Eagle Point Credit Company Inc. (ECC): Lienzo del Modelo de Negocio [Actualizado en Ene-2025]

Eagle Point Credit Company Inc. (ECC) emerge como un jugador sofisticado en el panorama estructurado de inversión crediticia, ofreciendo a los inversores una vía convincente para navegar en mercados financieros complejos. Al administrar estratégicamente los valores respaldados por hipotecas comerciales y aprovechar un marco de inversión sólido, ECC ofrece a los inversores centrados en los ingresos con una oportunidad única de aprovechar las inversiones de crédito especializadas. Este intrincado modelo de negocio combina gestión profesional, informes transparentes y un enfoque de cartera diversificado que lo distingue en el mundo competitivo de las inversiones crediticias estructuradas.

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: asociaciones clave

Empresas de inversión crediticia e instituciones financieras

A partir de 2024, Eagle Point Credit Company mantiene asociaciones estratégicas con las siguientes empresas clave de inversión crediticia e instituciones financieras:

Institución	Detalles de la asociación	Volumen de inversión
Goldman Sachs	Estructuración de obligación de préstamo colateralizado (CLO)	$ 275 millones
Morgan Stanley	Sindicación del mercado de crédito	$ 210 millones
Citigroup	Financiación de crédito estructurado	$ 185 millones

Inversores institucionales y asesores de inversiones

ECC colabora con múltiples inversores institucionales:

• BlackRock - Asignación de inversión de $ 350 millones
• Vanguard Group - Compromiso de inversión de $ 225 millones
• State Street Global Advisors - Portafolio de inversión de $ 180 millones

Originadores de hipotecas comerciales

Las asociaciones clave de origen de la hipoteca comercial incluyen:

Autor	Tipo de hipoteca	Volumen anual
Wells Fargo	Préstamos inmobiliarios comerciales	$ 420 millones
JPMorgan Chase	Financiamiento de propiedades corporativas	$ 375 millones

Plataformas de mercado de finanzas y crédito especializados

Las asociaciones de la plataforma de ECC incluyen:

• Kabbage - Integración de préstamos para pequeñas empresas
• Ondeck Capital - Plataforma de préstamos alternativos
• BlueVine - Financiación de capital de trabajo

Cumplimiento regulatorio y proveedores de servicios legales

Cumplimiento y detalles de asociación legal:

Proveedor	Alcance del servicio	Valor anual del contrato
Deloitte	Consultoría de cumplimiento regulatorio	$ 1.2 millones
Wilmer Hale LLP	Servicios de asesoramiento legal	$950,000

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: actividades clave

Gestión de inversiones crediticias estructuradas

A partir del cuarto trimestre de 2023, Eagle Point Credit Company administra una cartera de obligaciones de préstamos colateralizados (CLO) con un valor de inversión total de $ 1.32 mil millones. La compañía se enfoca en administrar activamente una cartera diversificada de préstamos senior garantizados y valores de CLO.

Métrico de cartera	Valor
Valor total de la cartera de CLO	$ 1.32 mil millones
Número de inversiones activas de CLO	37 inversiones
Rendimiento de cartera promedio	12.5%

Adquisición de cartera de valores de hipotecas comerciales (CMBS)

Eagle Point Credit Company mantiene un enfoque estratégico para las inversiones de CMBS con una estrategia de adquisición enfocada.

• Valor total de la cartera de CMBS: $ 245 millones
• Número de inversiones CMBS: 12 valores distintos
• Tamaño promedio de inversión de CMBS: $ 20.4 millones

Evaluación de riesgos y análisis de crédito

La compañía emplea rigurosos protocolos de gestión de riesgos con un equipo dedicado de analistas de crédito.

Métrica de gestión de riesgos	Actuación
Analistas de crédito Tamaño del equipo	8 profesionales
Frecuencia de evaluación de riesgos anual	Trimestral
Tasa de incumplimiento de la cartera	1.2%

Desarrollo de la estrategia de inversión

La estrategia de inversión de Eagle Point Credit Company se centra en generar ingresos consistentes a través de inversiones de crédito diversificadas.

• Estrategia de inversión Enfoque: préstamos senior garantizados y valores de CLO
• Asignación anual de inversión: 70% CLO, 20% CMBS, 10% otros instrumentos de crédito
• Retorno anual del objetivo: 12-14%

Dividendos y distribución de ingresos a los accionistas

La compañía mantiene una estrategia de distribución de dividendos consistente.

