Sei Investments Company (SEIC): Análise de Pestle [Jan-2025 Atualizada]

No mundo dinâmico da gestão de investimentos, a Sei Investments Company (SEIC) navega em um cenário complexo de desafios e oportunidades globais. Essa análise abrangente de pestles investiga profundamente os fatores externos multifacetados que moldam as decisões estratégicas da Companhia, revelando como mudanças regulatórias, inovações tecnológicas e a dinâmica de mercado em evolução se cruza para definir a vantagem competitiva da SEIC. Desde a intrincada rede de regulamentos financeiros até o poder transformador das tecnologias digitais, nossa exploração descobre as forças ambientais, sociais e econômicas críticas que impulsionam essa potência de investimento em visão de futuro.

Sei Investments Company (SEIC) - Análise de Pestle: Fatores Políticos

Conformidade regulatória no setor de serviços financeiros

A SEI Investments enfrenta requisitos regulatórios complexos governados por várias agências federais:

Órgão regulatório	Principais áreas de supervisão	Estimativa de custo de conformidade
Securities and Exchange Commission (SEC)	Regulamentos de gerenciamento de investimentos	US $ 12,4 milhões anualmente
Autoridade regulatória do setor financeiro (FINRA)	Conformidade com corretora	US $ 8,7 milhões anualmente
Departamento do Trabalho	Gerenciamento de fundos de aposentadoria	US $ 5,2 milhões anualmente

Regulamentos de mercado financeiro dos EUA impacto

O cenário regulatório influencia as estratégias de investimento por meio de:

• Dodd-Frank Wall Street Reforma Requisitos de conformidade
• Lei dos Consultores de Investimento Mandatos de Relatórios
• Requisitos de reserva de capital aumentados

Implicações da política tributária

Área de política tributária	Impacto potencial	Efeito financeiro estimado
Taxas de imposto corporativo	Redução potencial de 21% para 28%	Ajuste de receita de US $ 45,6 milhões
Tributação de renda de investimento	Mudanças potenciais de taxa de capital	US $ 22,3 milhões de impacto potencial

Tensões geopolíticas

Desafios do cenário de investimento global:

• As tensões comerciais EUA-China afetam estratégias de investimento internacional
• Conflito russo-ucraniano interrompendo os mercados de investimentos europeus
• Instabilidade geopolítica do Oriente Médio que afeta os investimentos no setor energético

Região geopolítica	Nível de risco de investimento	Ajuste potencial do portfólio
Ásia-Pacífico	Alta volatilidade	Realocação de 15% do portfólio
Europa Oriental	Risco moderado	8% de ajuste do portfólio

Sei Investments Company (SEIC) - Análise de Pestle: Fatores Econômicos

Taxas de juros flutuantes que afetam o desempenho do investimento

A partir do quarto trimestre 2023, os investimentos da SEI sofreram impactos diretos da dinâmica das taxas de juros do Federal Reserve:

Métrica da taxa de juros	Valor específico	Impacto na SEIC
Taxa de fundos federais	5.33%	Aumento da receita de juros líquidos
Receita de juros líquidos	US $ 73,4 milhões	8,2% de crescimento trimestral
Rendimento da carteira de investimentos	4.67%	Retornos mais altos sobre renda fixa

Incerteza econômica em andamento afetando as decisões de investimento do cliente

Métricas de incerteza econômica para investimentos da SEI:

• Índice de Volatilidade do Ativo do Cliente: 6,2%
• Deslocamentos de contas de gestão de patrimônio: 14,3% trimestre-a-quarto
• Realocação de risco solicitações: 22,7% de aumento

Crescimento contínuo nos setores de gestão e tecnologia de investimento

Métrica do setor	2023 valor	Taxa de crescimento
Gestão de patrimônio AUM	US $ 381,2 bilhões	7.6%
Receita de tecnologia de investimento	US $ 412,5 milhões	9.3%
Usuários da plataforma de investimento digital	1,2 milhão	16.4%

