Mission Statement, Vision, & Core Values of Riskified Ltd. (RSKD)

You're looking past the quarterly noise and into the bedrock of Riskified Ltd. (RSKD)-the fundamental beliefs that drive their fraud prevention platform-and that's a smart move, because their mission is directly tied to their financial performance.

The company's goal to empower e-commerce by making it safe and frictionless has translated into significant operational scale, with Gross Merchandise Volume (GMV) hitting a massive $37.8 billion in Q3 2025, a 97% year-over-year jump that defintely shows their AI-driven approach is working. But does the core value of innovation truly fuel the revenue growth expected to land between $338 million and $346 million for the full 2025 fiscal year, or is that growth too reliant on the massive 100% revenue increase in the Money Transfer and Payments category? Understanding their Mission Statement, Vision, and Core Values is the only way to gauge the long-term sustainability behind those strong numbers.

Riskified Ltd. (RSKD) Overview

You need a clear picture of Riskified Ltd. (RSKD) before committing capital or strategy, and the story is simple: they are a tech company that turns fraud prevention from a cost center into a growth engine. Founded in 2012 by Eido Gal and Assaf Feldman, Riskified pioneered an AI-powered solution to a decades-old e-commerce problem: merchants declining good orders out of fear of fraud. The company, headquartered in New York City and Tel Aviv, uses machine learning to analyze transactions and essentially guarantees the legitimacy of online purchases.

Their core business revolves around a suite of products, with the flagship being the Chargeback Guarantee (a 100% money-back guarantee against fraud on approved orders). This is a game-changer because it shifts the financial liability away from the merchant. They also offer solutions like Policy Protect, which is a machine learning tool designed to defintely detect and prevent refund and returns policy abuse in real-time.

Here's the quick math on their scale: the Gross Merchandise Volume (GMV) processed through their platform hit $37.8 billion in the third quarter of 2025 alone, representing a strong 9% year-over-year increase.

• Chargeback Guarantee: Eliminates fraud liability for merchants.
• Account Secure: Blocks malicious account takeover attempts.
• Dispute Resolve: Simplifies the chargeback submission process.

Latest Financial Performance: Q3 2025 Highlights

The numbers from the latest reporting period, which includes the third quarter (Q3) of 2025, are strong and show a clear path to sustained profitability. Riskified reported Q3 2025 revenue of $81.86 million, a 3.9% increase year-over-year, and a beat on analyst estimates. For the first nine months of 2025, total revenue reached $245.3 million, a 5% jump compared to the same period last year. That's solid growth in a competitive market.

But the real story is profitability. Riskified achieved its seventh consecutive quarter of positive Adjusted EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization), reaching a record-breaking $5.6 million in Q3 2025, which translates to a 7% margin. This kind of margin expansion shows the underlying business model-Software as a Service (SaaS) with a financial guarantee-is gaining significant operational leverage. The balance sheet is also robust, with $339 million in cash, deposits, and investments as of June 30, 2025, and importantly, zero debt.

Looking ahead, management has guided for full-year 2025 revenue to be in the range of $338 million to $346 million. That Trailing Twelve Months (TTM) revenue already sits at $338.84 million as of September 30, 2025. The company is clearly executing on its promise of predictable, profitable growth. You can dive deeper into the metrics with our detailed breakdown: Breaking Down Riskified Ltd. (RSKD) Financial Health: Key Insights for Investors.

A Leader in AI-Powered Risk Intelligence

Honestly, Riskified is a global leader in the e-commerce fraud prevention and risk intelligence space. They are a pioneer in using Artificial Intelligence (AI) to fight fraud, and their platform is relied upon by many of the world's biggest brands and publicly traded companies that sell online. Their proprietary technology, which uses advanced machine learning and behavioral analytics, is why they can confidently offer a chargeback guarantee. They claim their system can detect fraud 2-3X better than competitors in head-to-head pilots.

They are also on the front lines of new risks, like the rise of AI-driven fraud schemes and the vulnerabilities introduced by agentic commerce (AI agents making purchases). Riskified data from Q3 2025 showed that traffic from GenAI-powered shopping tools was 1.1-1.7 times riskier than typical search traffic. This is why their continuous innovation matters so much. They're not just fighting yesterday's fraud; they're building the guardrails for tomorrow's e-commerce. Their active participation in International Fraud Awareness Week in November 2025 underscores their role as a thought leader and key ecosystem partner. So, if you want to understand why they are so successful, you need to look at how their technology handles these emerging threats.

Riskified Ltd. (RSKD) Mission Statement

You're looking for the bedrock of Riskified Ltd.'s strategy-what guides their multi-million dollar decisions and product roadmap. The direct takeaway is this: Riskified's mission is to move e-commerce past its biggest hurdle, which is fear of fraud, so merchants can actually grow. They aim to empower businesses to realize the full potential of e-commerce by making it safe, accessible, and frictionless.