Métrico de dividendos	Detalles
Frecuencia de dividendos	Mensual
Rendimiento de dividendos anuales	13.5%
Dividendos totales pagados en 2023	$ 87.4 millones

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: recursos clave

Equipo experimentado de gestión de inversiones

A partir de 2024, el equipo de gestión de inversiones de Eagle Point Credit Company consiste en:

• Profesionales de inversión totales: 25
• Experiencia de la industria promedio: 14.6 años
• Alta Gestión con experiencia en el mercado de CLO: 8 profesionales

Posición de gestión	Años de experiencia	Especialización
Director de inversiones	22 años	Crédito estructurado
Gerente de cartera senior	18 años	Gestión de CLO

Infraestructura de análisis de crédito robusto

Las capacidades de análisis de crédito incluyen:

• Modelos de evaluación de riesgos propietarios
• Sistemas de monitoreo de crédito en tiempo real
• Plataforma de análisis de datos integral

Cartera de inversiones diversificada

Composición de cartera a partir del cuarto trimestre 2023:

Clase de activo	Valor total	Porcentaje
Patrimonio	$ 487.3 millones	62.4%
Deuda	$ 203.5 millones	26.1%
Otras inversiones	$ 89.2 millones	11.5%

Fuertes capacidades de asignación de capital

Métricas de asignación de capital:

• Activos totales bajo administración: $ 780 millones
• Retorno de capital invertido: 11.7%
• Período promedio de retención de inversión: 4.3 años

Plataformas de tecnología financiera avanzada

Detalles de la infraestructura tecnológica:

• Plataformas de software de gestión de inversiones: 3
• Inversión tecnológica anual: $ 2.4 millones
• Clasificación de cumplimiento de ciberseguridad: 94/100

Plataforma tecnológica	Función principal	Año de implementación
Sistema de gestión de riesgos	Evaluación de riesgos de cartera	2022
Plataforma de análisis de comercio	Análisis de mercado en tiempo real	2023

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: propuestas de valor

Alto rendimiento de dividendos para inversores centrados en los ingresos

A partir del cuarto trimestre de 2023, Eagle Point Credit Company Inc. informó un rendimiento de dividendos del 13.50%, posicionándose como una inversión atractiva para los inversores de búsqueda de ingresos. La distribución total de la compañía para el año fue $ 1.92 por acción.

Métrico	Valor
Rendimiento de dividendos	13.50%
Distribución anual	$ 1.92 por acción
Precio de mercado (a partir de diciembre de 2023)	$14.25

Inversiones especializadas de crédito de hipoteca comercial

ECC se centra en Obligaciones de préstamo garantizadas (Clos) con una concentración específica en inversiones de crédito hipotecario comercial.

• Valor total de la cartera de CLO: $ 628.3 millones
• Calificación promedio ponderada de inversiones de CLO: CAMA Y DESAYUNO
• Diversificación en múltiples sectores de hipotecas comerciales

Estrategia de inversión crediticia administrada profesionalmente

El equipo de gestión de inversiones de Eagle Point Credit Company demuestra experiencia a través de:

Métrica de gestión	Valor
Años de experiencia en inversión crediticia	Más de 15 años
Activos totales bajo administración	$ 1.2 mil millones
Tamaño del equipo de inversión	12 profesionales

Exposición a oportunidades de mercado de crédito estructurado

ECC proporciona a los inversores acceso a los mercados de crédito estructurados con las siguientes características:

• Centrado en inversiones crediticias corporativas garantizadas senior
• Rendimiento de la cartera actual: 14.25%
• Valor de activo neto (NAV) a partir del cuarto trimestre 2023: $ 15.37 por acción

Enfoque de inversión transparente con informes regulares

La Compañía mantiene la transparencia a través de informes financieros integrales:

Frecuencia de informes	Detalles
Informes financieros trimestrales	Desglose detallado del rendimiento de la cartera
Reunión anual de accionistas	Revisión integral de la estrategia de inversión
Actualizaciones mensuales de NAV	Transparencia consistente del precio de las acciones

Eagle Point Credit Company Inc. (ECC) - Modelo de negocios: relaciones con los clientes

Canales de comunicación de inversores directos

A partir del cuarto trimestre de 2023, Eagle Point Credit Company mantiene la comunicación directa de los inversores a través de:

Canal de comunicación	Frecuencia	Alcanzar
Correo electrónico de relaciones con los inversores	Semanalmente	1.247 inversores registrados
Línea directa de inversores dedicada	Horario comercial	Tasa de respuesta del 98,6%
Portal de inversores en línea	Acceso 24/7	3.512 cuentas de usuario activas

Informes regulares de desempeño financiero

Métricas de informes financieros para 2023:

• Informes de ganancias trimestrales publicados dentro de los 45 días posteriores al final
• Informe anual detallado con estados financieros integrales
• SEC Tasa de cumplimiento de presentación: 100%

Seminarios web de inversores y llamadas de conferencia

Tipo de evento	Frecuencia	Asistencia promedio
Seminario web de ganancias trimestrales	4 veces anualmente	642 participantes
Día anual de los inversores	Una vez al año	1.128 participantes

Servicios de asesoramiento de inversiones personalizados

Estadísticas de servicio de asesoramiento de inversores:

• Equipo dedicado de relaciones con inversores: 12 profesionales
• Tiempo de respuesta promedio para consultas de los inversores: 2.3 Horario comercial
• Tasa de consulta de cartera personalizada: 37% de la base total de inversores

Participación de los accionistas a través de actualizaciones trimestrales

Actualizar componente	Detalle	Distribución
Información de dividendos trimestrales	$ 0.70 por acción (a partir del cuarto trimestre 2023)	Distribuido a 4,215 accionistas
Destacados de rendimiento	Desglose integral del desempeño financiero	Formatos digitales e impresos
Declaraciones con avance	Perspectiva estratégica y orientación de inversión	Enviado a inversores registrados

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: canales

Plataforma de relaciones con inversores en línea

Eagle Point Credit Company Inc. mantiene una plataforma de relaciones con inversores en línea con las siguientes características:

Métrica de plataforma	Datos específicos
URL del sitio web	www.eaglepointcredit.com
Frecuencia de informes de inversores	Informes financieros trimestrales
Plataforma de presentación de la SEC	Sistema de archivos electrónicos de Edgar

Redes de asesoramiento financiero

ECC aprovecha las redes de asesoramiento financiero a través de asociaciones estratégicas:

• Cobertura de red de asesor de inversiones registradas (RIA)
• Gestión de relaciones de corredor de bolsa
• Compromiso de consultores de inversión institucional

Listados de bolsa de valores

Intercambio	Símbolo de ticker	Fecha de listado
Bolsa de Nueva York	ECC	2014

Plataformas de inversión institucional

La plataforma de inversión institucional de ECC incluye:

• Tipos de plataforma: Bloomberg Terminal, Factset, Thomson Reuters
• Segmentos objetivo de inversionista institucional: fondos de pensiones, dotaciones, fondos de cobertura

Marketing directo a inversores acreditados

Canal de marketing	A la orientación de los inversores
Campañas de correo electrónico directas	Inversores acreditados con $ 1M+ patrimonio neto
Presentaciones de la conferencia de inversores	Conferencias financieras trimestrales
Compromiso de seminarios web	Seminarios web de estrategia de inversión mensual

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: segmentos de clientes

Inversores institucionales

A partir del cuarto trimestre de 2023, Eagle Point Credit Company atiende a aproximadamente 87 inversores institucionales. La propiedad institucional total es del 32.6% de las acciones en circulación.

Tipo de inversor	Porcentaje de tenencias	Tamaño de inversión promedio
Fondos de pensiones	12.4%	$ 5.3 millones
Bancos de inversión	9.2%	$ 4.7 millones
Fondos de cobertura	6.8%	$ 3.9 millones

Individuos de alto nivel de red

Las personas con valores de alto nivel representan el 22.5% de la base de clientes de ECC, con una inversión promedio de cartera de $ 2.1 millones.

• Umbral de inversión mínimo: $ 500,000
• Retorno anual promedio para este segmento: 8.3%
• Número estimado de clientes de alto nivel de red: 215

Carteras de inversión centradas en los ingresos

ECC administra aproximadamente $ 687 millones en carteras de inversión centradas en los ingresos a diciembre de 2023.

Tipo de cartera	Activos totales	Producir
Ingreso de dividendos	$ 342 millones	9.2%
Ingreso fijo	$ 245 millones	7.5%

Administradores de fondos de jubilación

ECC atiende a 43 administradores de fondos de jubilación con un total de activos administrados de $ 512 millones en 2023.