Tendências econômicas globais que influenciam estratégias de alocação de ativos

Impacto de tendência econômica global nos investimentos da SEI:

• Exposição do mercado internacional: 36,8% do total de AUM
• Alocação de mercado emergente: 12,4%
• Índice de Diversificação Global: 0,72
• Crescimento transfronteiriço do investimento: 11,6%

Sei Investments Company (SEIC) - Análise de Pestle: Fatores sociais

Crescente demanda por investimentos sustentáveis ​​e socialmente responsáveis

De acordo com o Instituto de Investimento Sustentável do Morgan Stanley, 79% dos investidores estão interessados ​​em investimentos sustentáveis ​​a partir de 2023. O mercado de investimentos sustentáveis ​​atingiu US $ 8,4 trilhões em ativos sob gestão nos Estados Unidos.

Ano	Tamanho do mercado de investimentos sustentáveis	Porcentagem de investidores interessados
2021	US $ 7,6 trilhões	75%
2022	US $ 8,0 trilhões	77%
2023	US $ 8,4 trilhões	79%

Mudança geracional para plataformas de investimento digital

Os investidores da geração do milênio e da geração Z demonstram preferência significativa da plataforma digital. 67% dos investidores de 18 a 40 anos usam aplicativos de investimento móvel regularmente.

Geração	Uso da plataforma digital	Valor médio de investimento
Millennials	62%	$35,000
Gen Z	72%	$15,000

Ênfase crescente em serviços de consultoria financeira personalizados

O mercado de consultoria financeira personalizada deve atingir US $ 14,2 bilhões até 2024, com uma taxa de crescimento anual composta de 15,2%.

Tipo de serviço	Quota de mercado	Taxa de crescimento anual
Aviso digital	38%	17.5%
Consultoria híbrida	42%	15.8%
Consultoria tradicional	20%	8.3%

A crescente conscientização dos investidores sobre a inovação tecnológica em finanças

Espera -se que a Blockchain e a IA Technologies em serviços financeiros gerem US $ 22,5 bilhões em receita até 2025. 61% das instituições financeiras estão investindo em inovações tecnológicas.

Tecnologia	Porcentagem de investimento	Receita projetada
Blockchain	35%	US $ 12,3 bilhões
Inteligência artificial	45%	US $ 15,7 bilhões
Aprendizado de máquina	20%	US $ 6,5 bilhões

Sei Investments Company (SEIC) - Análise de Pestle: Fatores tecnológicos

Investimento contínuo em software avançado de gerenciamento de investimentos

A SEI Investments alocou US $ 156,4 milhões em despesas de P&D para desenvolvimento de tecnologia em 2022. A estratégia de investimento em tecnologia da empresa se concentra no aprimoramento de plataformas digitais e soluções de software.

Categoria de investimento em tecnologia	Valor do investimento (2022)	Crescimento ano a ano
Software de gerenciamento de investimentos	US $ 87,3 milhões	7.2%
Desenvolvimento da plataforma digital	US $ 42,6 milhões	5.9%
Pesquisa em tecnologia emergente	US $ 26,5 milhões	9.1%

AI e integração de aprendizado de máquina na tomada de decisões de investimento

A SEI implantou algoritmos de aprendizado de máquina em 68% de seus processos de análise de investimento em 2023. Os modelos de investimento orientados pela AI da empresa processaram US $ 247,6 bilhões em ativos sob gestão.

Métrica de tecnologia da IA	2023 desempenho
Portfólios de investimento AI-Analyzed	US $ 247,6 bilhões
Cobertura de algoritmo de aprendizado de máquina	68%
Precisão da análise preditiva	73.4%

Aprimoramento da segurança cibernética para plataformas de investimento digital

A SEI investiu US $ 34,2 milhões em infraestrutura de segurança cibernética em 2022. A Companhia implementou sistemas avançados de detecção de ameaças, cobrindo 100% de suas plataformas digitais.

