Eagle Point Credit Company Inc. (ECC): Modelo de Negócios Canvas [Jan-2025 Atualizado]

A Eagle Point Credit Company Inc. (ECC) surge como um participante sofisticado no cenário de investimento de crédito estruturado, oferecendo aos investidores um caminho atraente para navegar nos mercados financeiros complexos. Ao gerenciar estrategicamente os valores mobiliários com hipotecas comerciais e alavancar uma estrutura de investimento robusta, a ECC fornece aos investidores focados na renda uma oportunidade única de aproveitar investimentos em crédito especializados. Esse intrincado modelo de negócios combina gerenciamento profissional, relatórios transparentes e uma abordagem diversificada de portfólio que a diferencia no mundo competitivo de investimentos em crédito estruturado.

Eagle Point Credit Company Inc. (ECC) - Modelo de Negócios: Parcerias -chave

Empresas de investimento de crédito e instituições financeiras

A partir de 2024, a Eagle Point Credit Company mantém parcerias estratégicas com as seguintes empresas de investimento em crédito e instituições financeiras:

Instituição	Detalhes da parceria	Volume de investimento
Goldman Sachs	Estruturação de obrigação de empréstimo colateralizada (CLO)	US $ 275 milhões
Morgan Stanley	SIDAÇÃO DO MERCADO DE CRÉDITO	US $ 210 milhões
Citigroup	Financiamento de crédito estruturado	US $ 185 milhões

Investidores institucionais e consultores de investimentos

O ECC colabora com vários investidores institucionais:

• BlackRock - Alocação de investimentos de US $ 350 milhões
• Vanguard Group - Compromisso de investimento de US $ 225 milhões
• Advisores Globais da State Street - portfólio de investimentos de US $ 180 milhões

Originadores de hipotecas comerciais

Principais parcerias de originação de hipotecas comerciais incluem:

Originador	Tipo de hipoteca	Volume anual
Wells Fargo	Empréstimos imobiliários comerciais	US $ 420 milhões
JPMorgan Chase	Financiamento de propriedade corporativa	US $ 375 milhões

Plataformas de mercado de finanças e crédito especiais

As parcerias da plataforma da ECC incluem:

• Kabbage - integração de empréstimos para pequenas empresas
• OnDeck Capital - plataforma de empréstimo alternativa
• Bluevine - financiamento de capital de giro

Provedores de conformidade regulatória e serviços jurídicos

Detalhes de conformidade e parceria legal:

Provedor	Escopo de serviço	Valor anual do contrato
Deloitte	Consultoria de conformidade regulatória	US $ 1,2 milhão
Wilmer Hale LLP	Serviços de Consultoria Jurídica	$950,000

Eagle Point Credit Company Inc. (ECC) - Modelo de Negócios: Atividades -chave

Gerenciamento de investimento de crédito estruturado

A partir do quarto trimestre 2023, a Eagle Point Credit Company gerencia uma carteira de obrigação de empréstimo colateralizada (CLO) com um valor total de investimento de US $ 1,32 bilhão. A empresa se concentra em gerenciar ativamente um portfólio diversificado de empréstimos e títulos da CLO.

Métrica do portfólio	Valor
Valor total do portfólio CLO	US $ 1,32 bilhão
Número de investimentos ativos da CLO	37 investimentos
Rendimento médio de portfólio	12.5%

Aquisição de portfólio de valores mobiliários (CMBS) apoiada por hipotecas (CMBS)

A Eagle Point Credit Company mantém uma abordagem estratégica para investimentos da CMBS com uma estratégia de aquisição focada.

• Valor total do portfólio CMBS: US $ 245 milhões
• Número de investimentos da CMBS: 12 títulos distintos
• Tamanho médio de investimento do CMBS: US $ 20,4 milhões

Avaliação de risco e análise de crédito

A empresa emprega rigorosos protocolos de gerenciamento de riscos com uma equipe dedicada de analistas de crédito.

Métrica de gerenciamento de riscos	Desempenho
Analistas de crédito Tamanho da equipe	8 profissionais
Frequência de avaliação de risco anual	Trimestral
Taxa de padrão de portfólio	1.2%

Desenvolvimento da estratégia de investimento

A estratégia de investimento da Eagle Point Credit Company se concentra na geração de renda consistente por meio de investimentos diversificados de crédito.