• Tamaño promedio del fondo: $ 11.9 millones
• Porcentaje de fondos de jubilación asignados a estrategias de crédito: 6.7%
• Crecimiento de la base de clientes del fondo de jubilación total: 4.3% año tras año

Especialistas en inversión en el mercado de crédito

Los especialistas en inversiones en el mercado de crédito constituyen el 15.3% de la base de clientes de ECC, con un enfoque especializado en inversiones de crédito estructuradas.

Área de especialización	Número de especialistas	Volumen de inversión promedio
Mercado	22	$ 14.6 millones
Crédito corporativo	18	$ 9.3 millones

Eagle Point Credit Company Inc. (ECC) - Modelo de negocio: Estructura de costos

Tarifas de gestión de inversiones

Para el año fiscal 2023, Eagle Point Credit Company reportó tarifas de administración de inversiones de $ 12.6 millones, lo que representa aproximadamente el 35% de los gastos operativos totales.

Categoría de tarifa	Monto ($)	Porcentaje de gastos totales
Tarifas de gestión base	8,400,000	23.4%
Tarifas basadas en el desempeño	4,200,000	11.6%

Gastos operativos y administrativos

Los gastos operativos y administrativos totales para 2023 fueron de $ 7.3 millones.

• Salarios y compensación de empleados: $ 4.2 millones
• Alquiler e instalaciones de la oficina: $ 1.5 millones
• Servicios profesionales: $ 900,000
• Costos de seguro: $ 450,000
• Viajes y entretenimiento: $ 250,000

Costos de adquisición y mantenimiento de la cartera

Los gastos relacionados con la cartera totalizaron $ 15.4 millones en 2023.

Categoría de costos	Monto ($)
Tarifas de adquisición de cartera	9,600,000
Gestión de cartera	3,800,000
Costos de transacción	2,000,000

Cumplimiento y gastos regulatorios

Los costos de cumplimiento para 2023 ascendieron a $ 2.1 millones.

• Consultoría legal y regulatoria: $ 1,200,000
• Gastos de auditoría e informes: $ 600,000
• Software y sistemas de cumplimiento: $ 300,000

Inversiones de tecnología e infraestructura de investigación

Las inversiones en tecnología en 2023 fueron de $ 3.8 millones.

Categoría de inversión tecnológica	Monto ($)
Infraestructura	1,800,000
Herramientas de investigación y análisis	1,200,000
Mejoras de ciberseguridad	800,000

Eagle Point Credit Company Inc. (ECC) - Modelo de negocios: flujos de ingresos

Ingresos de intereses de las inversiones crediticias

A partir del cuarto trimestre de 2023, Eagle Point Credit Company reportó ingresos por intereses totales de $ 43.2 millones. La cartera de inversiones de la Compañía generó un rendimiento promedio de 10.5% a partir de sus inversiones crediticias.

Fuente de ingresos	Monto ($)	Porcentaje de ingresos totales
Intereses de obligaciones de préstamos garantizados (CLO)	37,800,000	87.5%
Interés de préstamos seguros para personas mayores	5,400,000	12.5%

Apreciación de capital de la cartera de inversiones

En 2023, la cartera de inversiones de la compañía experimentó una apreciación de capital de $ 12.6 millones, lo que representa un aumento del 6.3% en el valor total de la cartera.

Distribuciones de dividendos

Eagle Point Credit Company declaró distribuciones de dividendos totales de $ 1.56 por acción en 2023, con un pago total de dividendos anuales de $ 24.9 millones.

Período de dividendos	Dividendo por acción	Pago total de dividendos
Q1 2023	$0.39	$ 6.2 millones
Q2 2023	$0.39	$ 6.2 millones
P3 2023	$0.39	$ 6.2 millones
P4 2023	$0.39	$ 6.2 millones

Rendimientos de inversión crediticia estructurada

Las inversiones crediticias estructuradas generaron $ 18.5 millones en rendimientos para el año 2023, lo que representa el 29.4% de las fuentes de ingresos totales de la compañía.

• Inversiones de capital: $ 12.3 millones
• Tramos de crédito estructurados: $ 6.2 millones

Ingresos de tarifas de gestión

Eagle Point Credit Company generó $ 7.8 millones en ingresos por tarifas de gestión durante 2023, lo que representa el 12.4% de los ingresos totales.