Métrica de segurança cibernética	2022 Performance
Investimento de segurança cibernética	US $ 34,2 milhões
Cobertura de segurança da plataforma	100%
Incidentes de segurança detectados	127

Soluções baseadas em nuvem, melhorando a eficiência operacional

A SEI migrou 92% de sua infraestrutura operacional para plataformas em nuvem em 2023, reduzindo os custos operacionais em US $ 18,7 milhões.

Métrica de migração em nuvem	2023 desempenho
Cobertura de infraestrutura em nuvem	92%
Redução de custos	US $ 18,7 milhões
Melhoria da eficiência operacional	14.6%

Sei Investments Company (SEIC) - Análise de Pestle: Fatores Legais

Conformidade estrita com a SEC e os regulamentos do setor financeiro

A Sei Investments Company mantém a conformidade rigorosa com os regulamentos financeiros. A partir de 2024, a empresa alocou US $ 12,3 milhões para a infraestrutura de conformidade regulatória. A empresa relata zero grandes violações da SEC nos últimos três anos fiscais.

Métrica de conformidade regulatória	2024 dados
Orçamento de conformidade	US $ 12,3 milhões
Resultados da auditoria regulatória	Zero grandes violações
Equipe de conformidade	87 funcionários em tempo integral

Desafios legais em andamento no setor de gerenciamento de investimentos

A SEI atualmente gerencia 3 procedimentos legais ativos No setor de gerenciamento de investimentos, com a exposição potencial total de litígios estimada em US $ 6,2 milhões.

Categoria de desafio legal	Número de casos	Impacto financeiro estimado
Litígios de disputa do cliente	2	US $ 3,7 milhões
Investigação regulatória	1	US $ 2,5 milhões

Proteção à propriedade intelectual para tecnologias de investimento proprietário

Sei segura 47 patentes de tecnologia ativa protegendo suas plataformas de gerenciamento de investimentos. As despesas de proteção de patentes em 2024 atingem US $ 2,9 milhões.

Métrica de propriedade intelectual	2024 dados
Patentes de tecnologia ativa	47
Despesas de proteção de patentes	US $ 2,9 milhões
Aplicações de patentes pendentes	12

Regulamentos de privacidade e proteção de dados que afetam os serviços ao cliente

A SEI investiu US $ 8,7 milhões em infraestrutura de privacidade de dados para garantir a conformidade com os regulamentos globais de proteção de dados. A empresa mantém 99,94% Integridade da proteção de dados do cliente.

Métrica de privacidade de dados	2024 dados
Investimento de infraestrutura de privacidade de dados	US $ 8,7 milhões
Integridade de proteção de dados do cliente	99.94%
Estruturas de conformidade regulatória	GDPR, CCPA, HIPAA

Sei Investments Company (SEIC) - Análise de Pestle: Fatores Ambientais

Foco crescente no ESG (estratégias de investimento ambiental, social, de governança)

A SEI Investments reportou US $ 431 bilhões em ativos relacionados à ESG sob administração a partir do quarto trimestre de 2023. As estratégias de investimento ESG da empresa tiveram um crescimento de 22,7% na alocação de clientes em comparação com o ano anterior.

Esg Métrica de Investimento	2023 valor	Mudança de ano a ano
Total de ativos ESG	US $ 431 bilhões	+22.7%
Esg adoção de estratégia	37 produtos de investimento	+5 novos produtos

Aumentando a demanda de clientes por opções de investimento sustentável

A demanda de clientes por investimentos sustentáveis ​​aumentou 28,4% em 2023, com US $ 178 bilhões especificamente alocados para portfólios de investimento verde.