• Foco em estratégia de investimento: empréstimos garantidos sênior e valores mobiliários CLO
• Alocação anual de investimento: 70% CLO, 20% CMBS, 10% de outros instrumentos de crédito
• Retorno anual alvo: 12-14%

Dividendos e distribuição de renda aos acionistas

A empresa mantém uma estratégia de distribuição de dividendos consistente.

Métrica de dividendos	Detalhes
Frequência de dividendos	Mensal
Rendimento anual de dividendos	13.5%
Dividendos totais pagos em 2023	US $ 87,4 milhões

Eagle Point Credit Company Inc. (ECC) - Modelo de negócios: Recursos -chave

Equipe experiente de gerenciamento de investimentos

A partir de 2024, a equipe de gerenciamento de investimentos da Eagle Point Credit Company consiste em:

• Total de Profissionais de Investimento: 25
• Experiência média da indústria: 14,6 anos
• Gestão sênior com experiência no mercado de CLO: 8 profissionais

Posição de gerenciamento	Anos de experiência	Especialização
Diretor de Investimento	22 anos	Crédito estruturado
Gerente de portfólio sênior	18 anos	CLO Management

Infraestrutura de análise de crédito robusta

Os recursos de análise de crédito incluem:

• Modelos de avaliação de risco proprietários
• Sistemas de monitoramento de crédito em tempo real
• Plataforma abrangente de análise de dados

Portfólio de investimentos diversificado

Composição do portfólio a partir do quarto trimestre 2023:

Classe de ativos	Valor total	Percentagem
CLO Equidade	US $ 487,3 milhões	62.4%
Dívida do CLO.	US $ 203,5 milhões	26.1%
Outros investimentos	US $ 89,2 milhões	11.5%

Fortes capacidades de alocação de capital

Métricas de alocação de capital:

• Total de ativos sob gestão: US $ 780 milhões
• Retorno sobre capital investido: 11,7%
• Período médio de retenção de investimentos: 4,3 anos

Plataformas avançadas de tecnologia financeira

Detalhes da infraestrutura de tecnologia:

• Plataformas de software de gerenciamento de investimentos: 3
• Investimento de tecnologia anual: US $ 2,4 milhões
• Classificação de conformidade de segurança cibernética: 94/100

Plataforma de tecnologia	Função primária	Ano de implementação
Sistema de gerenciamento de riscos	Avaliação de risco de portfólio	2022
Plataforma de análise de negociação	Análise de mercado em tempo real	2023

Eagle Point Credit Company Inc. (ECC) - Modelo de Negócios: Proposições de Valor

Alto rendimento de dividendos para investidores focados em renda

A partir do quarto trimestre 2023, a Eagle Point Credit Company Inc. relatou um Rendimento de dividendos de 13,50%, posicionando-se como um investimento atraente para investidores em busca de renda. A distribuição total da empresa para o ano foi US $ 1,92 por ação.

Métrica	Valor
Rendimento de dividendos	13.50%
Distribuição anual	US $ 1,92 por ação
Preço de mercado (a partir de dezembro de 2023)	$14.25

Investimentos especializados de crédito de hipoteca comercial

O ECC se concentra Obrigações de empréstimo garantidas (CLOF) com uma concentração específica em investimentos comerciais de crédito hipotecário.

• Valor total do portfólio CLO: US $ 628,3 milhões
• Classificação média ponderada dos investimentos da CLO: Bb
• Diversificação em vários setores de hipotecas comerciais

Estratégia de investimento de crédito gerenciado profissionalmente

A equipe de gerenciamento de investimentos da Eagle Point Credit Company demonstra experiência por meio de:

Métrica de Gerenciamento	Valor
Anos de experiência em investimento de crédito	Mais de 15 anos
Total de ativos sob gestão	US $ 1,2 bilhão
Tamanho da equipe de investimento	12 profissionais

Exposição a oportunidades de mercado de crédito estruturado

O ECC fornece aos investidores acesso a mercados de crédito estruturados com as seguintes características:

• Focado em investimentos sênior de crédito corporativo garantido
• Rendimento atual do portfólio: 14.25%
• Valor líquido do ativo (NAV) A partir do quarto trimestre 2023: US $ 15,37 por ação