This mission isn't just a feel-good phrase; it's the engine driving their financial performance. When a company's mission aligns so tightly with a massive, persistent market problem-e-commerce fraud-it creates a clear path to revenue. For the full fiscal year 2025, Riskified has improved its revenue guidance, now expecting to land between $338 million and $346 million, which shows their mission is translating into tangible results.

Component 1: Empowering Businesses to Realize Full Potential

The first part of the mission is about unlocking growth, not just preventing loss. Honestly, a lot of fraud prevention tools are too conservative; they decline good orders out of caution, costing merchants revenue. Riskified's approach, using an Artificial Intelligence (AI) powered fraud and risk intelligence platform, flips that script.

Here's the quick math: by guaranteeing approved transactions, they take the chargeback liability off the merchant's balance sheet. This confidence lets businesses approve more orders, especially in high-risk categories or new markets. This focus on growth is why their money transfer and payments category saw a massive growth of approximately 100% year over year in the third quarter of 2025. That's defintely a clear signal of merchants trusting the platform to drive new, high-value transactions. You can see more on how this is changing the investor profile in Exploring Riskified Ltd. (RSKD) Investor Profile: Who's Buying and Why?

Component 2: Making E-commerce Safe

Safety is the core product, and it's non-negotiable in this business. Riskified makes e-commerce safe by using sophisticated machine learning algorithms refined with vast datasets to improve fraud detection accuracy.

The company's commitment to excellence and customer focus-two of their core values-is evident in how they manage this risk. They don't just stop payment fraud; they also protect against malicious account takeover attacks and combat policy abuse at scale. This comprehensive approach is crucial, especially as a recent global study from October 2025 noted that 73% of shoppers are using AI in their shopping journey, which introduces new 'Agentic Commerce Risks' for merchants. You need a platform that can outsmart a new wave of risk, not just the old one.

• Approve more legitimate orders.
• Shift fraud chargeback liability.
• Provide real-time identity-based insights.

Component 3: Making E-commerce Accessible and Frictionless

The final component is all about the customer experience (CX). If your fraud check adds 15 seconds to a checkout, you've lost the sale, even if the check was perfect. Frictionless means the risk decision happens in real-time, invisible to the good customer.

Riskified's platform is designed to provide real-time decisions, analyzing the individual behind each interaction, which keeps the checkout flow smooth. This operational efficiency is a key driver of their financial health. For Q3 2025, their Non-GAAP Gross Profit was a strong $41.5 million, resulting in a Non-GAAP Gross Profit Margin of approximately 51%. A high gross margin like that suggests their AI-powered solution is highly scalable and efficient at processing transactions without significant variable cost increases. Also, the expansion into new regions, like APEC growing approximately 55% year over year in Q3 2025, shows the platform is accessible and adaptable globally.

Riskified Ltd. (RSKD) Vision Statement

You need to know if a company's stated purpose aligns with its financial reality, especially in a market as volatile as e-commerce fraud prevention. Riskified Ltd. (RSKD) is clear on its north star: to create a secure and seamless e-commerce environment that benefits both merchants and consumers, enabling frictionless and secure e-commerce by leveraging technology to eliminate fraud and enhance customer experience.

This isn't just corporate jargon; it's a strategic mandate. The vision maps directly to their business model, which is why their financial health is a key indicator of its success. For a deeper dive into the numbers, you can read Breaking Down Riskified Ltd. (RSKD) Financial Health: Key Insights for Investors.

Vision: A Secure and Seamless E-commerce Ecosystem

The vision of a frictionless online environment means they must approve more legitimate transactions while keeping fraud losses low. The proof is in the transaction volume they process. In the third quarter of 2025 alone, Riskified's Gross Merchandise Volume (GMV)-the total value of all goods and services processed through their platform-hit $37.8 billion, a solid 9% increase year-over-year. That's a lot of transactions that were deemed safe. This growth shows merchants trust the platform to handle massive scale. The near-term opportunity is clear: as e-commerce continues to expand, this vision positions them to capture more of that volume.

Here's the quick math: more frictionless transactions mean more revenue for Riskified. Quarterly revenue for Q3 2025 was $81.86 million, up 3.9% from the prior year, slightly ahead of analyst estimates. That's a defintely strong signal that their technology is delivering on the promise of a seamless experience for their merchant base.

Mission: Empowering Growth Through Trust

Riskified's mission is to empower e-commerce merchants to safely grow and innovate by creating the trust that fuels online commerce. This is about shifting the risk away from the merchant. When Riskified guarantees a transaction, they're essentially taking the chargeback risk (a reversal of a transaction that the merchant is liable for) onto their own balance sheet. This 'trust' is what allows merchants to approve more orders they might have otherwise declined, which is crucial for growth.