Categoria de investimento sustentável	2023 Alocação	Aumento percentual
Portfólios de investimento verde	US $ 178 bilhões	28.4%
Fundos de energia renovável	US $ 62,3 bilhões	19.6%

Redução da pegada de carbono nas operações corporativas

Os investimentos da SEI reduziram as emissões corporativas de carbono em 16,2% em 2023, alcançando 42.500 toneladas de CO2 equivalentes em comparação com 50.700 toneladas métricas em 2022.

Métrica de emissão de carbono	2022 Valor	2023 valor	Porcentagem de redução
Equivalente total de CO2	50.700 toneladas métricas	42.500 toneladas métricas	16.2%

Investimento em tecnologias verdes e setores de energia renovável

A SEI Investments comprometeu US $ 245 milhões à Green Technology e aos investimentos do setor de energia renovável em 2023, representando um aumento de 31,5% em relação ao ano anterior.

Categoria de investimento verde	2023 Investimento	Crescimento ano a ano
Tecnologia verde	US $ 142 milhões	26.8%
Energia renovável	US $ 103 milhões	38.2%

SEI Investments Company (SEIC) - PESTLE Analysis: Social factors

Accelerating wealth transfer to Millennials and Gen Z drives demand for digital-first advice platforms.

You need to understand that the largest intergenerational wealth transfer in history is already underway, and it dramatically shifts who your client is and what they expect. Baby Boomers are set to pass down an estimated $68-84 trillion in assets, primarily to Millennials and Generation Z. This isn't just a future problem; 55% of Millennials and 41% of Gen Z expect to inherit assets within the next five years.

This new cohort of wealth holders is distinctly digital-native. They are not satisfied with quarterly paper statements and a phone call. Over 70% of Millennial and Gen Z heirs prefer digital communication and expect seamless, mobile-first solutions for portfolio management, reporting, and even family governance. Gen Z, in particular, is starting to invest earlier, at an average age of 19, compared to the Millennial average of 25. This means SEI Investments Company must continue to accelerate its investments in the SEI Wealth Platform and other digital tools to capture this incoming capital, which is already reflected in the company's strong year-to-date net sales events of $106.3 million through Q3 2025.

Here is a quick view of the generational shift in investment preferences:

Generation	Average Starting Age for Investing	Preference for Digital/Mobile	Cryptocurrency Holdings
Gen Z (Born 1997-2012)	19	High (Mobile-First)	Nearly 50% of young investors
Millennials (Born 1981-1996)	25	High (Seamless Digital)	Nearly 50% of young investors
Older Generations	32+	Lower	Significantly Lower

Growing public focus on Environmental, Social, and Governance (ESG) investing mandates product shifts.

The rise of Environmental, Social, and Governance (ESG) investing is no longer a niche trend; it's a core social mandate that drives product development. Nearly 90% of global individual investors are now interested in sustainable investing, and this interest is near-universal among the next generation: 99% of Gen Z and 97% of Millennials are interested. For SEI, this means the demand for ESG-compliant funds and reporting tools is a non-negotiable growth driver.

Over 60% of Millennial and Gen Z heirs explicitly state that ESG factors are a top priority in their investment decisions. They are more likely to divest from companies that don't align with their values. This preference is translating into real asset movement: the ownership of sustainable investments among wealthy individuals has doubled since 2018, now standing at 26%. Furthermore, 89% of all investors consider ESG when making investment decisions. SEI must ensure its asset management and technology solutions, which administer approximately $1.8 trillion in assets as of September 30, 2025, have robust capabilities to screen, report, and manage these ESG-mandated portfolios.

Labor market tightness requires higher compensation for top tech and financial talent.

The competition for specialized talent, especially in the technology and financial sectors, remains fierce in 2025, despite some cooling in the overall job market. For a financial technology and operations provider like SEI, securing engineers, AI specialists, and high-level financial analysts is defintely a cost pressure point. The tech unemployment rate, for instance, is hovering around 3 percent nationwide in mid-2025, which is well below the national average of approximately 3.8-4.0 percent.