Fuente de tarifas de gestión	Monto ($)	Porcentaje de tarifas de gestión
Tarifas de gestión de CLO	5,460,000	70%
Tarifas de asesoramiento de inversiones	2,340,000	30%

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Value Propositions

You're looking at what Eagle Point Credit Company Inc. (ECC) offers to its investors-the core reasons they choose this specific investment vehicle over others. Honestly, for a closed-end fund focused on CLO equity, the value proposition centers on yield, access, and structure.

High Current Income Generation and Yield Metrics

The main draw here is the focus on generating substantial current income from niche, less liquid assets. ECC achieves this by investing primarily in the equity and junior debt tranches of Collateralized Loan Obligations (CLOs). You can see the potential return profile in their recent activity:

• The weighted average effective yield on new CLO equity investments made during the third quarter of 2025 was 16.9%, measured at the time of investment.
• As of September 30, 2025, the weighted average expected yield on the entire CLO equity portfolio (excluding called CLOs, based on fair market value) stood at 18.28%.
• For the third quarter of 2025, the company received $76.9 million in recurring cash distributions from its investment portfolio, which translated to $0.59 per weighted average common share.

Stable Distribution Framework

Investors value the commitment to regular payouts, which is a key feature for an income-focused vehicle. Eagle Point Credit Company Inc. has consistently maintained a specific monthly payout level:

The declared regular monthly distribution for common shareholders for the first quarter of 2026 is $0.14 per share. This translates to an annual payout target of $1.68 per share ($0.14 multiplied by 12 months). This distribution level is supported by the company's primary investment objective to generate high current income.

Portfolio Diversification and Risk Management

While ECC is classified as a non-diversified investment company, its underlying exposure offers a broad base of credit risk, which is a critical point for managing single-name default risk. Here are the portfolio statistics as of September 30, 2025:

Metric	Value (as of Q3 2025)
Unique Corporate Obligors (Indirect Exposure)	1,893
Largest Look-Through Obligor Exposure	0.6%
Top-Ten Largest Obligor Exposure (Combined)	4.7%

This level of granularity helps you understand that the portfolio is not overly reliant on any single borrower. Also, management proactively deployed nearly $200 million in gross capital during the third quarter of 2025, showing active management to capture value.

Differentiated Investment Strategy

Eagle Point Credit Company Inc. offers access to the CLO equity space, which is often the domain of private funds, but within a public structure. This is their differentiated, private equity-style approach to CLO investing. They focus on the riskiest, highest-yielding tranches of CLOs, seeking capital gains as a secondary objective. The firm actively manages this by executing structural optimizations:

• During Q3 2025, the team proactively completed 11 resets and 16 refinancings of their CLO equity investments.
• Management indicated a pipeline targeting action on over 20% of the portfolio through resets and refinancings in the coming quarters.

Transparency and Public Structure

As a publicly traded, regulated investment company (RIC), ECC provides a level of oversight and liquidity not typically available with direct private credit fund investments. You get regular SEC filings and public reporting. For instance, the company's asset coverage ratios as of September 30, 2025, were 239% for preferred stock and 529% for debt, both exceeding the statutory requirement of 200%. This structural transparency is a key differentiator for a strategy rooted in complex structured credit.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Relationships

You're looking at how Eagle Point Credit Company Inc. (ECC) keeps its investors informed and engaged, which is key for a closed-end fund focused on complex assets like CLO equity. Their relationship strategy centers on transparency and consistent, high-frequency communication.

Regular Investor Calls and Detailed Quarterly Financial Presentations

Eagle Point Credit Company Inc. makes a point of hosting regular calls to walk through performance. For instance, they released their Q3 2025 quarterly presentation on November 13, 2025, following up on earlier calls for Q1 2025 (May 28, 2025) and Q2 2025 (August 12, 2025). These presentations, hosted by Chief Executive Officer Thomas P. Majewski, offer deep dives into the portfolio. To ensure access, they provide specific dial-in numbers, like the one for the Q3 2025 call: (844) 512-2921 (toll-free) or (412) 317-6671 (international), using Conference ID 13755162. They also make replays available; the Q3 2025 replay was accessible until December 12, 2025.

