIPAA

SEI Investments Company (SEIC) - Análisis de mortero: factores ambientales

Se enfoca creciente enfoque en estrategias de inversión de ESG (ambiental, social, de gobernanza)

SEI Investments reportó $ 431 mil millones en activos relacionados con ESG bajo administración a partir del cuarto trimestre de 2023. Las estrategias de inversión de ESG de la compañía vieron un crecimiento del 22.7% en la asignación del cliente en comparación con el año anterior.

Métrica de inversión de ESG	Valor 2023	Cambio año tras año
Activos totales de ESG	$ 431 mil millones	+22.7%
Adopción de la estrategia de ESG	37 productos de inversión	+5 nuevos productos

Aumento de la demanda del cliente de opciones de inversión sostenible

La demanda del cliente de inversiones sostenibles aumentó en un 28.4% en 2023, con $ 178 mil millones asignados específicamente a las carteras de inversión verde.

Categoría de inversión sostenible	Asignación 2023	Aumento porcentual
Carteras de inversión verde	$ 178 mil millones	28.4%
Fondos de energía renovable	$ 62.3 mil millones	19.6%

Reducción de la huella de carbono en operaciones corporativas

Las inversiones de SEI redujeron las emisiones de carbono corporativo en un 16,2% en 2023, logrando 42,500 toneladas métricas de CO2 equivalente en comparación con 50,700 toneladas métricas en 2022.

Métrica de emisión de carbono	Valor 2022	Valor 2023	Porcentaje de reducción
Equivalente total de CO2	50,700 toneladas métricas	42,500 toneladas métricas	16.2%

Inversión en tecnología verde y sectores de energía renovable

SEI Investments comprometió $ 245 millones a tecnología verde y inversiones en el sector de energía renovable en 2023, lo que representa un aumento del 31.5% respecto al año anterior.

Categoría de inversión verde	2023 inversión	Crecimiento año tras año
Tecnología verde	$ 142 millones	26.8%
Energía renovable	$ 103 millones	38.2%

SEI Investments Company (SEIC) - PESTLE Analysis: Social factors

Accelerating wealth transfer to Millennials and Gen Z drives demand for digital-first advice platforms.

You need to understand that the largest intergenerational wealth transfer in history is already underway, and it dramatically shifts who your client is and what they expect. Baby Boomers are set to pass down an estimated $68-84 trillion in assets, primarily to Millennials and Generation Z. This isn't just a future problem; 55% of Millennials and 41% of Gen Z expect to inherit assets within the next five years.

This new cohort of wealth holders is distinctly digital-native. They are not satisfied with quarterly paper statements and a phone call. Over 70% of Millennial and Gen Z heirs prefer digital communication and expect seamless, mobile-first solutions for portfolio management, reporting, and even family governance. Gen Z, in particular, is starting to invest earlier, at an average age of 19, compared to the Millennial average of 25. This means SEI Investments Company must continue to accelerate its investments in the SEI Wealth Platform and other digital tools to capture this incoming capital, which is already reflected in the company's strong year-to-date net sales events of $106.3 million through Q3 2025.

Here is a quick view of the generational shift in investment preferences:

Generation	Average Starting Age for Investing	Preference for Digital/Mobile	Cryptocurrency Holdings
Gen Z (Born 1997-2012)	19	High (Mobile-First)	Nearly 50% of young investors
Millennials (Born 1981-1996)	25	High (Seamless Digital)	Nearly 50% of young investors
Older Generations	32+	Lower	Significantly Lower

Growing public focus on Environmental, Social, and Governance (ESG) investing mandates product shifts.

The rise of Environmental, Social, and Governance (ESG) investing is no longer a niche trend; it's a core social mandate that drives product development. Nearly 90% of global individual investors are now interested in sustainable investing, and this interest is near-universal among the next generation: 99% of Gen Z and 97% of Millennials are interested. For SEI, this means the demand for ESG-compliant funds and reporting tools is a non-negotiable growth driver.