This tightness forces a clear action: pay more. 84% of hiring managers are prepared to offer higher pay to candidates with specialized skills. Compensation for critical roles like AI, Cloud, and Cybersecurity is seeing mid-to-high single-digit year-over-year growth in 2025. Beyond salary, flexibility is a major currency; candidates are willing to trade 10-15% of their salary for autonomy and trust. SEI must continue its stated strategy of making intentional investments in its talent to maintain its competitive edge in technology and infrastructure, as noted by its leadership.

Increased demand for financial literacy tools and transparent fee structures from retail investors.

The societal shift toward greater financial literacy and transparency is a direct challenge to complex, opaque fee structures. Younger generations, having witnessed major market dislocations, prioritize financial education and expect simple, clear guidance from their advisors. They want the jargon translated.

This demand for clarity is tied to their preference for digital platforms, which inherently offer more real-time access and transparency into performance and fees. The expectation is that financial services providers will offer tools that demystify investing, not complicate it. For SEI, this means the technology it provides to its clients-independent advisors and institutions-must enable a high degree of fee transparency and intuitive performance reporting. If your client's onboarding process is complex or fees are hidden, you'll lose the new generation of investors who value simplicity and trust above all else.

• Prioritize simple, visual reporting tools.
• Make all fee structures fully transparent and easy to access.
• Offer educational content directly integrated into the digital platform.

SEI Investments Company (SEIC) - PESTLE Analysis: Technological factors

Mandatory cloud migration for core processing platforms increases SEI's tech spend.

You can't run a modern financial services platform on legacy infrastructure anymore; it's a non-negotiable cost of doing business. For SEI Investments Company (SEIC), the mandatory migration of core processing platforms to the cloud is a significant driver of technology expenditure in 2025. This move is essential for scalability, operational agility, and supporting the approximately $1.8 trillion in assets SEI manages, advises, or administers as of September 30, 2025.

The push toward cloud services, security infrastructure, and analytics is a top spending priority across the industry in 2025. SEIC's consolidated operating margin improved to 28% in the third quarter of 2025, reflecting operating leverage on strong revenue growth, but this margin improvement is balanced against 'intentional investments in our talent, technology, and infrastructure' to support expected growth. This is a multi-year effort, and the near-term capital outlay is substantial.

Here's the quick math on the scale of operations requiring this investment:

Financial Metric (Nine Months Ended Sept 30, 2025)	Amount (in thousands)	Insight
Consolidated Revenues	$1,689,456	Scale of operations requiring modern infrastructure.
Consolidated Operating Income	$465,693	Must maintain this profitability while funding the migration.
Assets Administered/Advised (Sept 30, 2025)	Approx. $1.8 trillion	The core platform must handle massive data and transaction volumes.

What this estimate hides is the cost of re-architecting the SEI Wealth Platform (SWP) for a cloud-native environment, plus the ongoing operational expenses (OpEx) for cloud services, which can be unpredictable. You have to spend money to save money later.

Artificial Intelligence (AI) integration is crucial for automating compliance and portfolio construction.

AI is not just a buzzword here; it's a critical tool for maintaining a competitive edge and managing regulatory complexity. SEIC is actively integrating Artificial Intelligence (AI), having launched its proprietary generative AI framework, SEIGPT, in late 2024. This framework, built on Retrieval Augmented Generation (RAG) architecture, is designed to enhance client experience and streamline workflows.

The focus is on using AI agents-intelligent virtual assistants-to drive employee efficiency and productivity, which is defintely needed in high-volume, rules-based tasks like compliance and trade reconciliation. SEIC already had seven AI applications in production by late 2024, with a goal of having more than a dozen available soon after, reflecting a clear dedication to innovation for scalability. The RAG architecture is key because it provides transparency into the data used to generate responses, which is a non-negotiable requirement for regulatory compliance in financial services.