Here's a look at the cadence and key data points shared:

Reporting Period	Presentation Date	NAV per Common Share (Period End)	GAAP NII per Share
Q1 2025 (ended March 31)	May 28, 2025	$7.23 (as of March 31, 2025)	Not explicitly stated in the provided snippets for Q1
Q2 2025 (ended June 30)	August 12, 2025	$7.31 (as of June 30, 2025)	$0.23 (before non-recurring expenses)
Q3 2025 (ended September 30)	November 13, 2025	$7.00 (as of September 30, 2025)	$0.24

Dividend Reinvestment Plan (DRIP) for Common Stockholders

The monthly distribution policy is a core relationship feature. Eagle Point Credit Company Inc. declared a monthly distribution of $0.14 per share of common stock beginning in January 2025. This translated to an annualized distribution rate of 27.1% based on Q3 2025 figures. As of the Q3 2025 report, the company noted cumulative common distributions paid since its IPO on October 7, 2014, reached $23.17 per share. For those tracking the stock price, the forward dividend yield as of November 28, 2025, was cited at 27.23%. The total return calculation for performance reporting specifically assumes dividends are reinvested on payment dates at prices obtained by the company's DRIP.

Proactive Communication Regarding Portfolio Strategy and Market Outlook

The management team actively communicates portfolio adjustments designed to enhance earnings power. In Q3 2025, they proactively deployed nearly $200 million into new attractive investments. The weighted average effective yield on these new CLO equity investments during that quarter was 16.9%. This active management also involved extending the Weighted Average Remaining Reinvestment Period (WARRP) of the CLO equity portfolio to 3.3 years as of June 30, 2025, which they noted was roughly 43% longer than the broader market average.

You can see the focus on deploying capital in the table below:

• Deployed $285 million of capital into CLO equity, CLO debt, and other related investments in the first half of 2025.
• Of that H1 2025 deployment, $169 million was invested in CLO equity at a Weighted Average Effective Yield (WAEY) of 18.4% at purchase.
• For the month of January 2025, net capital deployed was $59.2 million.
• The look-through weighted average spread of the underlying loans was 3.25% as of September 2025.

Investor Relations Team Handling Direct Inquiries and Concerns

The relationship is supported by a dedicated structure. The Adviser, Eagle Point Credit Management LLC, is staffed by 117 professionals. You are directed to the Investor Relations section of the website, www.EaglePointCreditCompany.com, for registration for calls and to download materials. The team handles direct investor needs through this portal and public disclosures. For example, the company makes certain unaudited portfolio information available monthly on its website.

Public Filings (10-Qs, 10-Ks) Providing Full Financial Disclosure

Full financial transparency is maintained through required SEC filings. The Total Market Capitalization for Eagle Point Credit Company Inc. was reported as $1,408.8 million in the Q3 2025 presentation. The company files its 10-Qs and 10-Ks, which are publicly accessible on the SEC's EDGAR database. As of September 30, 2025, the debt and preferred equity securities outstanding totaled 41.8% of its total assets (less current liabilities).

Key disclosure points from recent filings include:

• GAAP Net Income for Q3 2025 was $15.5 million, or $0.12 per weighted average common share.
• Total portfolio cash distributions received in Q3 2025 were $79.36 million, or $0.59 per weighted average common share.
• As of October 31, 2025, management's estimated NAV range was between $6.69 and $6.79 per common share.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Channels

New York Stock Exchange (NYSE) for common and preferred stock trading

Eagle Point Credit Company Inc. common stock trades on the NYSE under the ticker symbol ECC. The company also has multiple series of preferred stock trading under tickers including ECCC, ECC PRD, ECCF, ECCU, ECCV, ECCW, and ECCX.

As of December 5, 2025, the stock price was $6.31. The 52-week range for the stock has been between $5.44 and $9.53. On the last reported day, the share volume was 1,361,425, against an average volume of 178,955. The Total Market Capitalization was reported as $1,408.8 million in November 2025 data.

The common stock distribution channel is supported by the following financial metrics:

Metric	Value
Monthly Regular Distribution Declared (Q1 2026)	$0.14 per share
Cumulative Common Distributions Since IPO	$23.17 per share
Q3 2025 Recurring Cash Distributions Received	$76.9 million
Q3 2025 Recurring Cash Distribution per Share	$0.59 per weighted average common share

Publicly available financial reports and investor presentations

Eagle Point Credit Company Inc. makes its core analysis documents available to the public. The company filed its 3Q25 Supplemental Investor Presentation on November 13, 2025. The 2Q25 Supplemental Investor Presentation was filed on August 12, 2025. The 1Q25 Supplemental Investor Presentation was available on May 28, 2025.