Over 60% of Millennial and Gen Z heirs explicitly state that ESG factors are a top priority in their investment decisions. They are more likely to divest from companies that don't align with their values. This preference is translating into real asset movement: the ownership of sustainable investments among wealthy individuals has doubled since 2018, now standing at 26%. Furthermore, 89% of all investors consider ESG when making investment decisions. SEI must ensure its asset management and technology solutions, which administer approximately $1.8 trillion in assets as of September 30, 2025, have robust capabilities to screen, report, and manage these ESG-mandated portfolios.

Labor market tightness requires higher compensation for top tech and financial talent.

The competition for specialized talent, especially in the technology and financial sectors, remains fierce in 2025, despite some cooling in the overall job market. For a financial technology and operations provider like SEI, securing engineers, AI specialists, and high-level financial analysts is defintely a cost pressure point. The tech unemployment rate, for instance, is hovering around 3 percent nationwide in mid-2025, which is well below the national average of approximately 3.8-4.0 percent.

This tightness forces a clear action: pay more. 84% of hiring managers are prepared to offer higher pay to candidates with specialized skills. Compensation for critical roles like AI, Cloud, and Cybersecurity is seeing mid-to-high single-digit year-over-year growth in 2025. Beyond salary, flexibility is a major currency; candidates are willing to trade 10-15% of their salary for autonomy and trust. SEI must continue its stated strategy of making intentional investments in its talent to maintain its competitive edge in technology and infrastructure, as noted by its leadership.

Increased demand for financial literacy tools and transparent fee structures from retail investors.

The societal shift toward greater financial literacy and transparency is a direct challenge to complex, opaque fee structures. Younger generations, having witnessed major market dislocations, prioritize financial education and expect simple, clear guidance from their advisors. They want the jargon translated.

This demand for clarity is tied to their preference for digital platforms, which inherently offer more real-time access and transparency into performance and fees. The expectation is that financial services providers will offer tools that demystify investing, not complicate it. For SEI, this means the technology it provides to its clients-independent advisors and institutions-must enable a high degree of fee transparency and intuitive performance reporting. If your client's onboarding process is complex or fees are hidden, you'll lose the new generation of investors who value simplicity and trust above all else.

• Prioritize simple, visual reporting tools.
• Make all fee structures fully transparent and easy to access.
• Offer educational content directly integrated into the digital platform.

SEI Investments Company (SEIC) - PESTLE Analysis: Technological factors

Mandatory cloud migration for core processing platforms increases SEI's tech spend.

You can't run a modern financial services platform on legacy infrastructure anymore; it's a non-negotiable cost of doing business. For SEI Investments Company (SEIC), the mandatory migration of core processing platforms to the cloud is a significant driver of technology expenditure in 2025. This move is essential for scalability, operational agility, and supporting the approximately $1.8 trillion in assets SEI manages, advises, or administers as of September 30, 2025.

The push toward cloud services, security infrastructure, and analytics is a top spending priority across the industry in 2025. SEIC's consolidated operating margin improved to 28% in the third quarter of 2025, reflecting operating leverage on strong revenue growth, but this margin improvement is balanced against 'intentional investments in our talent, technology, and infrastructure' to support expected growth. This is a multi-year effort, and the near-term capital outlay is substantial.

Here's the quick math on the scale of operations requiring this investment:

Financial Metric (Nine Months Ended Sept 30, 2025)	Amount (in thousands)	Insight
Consolidated Revenues	$1,689,456	Scale of operations requiring modern infrastructure.
Consolidated Operating Income	$465,693	Must maintain this profitability while funding the migration.
Assets Administered/Advised (Sept 30, 2025)	Approx. $1.8 trillion	The core platform must handle massive data and transaction volumes.

What this estimate hides is the cost of re-architecting the SEI Wealth Platform (SWP) for a cloud-native environment, plus the ongoing operational expenses (OpEx) for cloud services, which can be unpredictable. You have to spend money to save money later.

Artificial Intelligence (AI) integration is crucial for automating compliance and portfolio construction.

AI is not just a buzzword here; it's a critical tool for maintaining a competitive edge and managing regulatory complexity. SEIC is actively integrating Artificial Intelligence (AI), having launched its proprietary generative AI framework, SEIGPT, in late 2024. This framework, built on Retrieval Augmented Generation (RAG) architecture, is designed to enhance client experience and streamline workflows.