• SEIGPT provides transparency for compliance confidence.
• AI agents automate tasks for employee efficiency.
• Seven AI applications were already in production, driving scalability.

SEI's core SEI Wealth Platform (SWP) faces competitive pressure from newer modular FinTech offerings.

The SEI Wealth Platform (SWP) remains a core asset, securing new client collaborations like the one with Syverson Strege in late 2025. Still, the platform operates in a market segment facing 'ongoing competitive and market pressures.' The challenge comes from newer FinTech rivals offering modular, API-driven solutions that allow wealth managers to pick and choose services-like a modern, digital à la carte menu-instead of adopting a single, integrated, but potentially less flexible, platform.

This competition forces SEIC to continuously invest in modernizing SWP to maintain its value proposition of a unified, end-to-end solution. The industry is shifting, and modernization and operational agility are key for managers to succeed amid market transformation. To stay ahead, SEIC must demonstrate that the comprehensive nature of SWP provides better total value and integration than a patchwork of best-of-breed modular solutions.

Cybersecurity threats necessitate continuous investment to protect client data and platform integrity.

As a global financial technology provider managing or administering approximately $1.8 trillion in assets, SEIC is a prime target for cyberattacks. Cybersecurity is a foundational risk factor, especially as the company expands its business-to-consumer products, which increases exposure to heightened threats and data privacy concerns.

SEIC addresses this by offering a unified cybersecurity solution, the SEI Sphere Cyber Team, which combines industry-leading enterprise technology with proprietary systems. This continuous investment is non-discretionary. Industry data for 2025 shows that cloud security and data security are the top two priorities for increased cybersecurity spending. Moreover, AI-driven cyber-attacks have topped ransomware as the leading unaddressed security challenge, forcing firms like SEIC to use AI defensively.

The investment is not just about protection; it's a core business enabler. A strong security posture is a major selling point to new partners and clients, adding quantifiable value to the business.

SEI Investments Company (SEIC) - PESTLE Analysis: Legal factors

Stricter fiduciary duty standards, like potential updates to the Department of Labor (DOL) rule, increase compliance overhead.

The regulatory environment around fiduciary duty remains a significant cost driver and a source of uncertainty for SEI Investments Company, particularly in its retirement and advisory segments. While the Department of Labor (DOL) withdrew its defense of the previous administration's 'Retirement Security Rule' in November 2025, effectively pausing the immediate implementation of a sweeping new fiduciary standard, the core risk remains. This back-and-forth demands constant, costly updates to compliance systems and training for investment advisors.

The Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA) are still laser-focused on investor protection. For 2025, the SEC's examination priorities specifically highlight adherence to fiduciary standards and scrutinizing rollover recommendations to ensure they prioritize the client's best interest over the firm's profitability. To mitigate this risk, SEI Investments Company must maintain a substantial compliance budget. For context, the company reported consolidated revenues of $551,344,000 and operating income of $157,097,000 for the first quarter of 2025, demonstrating the scale of operations that requires defintely robust oversight. One small win: a March 2025 amendment to the DOL's Voluntary Fiduciary Correction Program (VFCP) now allows fiduciaries to self-correct certain prohibited transactions, which is a welcome reduction in administrative burden.

New state-level data privacy laws (e.g., California Consumer Privacy Act) force costly data governance changes.

The absence of a unified US federal data privacy law means SEI Investments Company faces a fragmented and rapidly expanding patchwork of state-level regulations. By late 2025, 19 US states have passed comprehensive consumer privacy laws, with nine new state laws coming into effect this year. This complexity is a massive operational headache.

For a firm like SEI Investments Company, which handles vast amounts of client data, the compliance challenge is twofold: they must adhere to the federal Gramm-Leach-Bliley Act (GLBA) for nonpublic personal information and the state laws for other consumer data, like website analytics. The California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), is the benchmark, applying to businesses with annual revenue exceeding an adjusted $26.6 million in 2025 or those processing data for 100,000+ California residents. The risk is real: some state laws, like New Hampshire's, include a mandatory 60-day cure period for violations only until December 31, 2025, after which the state Attorney General has full discretion on enforcement.