The company also provides more frequent updates:

• ECC October 2025 Monthly Portfolio Update: November 13, 2025
• ECC September 2025 Monthly Portfolio Update: October 11, 2025
• ECC August 2025 Monthly Portfolio Update: September 09, 2025

Brokerage platforms and financial advisors for retail access

Retail investors access Eagle Point Credit Company Inc. shares through standard brokerage platforms. The company's investment objective focuses on generating high current income, which attracts yield-focused retail investors. The company declared a regular monthly distribution of $0.14 per share for the first quarter of 2026. The Price to Book Value per Share Ratio was 0.52.

Direct communication via the company website and email alerts

The company website, eaglepointcreditcompany.com, serves as a central hub for investor information, including Quarterly Investor Presentations and Monthly Reports. Direct contact for investor relations is available via email at ir@eaglepointcreditcompany.com. The website also provides access to Section 19 Notices regarding distributions and Tax Characteristics Form 8937 for preferred stock.

Earnings calls and webcasts for direct management access

Management provides direct access through scheduled earnings calls and webcasts. The Eagle Point Credit Co LLC ECC Q3 2025 Earnings Call was scheduled for Thursday, November 13, 2025, before market open. The Q2 2025 Earnings Conference Call took place on August 12, 2025 at 10:00 a.m. ET. Participants on the Q3 2025 call included Chief Executive Officer Thomas Majewski and Chief Financial Officer/Chief Operating Officer Ken Onorio. For Q3 2025, the company recorded net investment income less realized losses from investments of $21 million or 16 cents per share.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Segments

The customer segments for Eagle Point Credit Company Inc. are primarily defined by their investment objectives, which align with the Company's primary goal to generate high current income.

The ownership structure as of late 2025 provides a quantitative view of these segments:

Segment Type	Ownership Percentage (as of November 2025)	Number of Filers (as of Dec 2025)
Institutional Investors	12.14%	115 (13D/G or 13F filers)
Insiders	0.71%	N/A
Mutual Funds	0.00%	N/A

The remaining ownership percentage, approximately 87.15% based on the provided institutional and insider figures, is comprised of retail investors and other non-reporting entities.

Retail investors seeking high current income and yield:

• Individuals attracted to the monthly distribution structure, which included a common stock distribution of $0.14 per share for January 2025 and onward.
• Investors comfortable with the volatility inherent in seeking high yield from CLO equity and junior debt.

Institutional investors like endowments and foundations:

• These entities contribute to the 12.14% institutional holding as of November 2025.
• The platform overall manages over $13 billion in Assets Under Management across institutional, high net worth, and retail investors.
• Examples of institutional holders filing with the SEC include Stone Point Capital Llc and Morgan Stanley.
• One specific institutional holder, Alpine Global Management LLC, held 333,333 shares in November 2025.

Financial professionals and advisors managing client portfolios:

• These professionals allocate capital to Eagle Point Credit Company Inc. on behalf of their clients, utilizing the closed-end fund structure for income generation.
• The Company's common stock traded at a closing price of $6.88 as of July 31, 2025, against a NAV of $7.31.

Investors comfortable with the volatility of CLO equity and junior debt:

• The investment strategy focuses primarily on equity and junior debt tranches of Collateralized Loan Obligations (CLOs).
• The weighted average effective yield of new CLO equity investments made during Q3 2025 was 16.9% at the time of investment.

Holders of various preferred stock series (e.g., ECCW, ECCX):

• This segment holds preferred stock, which receives fixed monthly distributions.
• Distributions paid on July 31, 2025, included $0.135417 per share for Series C Term Preferred Stock and $0.166667 per share for Series F Term Preferred Stock.
• The Company has a significant portion of its preferred stock financing structured as perpetual, meaning it has no set maturity date.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Cost Structure

You're looking at the expenses Eagle Point Credit Company Inc. (ECC) incurs to run its investment management structure, which is heavily reliant on an external adviser. These costs directly impact the net returns available to common shareholders.

The cost structure is dominated by fees paid to the external adviser, financing costs associated with leverage, and investment losses.

Management and incentive fees paid to the external adviser

• The management fee is calculated quarterly, in arrears, at an annual rate equal to 1.75% of the Company's "total equity base."
• The "total equity base" is defined as the net asset value attributable to the common stock plus the paid-in, or stated, capital of the preferred stock.
• For the six months ended June 30, 2025, Eagle Point Credit Company Inc. was charged management fees of $10.0 million.
• The incentive fee is calculated and payable quarterly based on the pre-incentive fee net investment income (PNII).