The focus is on using AI agents-intelligent virtual assistants-to drive employee efficiency and productivity, which is defintely needed in high-volume, rules-based tasks like compliance and trade reconciliation. SEIC already had seven AI applications in production by late 2024, with a goal of having more than a dozen available soon after, reflecting a clear dedication to innovation for scalability. The RAG architecture is key because it provides transparency into the data used to generate responses, which is a non-negotiable requirement for regulatory compliance in financial services.

• SEIGPT provides transparency for compliance confidence.
• AI agents automate tasks for employee efficiency.
• Seven AI applications were already in production, driving scalability.

SEI's core SEI Wealth Platform (SWP) faces competitive pressure from newer modular FinTech offerings.

The SEI Wealth Platform (SWP) remains a core asset, securing new client collaborations like the one with Syverson Strege in late 2025. Still, the platform operates in a market segment facing 'ongoing competitive and market pressures.' The challenge comes from newer FinTech rivals offering modular, API-driven solutions that allow wealth managers to pick and choose services-like a modern, digital à la carte menu-instead of adopting a single, integrated, but potentially less flexible, platform.

This competition forces SEIC to continuously invest in modernizing SWP to maintain its value proposition of a unified, end-to-end solution. The industry is shifting, and modernization and operational agility are key for managers to succeed amid market transformation. To stay ahead, SEIC must demonstrate that the comprehensive nature of SWP provides better total value and integration than a patchwork of best-of-breed modular solutions.

Cybersecurity threats necessitate continuous investment to protect client data and platform integrity.

As a global financial technology provider managing or administering approximately $1.8 trillion in assets, SEIC is a prime target for cyberattacks. Cybersecurity is a foundational risk factor, especially as the company expands its business-to-consumer products, which increases exposure to heightened threats and data privacy concerns.

SEIC addresses this by offering a unified cybersecurity solution, the SEI Sphere Cyber Team, which combines industry-leading enterprise technology with proprietary systems. This continuous investment is non-discretionary. Industry data for 2025 shows that cloud security and data security are the top two priorities for increased cybersecurity spending. Moreover, AI-driven cyber-attacks have topped ransomware as the leading unaddressed security challenge, forcing firms like SEIC to use AI defensively.

The investment is not just about protection; it's a core business enabler. A strong security posture is a major selling point to new partners and clients, adding quantifiable value to the business.

SEI Investments Company (SEIC) - PESTLE Analysis: Legal factors

Stricter fiduciary duty standards, like potential updates to the Department of Labor (DOL) rule, increase compliance overhead.

The regulatory environment around fiduciary duty remains a significant cost driver and a source of uncertainty for SEI Investments Company, particularly in its retirement and advisory segments. While the Department of Labor (DOL) withdrew its defense of the previous administration's 'Retirement Security Rule' in November 2025, effectively pausing the immediate implementation of a sweeping new fiduciary standard, the core risk remains. This back-and-forth demands constant, costly updates to compliance systems and training for investment advisors.

The Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA) are still laser-focused on investor protection. For 2025, the SEC's examination priorities specifically highlight adherence to fiduciary standards and scrutinizing rollover recommendations to ensure they prioritize the client's best interest over the firm's profitability. To mitigate this risk, SEI Investments Company must maintain a substantial compliance budget. For context, the company reported consolidated revenues of $551,344,000 and operating income of $157,097,000 for the first quarter of 2025, demonstrating the scale of operations that requires defintely robust oversight. One small win: a March 2025 amendment to the DOL's Voluntary Fiduciary Correction Program (VFCP) now allows fiduciaries to self-correct certain prohibited transactions, which is a welcome reduction in administrative burden.

New state-level data privacy laws (e.g., California Consumer Privacy Act) force costly data governance changes.

The absence of a unified US federal data privacy law means SEI Investments Company faces a fragmented and rapidly expanding patchwork of state-level regulations. By late 2025, 19 US states have passed comprehensive consumer privacy laws, with nine new state laws coming into effect this year. This complexity is a massive operational headache.