Abordagem de investimento transparente com relatórios regulares

A empresa mantém a transparência por meio de relatórios financeiros abrangentes:

Frequência de relatório	Detalhes
Relatórios financeiros trimestrais	Repartição detalhada do desempenho do portfólio
Reunião Anual dos Acionistas	Revisão abrangente de estratégia de investimento
Atualizações mensais de navegação	Transparência consistente do preço das ações

Eagle Point Credit Company Inc. (ECC) - Modelo de Negócios: Relacionamentos do Cliente

Canais de comunicação de investidores diretos

A partir do quarto trimestre 2023, a Eagle Point Credit Company mantém a comunicação direta dos investidores por meio de:

Canal de comunicação	Freqüência	Alcançar
Email de relações com investidores	Semanalmente	1.247 investidores registrados
Linha direta de investidores dedicados	Horário de negócios	98,6% da taxa de resposta
Portal de investidores on -line	Acesso 24/7	3.512 contas de usuário ativas

Relatório de desempenho financeiro regular

Métricas de relatórios financeiros para 2023:

• Relatórios de ganhos trimestrais publicados dentro de 45 dias do final do quarto
• Relatório Anual detalhado com demonstrações financeiras abrangentes
• Taxa de conformidade de arquivamento da SEC: 100%

Webinars de investidores e chamadas de conferência

Tipo de evento	Freqüência	Participação média
Webinar de ganhos trimestrais	4 vezes anualmente	642 participantes
Dia do Investidor Anual	Uma vez por ano	1.128 participantes

Serviços de consultoria de investimento personalizados

Estatísticas do Serviço de Consultoria de Investidores:

• Equipe dedicada de relações com investidores: 12 profissionais
• Tempo médio de resposta às consultas dos investidores: 2.3 horas úteis
• Taxa de consulta personalizada de portfólio: 37% da base total de investidores

Engajamento dos acionistas por meio de atualizações trimestrais

Atualizar componente	Detalhe	Distribuição
Informações trimestrais de dividendos	US $ 0,70 por ação (a partir do quarto trimestre 2023)	Distribuído para 4.215 acionistas
Destaques de desempenho	Redução abrangente de desempenho financeiro	Formatos digitais e impressos
Declarações prospectivas	Perspectivas estratégicas e orientação de investimento	Enviado para investidores registrados

Eagle Point Credit Company Inc. (ECC) - Modelo de Negócios: Canais

Plataforma de Relações com Investidores Online

A Eagle Point Credit Company Inc. mantém uma plataforma de relações com investidores on -line com as seguintes características:

Métrica da plataforma	Dados específicos
URL do site	www.eglepointcredit.com
Frequência de relatórios de investidores	Relatórios financeiros trimestrais
Plataforma de arquivamento da SEC	Sistema de arquivamento eletrônico Edgar

Redes de consultoria financeira

O ECC aproveita as redes consultivas financeiras por meio de parcerias estratégicas:

• Cobertura de rede de consultores de investimento registrado (RIA)
• Gerenciamento de relacionamento com corretor-Dealador
• Engajamento consultor de investimento institucional

Listagens de bolsas de valores

Intercâmbio	Símbolo do ticker	Data de listagem
Bolsa de Valores de Nova York	ECC	2014

Plataformas de investimento institucional

A plataforma de investimento institucional da ECC inclui:

• Tipos de plataforma: Terminal Bloomberg, FactSet, Thomson Reuters
• Segmentos -alvo do investidor institucional: fundos de pensão, doações, fundos de hedge

Marketing direto para investidores credenciados

Canal de marketing	Direcionamento de investidores
Campanhas de e -mail direto	Investidores credenciados com US $ 1 milhão no patrimônio líquido
Apresentações da Conferência de Investidores	Conferências financeiras trimestrais
Engajamento de on -line	Webinars de estratégia mensal de investimento

Eagle Point Credit Company Inc. (ECC) - Modelo de negócios: segmentos de clientes

Investidores institucionais

A partir do quarto trimestre 2023, a Eagle Point Credit Company atende a aproximadamente 87 investidores institucionais. A propriedade institucional total é de 32,6% das ações em circulação.