The financial impact of this mission is best seen in their profitability metrics, specifically their Non-GAAP Gross Profit. In Q3 2025, Non-GAAP Gross Profit reached $41.5 million, a 5% year-over-year increase, resulting in a Non-GAAP Gross Profit Margin of approximately 51%. This margin expansion, up 1% from the previous year, shows their machine learning models are getting more precise, meaning they are taking on less bad risk for every dollar of revenue. The market expects this trend to continue, with the full fiscal year 2025 Earnings Per Share (EPS) forecasted at $0.19.

Core Value: Innovation and Accountability

Riskified's core values center on innovation through data, customer empowerment, and accountability. Innovation is the engine that drives their machine learning platform, allowing them to stay ahead of increasingly sophisticated fraud threats. Accountability, however, is what separates a good partner from a great one. It means owning the outcome, both for the merchant and for the shareholder.

The company's commitment to accountability is reflected in its capital allocation strategy. They are converting their growth into cash flow, which is a sign of a healthy business model. Management has guided for over $30 million of positive free cash flow (FCF) for the full year of 2025. Plus, they are actively returning capital to shareholders, having repurchased 5.2 million shares for approximately $25.3 million in Q3 2025 alone. That's a concrete action that shows they believe the stock is undervalued and are committed to disciplined financial management. This is what you want to see:

• Innovate to beat fraud.
• Generate positive cash flow.
• Return capital to owners.

Riskified Ltd. (RSKD) Core Values

You're looking for a clear signal on whether Riskified Ltd. (RSKD) is executing on its strategic promises, especially as market volatility continues to test growth-stage tech companies. The direct takeaway is this: Riskified's core values-Innovation, Customer Focus, and Commitment to Excellence-are directly translating into tangible financial performance in 2025, particularly in margin expansion and strategic diversification.

The company's mission is simple but powerful: We empower businesses to realize the full potential of e-commerce by making it safe, accessible, and frictionless. This mission is the filter for every decision, and when you look at the Q3 2025 numbers, you can defintely see the discipline at work. For a deeper dive into the numbers, check out Breaking Down Riskified Ltd. (RSKD) Financial Health: Key Insights for Investors.

Innovation

Innovation is more than just a buzzword here; it's the engine that keeps Riskified ahead of sophisticated fraud rings. The company's core value of innovation means constantly evolving its AI-driven fraud and risk intelligence platform to secure the next era of digital commerce, like the emerging threat of agentic commerce (AI agents making purchases on behalf of consumers). Honestly, if you're not innovating in fraud prevention, you're losing money.

This commitment shows up in their strategic expansion into high-growth, high-risk verticals. For example, the Money Transfer & Payments category achieved approximately 100% year-over-year growth in the third quarter of 2025, driven primarily by new business activity. This kind of growth in a challenging vertical demonstrates that their AI models are working, and merchants are recognizing the performance and return on investment (ROI) Riskified offers. They also launched their global merchant event series, Ascend 2025, to share insights and drive new product adoption.

• AI focus: Addressing new agentic commerce risks.
• Category growth: Money Transfer & Payments up 100% in Q3 2025.
• Product adoption: Multi-product go-live with a new Japanese merchant.

Customer Focus

A true customer focus in this business means turning risk management into a growth opportunity for the merchant. Riskified's value is built on helping merchants approve more legitimate orders, not just block fraud. This focus is evident in their geographic diversification, which helps global brands scale safely. In Q3 2025, the Asia-Pacific (APEC) region grew approximately 55% year-over-year, and the other Americas region grew 18% year-over-year. This international momentum reflects a strong commitment to serving a diverse global customer base.

The company also emphasizes improving its core machine learning models to directly benefit the customer. Here's the quick math: four of their last five cohorts of merchants are showing an average of 5% year-over-year improvement in their chargeback-to-billings ratio, which means less fraud-related loss for the merchant. That's a direct financial win for the customer, and a clear sign the platform is delivering on its promise of guaranteed protection against chargebacks.

Commitment to Excellence

The commitment to excellence is the operational discipline that underpins the other two values, showing up in a healthy balance sheet and consistent profitability. This isn't about being flashy; it's about being solid. For the full fiscal year 2025, Riskified has raised the bottom end of its revenue guidance and now expects revenue to be between $338 million and $346 million. More importantly, they expect to achieve over $30 million of positive free cash flow for the full year 2025. That's a strong operational achievement.

The company is managing costs while investing in growth. Non-GAAP gross profit margin for Q3 2025 was approximately 51%, a 1% improvement from the prior year, driven by better machine learning models and new product revenue. Plus, they ended the third quarter with a strong financial position: $325 million in cash, deposits, and investments, and zero debt. This financial health gives them the flexibility to keep innovating and serving customers without undue pressure. That's what true operational excellence looks like.