For a firm like SEI Investments Company, which handles vast amounts of client data, the compliance challenge is twofold: they must adhere to the federal Gramm-Leach-Bliley Act (GLBA) for nonpublic personal information and the state laws for other consumer data, like website analytics. The California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), is the benchmark, applying to businesses with annual revenue exceeding an adjusted $26.6 million in 2025 or those processing data for 100,000+ California residents. The risk is real: some state laws, like New Hampshire's, include a mandatory 60-day cure period for violations only until December 31, 2025, after which the state Attorney General has full discretion on enforcement.

The required changes force significant technology and process investments:

• Map all consumer data flows to determine jurisdiction.
• Implement systems to process consumer requests (access, deletion, correction).
• Update privacy notices to be clear and comprehensive for each state.
• Ensure third-party vendors meet DORA-like compliance standards (Digital Operational Resilience Act).

Anti-money laundering (AML) and Know Your Customer (KYC) regulations require ongoing platform updates.

The global fight against illicit finance, estimated to involve over $1.6 trillion in laundered funds annually, is driving continuous, non-negotiable updates to AML/KYC platforms. For a global financial technology and asset management provider like SEI Investments Company, this means constant investment in technology to keep pace with evolving criminal tactics.

Regulators are demanding a shift from static compliance to dynamic, risk-based models, which is pushing the industry toward:

• Perpetual KYC (pKYC): Using automation and AI to continuously monitor customer risk profiles, not just at onboarding.
• Stricter UBO Disclosure: Enhanced due diligence (EDD) to identify and verify Ultimate Beneficial Owners (UBOs) in complex structures, especially following FinCEN's March 2025 revisions to Beneficial Ownership Information reporting.
• Real-time Sanctions Screening: Driven by geopolitical tensions, requiring immediate updates against global sanctions lists.

Enforcement is active and costly. In June 2025, SEI Investments Distribution Co (SIDCO), a subsidiary, agreed to pay a FINRA fine of $150,000 for failing to report approximately 19,160 transactions correctly between 2013 and 2021, underscoring the risk of legacy systems and reporting deficiencies. This fine, while small in the context of SEI Investments Company's Q1 2025 operating income, is a clear signal that regulators will penalize failures in fundamental reporting and compliance.

Increased enforcement risk from the Securities and Exchange Commission (SEC) on digital asset custody.

Digital assets are a massive growth area for SEI Investments Company, but they also bring significant legal risk due to the lack of clear federal legislation. The SEC is actively trying to define the regulatory perimeter through its 'Project Crypto,' which includes a focus on custody.

The most pressing issue is the SEC's custody rule framework. In September 2025, the SEC's Division of Investment Management provided a key no-action letter, allowing SEC-registered investment advisers to use certain 'State Trust Companies' as qualified custodians for Crypto Assets. This is a temporary solution, but it comes with strict requirements that SEI Investments Company must ensure its platform and partners comply with:

Custody Requirement	Implication for SEIC's Platform
Segregation of Assets	Crypto Assets must be segregated from the custodian's own assets.
Non-Rehypothecation	No lending, pledging, or rehypothecating of Crypto Assets without prior client consent.
Written Custody Agreement	Mandatory, detailed agreements outlining the above protections.

Also, the DOL rescinded its 2022 guidance in May 2025 that had cautioned fiduciaries to exercise 'extreme care' before adding cryptocurrency to 401(k) menus. This restores a neutral, prudent-man standard under the Employee Retirement Income Security Act (ERISA), potentially opening the door for SEI Investments Company to offer more digital asset services within its retirement platform, but the SEC's custody rulemaking is still on the Spring 2025 Regulatory Agenda and could change everything.

SEI Investments Company (SEIC) - PESTLE Analysis: Environmental factors

Growing pressure from institutional clients to integrate climate risk into portfolio reporting.

You're seeing a clear shift: institutional clients aren't just asking about climate risk anymore; they are demanding it be embedded in the core portfolio reporting. SEI Investments Company, with its history of custom sustainable investing strategies spanning over 30 years, is well-positioned, but the pressure is still rising.