Tipo de investidor	Porcentagem de participações	Tamanho médio de investimento
Fundos de pensão	12.4%	US $ 5,3 milhões
Bancos de investimento	9.2%	US $ 4,7 milhões
Fundos de hedge	6.8%	US $ 3,9 milhões

Indivíduos de alta rede

Indivíduos de alta rede representam 22,5% da base de clientes da ECC, com um investimento médio de portfólio de US $ 2,1 milhões.

• Limite mínimo de investimento: US $ 500.000
• Retorno médio anual para este segmento: 8,3%
• Número estimado de clientes de alta rede: 215

Portfólios de investimento focados em renda

O ECC gerencia aproximadamente US $ 687 milhões em carteiras de investimento focadas em renda em dezembro de 2023.

Tipo de portfólio	Total de ativos	Colheita
Renda de dividendos	US $ 342 milhões	9.2%
Renda fixa	US $ 245 milhões	7.5%

Gerentes de fundos de aposentadoria

A ECC atende 43 gestores de fundos de aposentadoria com um total de ativos gerenciados de US $ 512 milhões em 2023.

• Tamanho médio do fundo: US $ 11,9 milhões
• Porcentagem de fundos de aposentadoria alocados para estratégias de crédito: 6,7%
• Crescimento total da base do cliente de aposentadoria: 4,3% ano a ano

Especialistas em investimentos de mercado de crédito

Os especialistas em investimentos no mercado de crédito constituem 15,3% da base de clientes da ECC, com foco especializado em investimentos em crédito estruturado.

Área de especialização	Número de especialistas	Volume médio de investimento
Mercado da CLO	22	US $ 14,6 milhões
Crédito corporativo	18	US $ 9,3 milhões

Eagle Point Credit Company Inc. (ECC) - Modelo de negócios: Estrutura de custos

Taxas de gerenciamento de investimentos

Para o ano fiscal de 2023, a Eagle Point Credit Company relatou taxas de gerenciamento de investimentos de US $ 12,6 milhões, representando aproximadamente 35% do total de despesas operacionais.

Categoria de taxa	Valor ($)	Porcentagem do total de despesas
Taxas de gerenciamento base	8,400,000	23.4%
Taxas baseadas em desempenho	4,200,000	11.6%

Despesas operacionais e administrativas

As despesas operacionais e administrativas totais para 2023 foram de US $ 7,3 milhões.

• Salários e compensação de funcionários: US $ 4,2 milhões
• Aluguel e instalações do escritório: US $ 1,5 milhão
• Serviços profissionais: US $ 900.000
• Custos de seguro: US $ 450.000
• Viagem e entretenimento: US $ 250.000

Custos de aquisição e manutenção de portfólio

As despesas relacionadas à portfólio totalizaram US $ 15,4 milhões em 2023.

Categoria de custo	Valor ($)
Taxas de aquisição de portfólio	9,600,000
Gerenciamento de portfólio	3,800,000
Custos de transação	2,000,000

Conformidade e despesas regulatórias

Os custos de conformidade de 2023 totalizaram US $ 2,1 milhões.

• Consultoria legal e regulatória: US $ 1.200.000
• Despesas de auditoria e relatório: US $ 600.000
• Software e sistemas de conformidade: US $ 300.000

Investimentos de infraestrutura de tecnologia e pesquisa

Os investimentos em tecnologia em 2023 foram de US $ 3,8 milhões.

Categoria de investimento em tecnologia	Valor ($)
Infraestrutura de TI	1,800,000
Ferramentas de pesquisa e análise	1,200,000
Aprimoramentos de segurança cibernética	800,000

Eagle Point Credit Company Inc. (ECC) - Modelo de negócios: fluxos de receita

Receita de juros de investimentos em crédito

A partir do quarto trimestre de 2023, a Eagle Point Credit Company relatou receita total de juros de US $ 43,2 milhões. O portfólio de investimentos da empresa gerou um rendimento médio de 10,5% em relação aos seus investimentos em crédito.