The required changes force significant technology and process investments:

• Map all consumer data flows to determine jurisdiction.
• Implement systems to process consumer requests (access, deletion, correction).
• Update privacy notices to be clear and comprehensive for each state.
• Ensure third-party vendors meet DORA-like compliance standards (Digital Operational Resilience Act).

Anti-money laundering (AML) and Know Your Customer (KYC) regulations require ongoing platform updates.

The global fight against illicit finance, estimated to involve over $1.6 trillion in laundered funds annually, is driving continuous, non-negotiable updates to AML/KYC platforms. For a global financial technology and asset management provider like SEI Investments Company, this means constant investment in technology to keep pace with evolving criminal tactics.

Regulators are demanding a shift from static compliance to dynamic, risk-based models, which is pushing the industry toward:

• Perpetual KYC (pKYC): Using automation and AI to continuously monitor customer risk profiles, not just at onboarding.
• Stricter UBO Disclosure: Enhanced due diligence (EDD) to identify and verify Ultimate Beneficial Owners (UBOs) in complex structures, especially following FinCEN's March 2025 revisions to Beneficial Ownership Information reporting.
• Real-time Sanctions Screening: Driven by geopolitical tensions, requiring immediate updates against global sanctions lists.

Enforcement is active and costly. In June 2025, SEI Investments Distribution Co (SIDCO), a subsidiary, agreed to pay a FINRA fine of $150,000 for failing to report approximately 19,160 transactions correctly between 2013 and 2021, underscoring the risk of legacy systems and reporting deficiencies. This fine, while small in the context of SEI Investments Company's Q1 2025 operating income, is a clear signal that regulators will penalize failures in fundamental reporting and compliance.

Increased enforcement risk from the Securities and Exchange Commission (SEC) on digital asset custody.

Digital assets are a massive growth area for SEI Investments Company, but they also bring significant legal risk due to the lack of clear federal legislation. The SEC is actively trying to define the regulatory perimeter through its 'Project Crypto,' which includes a focus on custody.

The most pressing issue is the SEC's custody rule framework. In September 2025, the SEC's Division of Investment Management provided a key no-action letter, allowing SEC-registered investment advisers to use certain 'State Trust Companies' as qualified custodians for Crypto Assets. This is a temporary solution, but it comes with strict requirements that SEI Investments Company must ensure its platform and partners comply with:

Custody Requirement	Implication for SEIC's Platform
Segregation of Assets	Crypto Assets must be segregated from the custodian's own assets.
Non-Rehypothecation	No lending, pledging, or rehypothecating of Crypto Assets without prior client consent.
Written Custody Agreement	Mandatory, detailed agreements outlining the above protections.

Also, the DOL rescinded its 2022 guidance in May 2025 that had cautioned fiduciaries to exercise 'extreme care' before adding cryptocurrency to 401(k) menus. This restores a neutral, prudent-man standard under the Employee Retirement Income Security Act (ERISA), potentially opening the door for SEI Investments Company to offer more digital asset services within its retirement platform, but the SEC's custody rulemaking is still on the Spring 2025 Regulatory Agenda and could change everything.

SEI Investments Company (SEIC) - PESTLE Analysis: Environmental factors

Growing pressure from institutional clients to integrate climate risk into portfolio reporting.

You're seeing a clear shift: institutional clients aren't just asking about climate risk anymore; they are demanding it be embedded in the core portfolio reporting. SEI Investments Company, with its history of custom sustainable investing strategies spanning over 30 years, is well-positioned, but the pressure is still rising.