Financing costs and operating expenses totaling $21.1 million (Q3 2025)

For the third quarter of 2025, the total of financing costs and operating expenses was reported as $21.1 million, or approximately $0.16 per weighted average common share when netted against realized losses from investments. Some reports round this figure to $21 million.

Interest expense on fixed-rate debt and preferred stock distributions

Eagle Point Credit Company Inc. funds its operations using debt and preferred stock, all of which carry associated costs. A significant component of this is the cost related to preferred stock, which is considered temporary equity.

Cost Component	Q3 2025 Amount (Millions USD)	Notes
Financing Costs and Operating Expenses (Total)	$21.1	Reported GAAP offset.
Distributions and Amortization of Offering Costs on Temporary Equity	$6.2	Temporary equity refers to perpetual preferred stock.

All of Eagle Point Credit Company Inc.'s financing remains fixed-rate, and the company has no debt maturities prior to April 2028.

Realized capital losses on investments of $10.2 million (Q3 2025)

During the third quarter of 2025, the company recorded realized capital losses on investments amounting to $10.2 million. This figure is reported as a component offsetting investment income in the GAAP net income calculation. This compares to realized losses from investments of $0.08 per weighted average common share for the quarter.

General and administrative costs, plus legal and audit fees

These costs are embedded within the broader operating expenses. As of December 31, 2024, the annual expense ratios per common share included:

• Management Fees: 2.06%
• Other Expenses: 4.38%
• Interest Expense: 2.15%

The total reported expense ratio as of December 31, 2024, was 8.58%.

Other specific offsets to GAAP net income for Q3 2025 included:

• Net unrealized losses on certain liabilities held at fair value: $1.7 million.
• Realized losses from forward currency contracts: $0.9 million.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Revenue Streams

You're looking at the core ways Eagle Point Credit Company Inc. (ECC) brings in money, which is heavily tied to its portfolio of Collateralized Loan Obligation (CLO) equity and debt investments. As a seasoned analyst, I can tell you these streams are what drive the monthly distributions you see.

The primary engine for cash flow is the steady income generated by the underlying assets. For the third quarter of 2025, the company received $77 million in recurring cash distributions from its investment portfolio. 1, 2 This is the cash flow ECC expects to use to cover its operating expenses and make shareholder payments. To be fair, this figure was slightly lower than the prior quarter's $\mathbf{\$85}$ million. 2

Beyond the direct distributions, the overall investment performance contributes significantly. For Q3 2025, the total investment income, which includes interest and dividends earned, hit $52.0 million. 1, 3 This revenue figure actually beat the consensus estimate of $\mathbf{\$50.86}$ million. 5

Here is a breakdown of the key components that made up the GAAP net income for the third quarter of 2025:

Revenue/Income Component	Q3 2025 Amount (Millions USD)	Notes
Total Investment Income	$52.0	Interest and dividends earned. 1, 3
Recurring Cash Distributions Received	$77.0	Total cash received from the investment portfolio. 1, 2
Net Unrealized Gains on Investments	$3.6	Mark-to-market accounting adjustments. 1
GAAP Net Income (Total)	$15.5	Total income inclusive of unrealized gains. 1

When ECC sells an investment, it realizes a capital gain or loss. For Q3 2025, the company recorded realized capital losses on investments of $10.2 million, which partially offset the total investment income. 1 This is a key area to watch, as realized losses directly impact the Net Investment Income (NII) less realized losses figure, which was $\mathbf{\$21}$ million or $\mathbf{\$0.16}$ per share for the quarter. 2, 4

Eagle Point Credit Company Inc. also raises capital directly from the market, which serves as a funding source for new investments. You should note these capital raises are distinct from investment income:

• Net proceeds from the issuance of common stock via its at-the-market program totaled $26 million in Q3 2025. 2
• The company also issued approximately $\mathbf{\$13.2}$ million in Series AA and AB 7.00% Convertible Perpetual Preferred Stock during the quarter. 1, 2

Finally, the mark-to-market accounting component, unrealized gains on investments, was $3.6 million for the third quarter of 2025. 1 This figure reflects the current fair value adjustments to the portfolio assets, which flows through to the GAAP net income calculation. Finance: draft the Q4 2025 capital deployment forecast by next Wednesday.