Fonte de receita	Valor ($)	Porcentagem da receita total
Juros de empréstimo garantidos (CLO)	37,800,000	87.5%
Juros de empréstimos garantidos sênior	5,400,000	12.5%

Apreciação de capital do portfólio de investimentos

Em 2023, o portfólio de investimentos da empresa sofreu uma valorização de US $ 12,6 milhões, representando um aumento de 6,3% no valor total da portfólio.

Distribuições de dividendos

A Eagle Point Credit Company declarou distribuições totais de dividendos de US $ 1,56 por ação em 2023, com um pagamento anual total de dividendos de US $ 24,9 milhões.

Período de dividendos	Dividendo por ação	Pagamento total de dividendos
Q1 2023	$0.39	US $ 6,2 milhões
Q2 2023	$0.39	US $ 6,2 milhões
Q3 2023	$0.39	US $ 6,2 milhões
Q4 2023	$0.39	US $ 6,2 milhões

Retornos de investimento de crédito estruturado

Os investimentos em crédito estruturado geraram US $ 18,5 milhões em retornos para o ano de 2023, representando 29,4% do total de fluxos de receita da empresa.

• Investimentos de patrimônio líquido: US $ 12,3 milhões
• Tranches de crédito estruturado: US $ 6,2 milhões

Receita da taxa de gerenciamento

A Eagle Point Credit Company gerou US $ 7,8 milhões em receita de taxa de gerenciamento durante 2023, representando 12,4% da receita total.

Fonte da taxa de gerenciamento	Valor ($)	Porcentagem de taxas de gerenciamento
Taxas de gerenciamento de CLO.	5,460,000	70%
Taxas de consultoria de investimento	2,340,000	30%

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Value Propositions

You're looking at what Eagle Point Credit Company Inc. (ECC) offers to its investors-the core reasons they choose this specific investment vehicle over others. Honestly, for a closed-end fund focused on CLO equity, the value proposition centers on yield, access, and structure.

High Current Income Generation and Yield Metrics

The main draw here is the focus on generating substantial current income from niche, less liquid assets. ECC achieves this by investing primarily in the equity and junior debt tranches of Collateralized Loan Obligations (CLOs). You can see the potential return profile in their recent activity:

• The weighted average effective yield on new CLO equity investments made during the third quarter of 2025 was 16.9%, measured at the time of investment.
• As of September 30, 2025, the weighted average expected yield on the entire CLO equity portfolio (excluding called CLOs, based on fair market value) stood at 18.28%.
• For the third quarter of 2025, the company received $76.9 million in recurring cash distributions from its investment portfolio, which translated to $0.59 per weighted average common share.

Stable Distribution Framework

Investors value the commitment to regular payouts, which is a key feature for an income-focused vehicle. Eagle Point Credit Company Inc. has consistently maintained a specific monthly payout level:

The declared regular monthly distribution for common shareholders for the first quarter of 2026 is $0.14 per share. This translates to an annual payout target of $1.68 per share ($0.14 multiplied by 12 months). This distribution level is supported by the company's primary investment objective to generate high current income.

Portfolio Diversification and Risk Management

While ECC is classified as a non-diversified investment company, its underlying exposure offers a broad base of credit risk, which is a critical point for managing single-name default risk. Here are the portfolio statistics as of September 30, 2025:

Metric	Value (as of Q3 2025)
Unique Corporate Obligors (Indirect Exposure)	1,893
Largest Look-Through Obligor Exposure	0.6%
Top-Ten Largest Obligor Exposure (Combined)	4.7%

This level of granularity helps you understand that the portfolio is not overly reliant on any single borrower. Also, management proactively deployed nearly $200 million in gross capital during the third quarter of 2025, showing active management to capture value.

Differentiated Investment Strategy

Eagle Point Credit Company Inc. offers access to the CLO equity space, which is often the domain of private funds, but within a public structure. This is their differentiated, private equity-style approach to CLO investing. They focus on the riskiest, highest-yielding tranches of CLOs, seeking capital gains as a secondary objective. The firm actively manages this by executing structural optimizations:

• During Q3 2025, the team proactively completed 11 resets and 16 refinancings of their CLO equity investments.
• Management indicated a pipeline targeting action on over 20% of the portfolio through resets and refinancings in the coming quarters.