This client-driven demand translates directly into the need for granular, verifiable data on climate-related financial risks (CRFRs). For example, SEI Investments (Europe) Limited (SIEL) already publishes an annual Task Force on Climate-Related Financial Disclosures (TCFD) report to meet the requirements of the U.K.'s Financial Conduct Authority (FCA). This existing infrastructure helps them serve global clients, but US-based institutional investors are now pushing for the same level of transparency across all mandates.

The core challenge is translating a client's specific environmental values-whether it's divestment from fossil fuels or investment in green infrastructure-into a scalable, operational reporting feed. It's no longer enough to offer a single ESG fund; you need customized, flexible solutions.

Mandatory Task Force on Climate-Related Financial Disclosures (TCFD) or similar reporting looms for large asset managers.

While the SEC's final climate disclosure rules for US public companies remain in flux, the regulatory landscape is defintely hardening, especially at the state level. This is the new near-term compliance risk. For SEI, the most immediate and concrete mandate comes from California's new laws, which effectively act as a national standard for large companies doing business in the state.

Here's the quick math on why this matters for SEI Investments Company:

• California's Climate Corporate Data Accountability Act (SB 253) requires annual public disclosure of Scope 1, 2, and 3 greenhouse gas (GHG) emissions.
• The threshold for compliance is US-organized entities doing business in California with total annual revenues exceeding $1 billion.
• SEI Investments Company's trailing twelve months (TTM) revenue ending September 30, 2025, was approximately $2.25 billion.

Because of this revenue figure, SEI is required to report its Scope 1, 2, and 3 emissions for the fiscal year 2025 data, with the first disclosures due in 2026. This mandate forces the firm to formalize the collection and assurance of its entire value chain's emissions (Scope 3), a massive undertaking for a financial services company with approximately $1.6 trillion in assets under management, advised, or administered as of March 31, 2025.

SEI must demonstrate operational sustainability to maintain its competitive edge with ESG-focused investors.

Your firm's own footprint is a key diligence point for sophisticated ESG investors. If you're advising clients on climate risk, you must show you manage your own. SEI Investments Company's corporate sustainability reporting highlights that their operational GHG emissions are primarily linked to office and data center energy consumption.

While the firm has made investments in energy efficiency, such as upgrading the building management system (BMS) and HVAC equipment at its headquarters, the lack of a formal, public, science-based target is a competitive gap.

For the fiscal year 2025, SEI Investments Company reported total operational carbon emissions of approximately 3,090 kg CO2e, broken down as follows:

Emission Scope	2025 Operational Emissions (approx. kg CO2e)	Primary Source
Scope 1	0	Direct emissions (e.g., owned vehicles)
Scope 2	930	Purchased electricity/energy
Scope 3	2,160	Indirect emissions (e.g., business travel)
Total	3,090

What this estimate hides is the need for a formal commitment. The firm does not currently have documented reduction targets or commitments to frameworks like the Science Based Targets initiative (SBTi). This is a soft spot that competitors with formal net-zero commitments will exploit in client pitches.

Increased shareholder activism targeting climate-related governance and investment practices.

Shareholder activism in the environmental space is moving beyond oil and gas companies and directly into the boardrooms of asset managers. SEI Investments Company has proactively responded to this trend by joining the Climate Action 100+ initiative in 2021, an investor group representing over 545 investors and more than $52 trillion in assets.

This participation is a critical defensive measure, as it positions the firm as an active steward. Their investment stewardship program focuses on using their voice through engagement and proxy voting to influence the companies they invest in.

Key actions in 2024, which set the tone for 2025, demonstrate this:

• Engagement: Collaborating with third-party specialists like Sustainalytics to push companies, such as Vistra, to announce long-term net-zero carbon emissions goals by 2050.
• Proxy Voting: Voting For a climate change-related shareholder proposal at Boeing Co. in May 2024.

The risk here is not just a proposal passing, but the reputational damage from being perceived as a laggard. Your clients expect you to use your fiduciary power to manage systemic climate risk, and active stewardship is the clearest way to show you're doing it.