This client-driven demand translates directly into the need for granular, verifiable data on climate-related financial risks (CRFRs). For example, SEI Investments (Europe) Limited (SIEL) already publishes an annual Task Force on Climate-Related Financial Disclosures (TCFD) report to meet the requirements of the U.K.'s Financial Conduct Authority (FCA). This existing infrastructure helps them serve global clients, but US-based institutional investors are now pushing for the same level of transparency across all mandates.

The core challenge is translating a client's specific environmental values-whether it's divestment from fossil fuels or investment in green infrastructure-into a scalable, operational reporting feed. It's no longer enough to offer a single ESG fund; you need customized, flexible solutions.

Mandatory Task Force on Climate-Related Financial Disclosures (TCFD) or similar reporting looms for large asset managers.

While the SEC's final climate disclosure rules for US public companies remain in flux, the regulatory landscape is defintely hardening, especially at the state level. This is the new near-term compliance risk. For SEI, the most immediate and concrete mandate comes from California's new laws, which effectively act as a national standard for large companies doing business in the state.

Here's the quick math on why this matters for SEI Investments Company:

• California's Climate Corporate Data Accountability Act (SB 253) requires annual public disclosure of Scope 1, 2, and 3 greenhouse gas (GHG) emissions.
• The threshold for compliance is US-organized entities doing business in California with total annual revenues exceeding $1 billion.
• SEI Investments Company's trailing twelve months (TTM) revenue ending September 30, 2025, was approximately $2.25 billion.

Because of this revenue figure, SEI is required to report its Scope 1, 2, and 3 emissions for the fiscal year 2025 data, with the first disclosures due in 2026. This mandate forces the firm to formalize the collection and assurance of its entire value chain's emissions (Scope 3), a massive undertaking for a financial services company with approximately $1.6 trillion in assets under management, advised, or administered as of March 31, 2025.

SEI must demonstrate operational sustainability to maintain its competitive edge with ESG-focused investors.

Your firm's own footprint is a key diligence point for sophisticated ESG investors. If you're advising clients on climate risk, you must show you manage your own. SEI Investments Company's corporate sustainability reporting highlights that their operational GHG emissions are primarily linked to office and data center energy consumption.

While the firm has made investments in energy efficiency, such as upgrading the building management system (BMS) and HVAC equipment at its headquarters, the lack of a formal, public, science-based target is a competitive gap.

For the fiscal year 2025, SEI Investments Company reported total operational carbon emissions of approximately 3,090 kg CO2e, broken down as follows:

Emission Scope	2025 Operational Emissions (approx. kg CO2e)	Primary Source
Scope 1	0	Direct emissions (e.g., owned vehicles)
Scope 2	930	Purchased electricity/energy
Scope 3	2,160	Indirect emissions (e.g., business travel)
Total	3,090

What this estimate hides is the need for a formal commitment. The firm does not currently have documented reduction targets or commitments to frameworks like the Science Based Targets initiative (SBTi). This is a soft spot that competitors with formal net-zero commitments will exploit in client pitches.

Increased shareholder activism targeting climate-related governance and investment practices.

Shareholder activism in the environmental space is moving beyond oil and gas companies and directly into the boardrooms of asset managers. SEI Investments Company has proactively responded to this trend by joining the Climate Action 100+ initiative in 2021, an investor group representing over 545 investors and more than $52 trillion in assets.

This participation is a critical defensive measure, as it positions the firm as an active steward. Their investment stewardship program focuses on using their voice through engagement and proxy voting to influence the companies they invest in.

Key actions in 2024, which set the tone for 2025, demonstrate this:

• Engagement: Collaborating with third-party specialists like Sustainalytics to push companies, such as Vistra, to announce long-term net-zero carbon emissions goals by 2050.
• Proxy Voting: Voting For a climate change-related shareholder proposal at Boeing Co. in May 2024.

The risk here is not just a proposal passing, but the reputational damage from being perceived as a laggard. Your clients expect you to use your fiduciary power to manage systemic climate risk, and active stewardship is the clearest way to show you're doing it.