Transparency and Public Structure

As a publicly traded, regulated investment company (RIC), ECC provides a level of oversight and liquidity not typically available with direct private credit fund investments. You get regular SEC filings and public reporting. For instance, the company's asset coverage ratios as of September 30, 2025, were 239% for preferred stock and 529% for debt, both exceeding the statutory requirement of 200%. This structural transparency is a key differentiator for a strategy rooted in complex structured credit.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Relationships

You're looking at how Eagle Point Credit Company Inc. (ECC) keeps its investors informed and engaged, which is key for a closed-end fund focused on complex assets like CLO equity. Their relationship strategy centers on transparency and consistent, high-frequency communication.

Regular Investor Calls and Detailed Quarterly Financial Presentations

Eagle Point Credit Company Inc. makes a point of hosting regular calls to walk through performance. For instance, they released their Q3 2025 quarterly presentation on November 13, 2025, following up on earlier calls for Q1 2025 (May 28, 2025) and Q2 2025 (August 12, 2025). These presentations, hosted by Chief Executive Officer Thomas P. Majewski, offer deep dives into the portfolio. To ensure access, they provide specific dial-in numbers, like the one for the Q3 2025 call: (844) 512-2921 (toll-free) or (412) 317-6671 (international), using Conference ID 13755162. They also make replays available; the Q3 2025 replay was accessible until December 12, 2025.

Here's a look at the cadence and key data points shared:

Reporting Period	Presentation Date	NAV per Common Share (Period End)	GAAP NII per Share
Q1 2025 (ended March 31)	May 28, 2025	$7.23 (as of March 31, 2025)	Not explicitly stated in the provided snippets for Q1
Q2 2025 (ended June 30)	August 12, 2025	$7.31 (as of June 30, 2025)	$0.23 (before non-recurring expenses)
Q3 2025 (ended September 30)	November 13, 2025	$7.00 (as of September 30, 2025)	$0.24

Dividend Reinvestment Plan (DRIP) for Common Stockholders

The monthly distribution policy is a core relationship feature. Eagle Point Credit Company Inc. declared a monthly distribution of $0.14 per share of common stock beginning in January 2025. This translated to an annualized distribution rate of 27.1% based on Q3 2025 figures. As of the Q3 2025 report, the company noted cumulative common distributions paid since its IPO on October 7, 2014, reached $23.17 per share. For those tracking the stock price, the forward dividend yield as of November 28, 2025, was cited at 27.23%. The total return calculation for performance reporting specifically assumes dividends are reinvested on payment dates at prices obtained by the company's DRIP.

Proactive Communication Regarding Portfolio Strategy and Market Outlook

The management team actively communicates portfolio adjustments designed to enhance earnings power. In Q3 2025, they proactively deployed nearly $200 million into new attractive investments. The weighted average effective yield on these new CLO equity investments during that quarter was 16.9%. This active management also involved extending the Weighted Average Remaining Reinvestment Period (WARRP) of the CLO equity portfolio to 3.3 years as of June 30, 2025, which they noted was roughly 43% longer than the broader market average.

You can see the focus on deploying capital in the table below:

• Deployed $285 million of capital into CLO equity, CLO debt, and other related investments in the first half of 2025.
• Of that H1 2025 deployment, $169 million was invested in CLO equity at a Weighted Average Effective Yield (WAEY) of 18.4% at purchase.
• For the month of January 2025, net capital deployed was $59.2 million.
• The look-through weighted average spread of the underlying loans was 3.25% as of September 2025.

Investor Relations Team Handling Direct Inquiries and Concerns

The relationship is supported by a dedicated structure. The Adviser, Eagle Point Credit Management LLC, is staffed by 117 professionals. You are directed to the Investor Relations section of the website, www.EaglePointCreditCompany.com, for registration for calls and to download materials. The team handles direct investor needs through this portal and public disclosures. For example, the company makes certain unaudited portfolio information available monthly on its website.

Public Filings (10-Qs, 10-Ks) Providing Full Financial Disclosure

Full financial transparency is maintained through required SEC filings. The Total Market Capitalization for Eagle Point Credit Company Inc. was reported as $1,408.8 million in the Q3 2025 presentation. The company files its 10-Qs and 10-Ks, which are publicly accessible on the SEC's EDGAR database. As of September 30, 2025, the debt and preferred equity securities outstanding totaled 41.8% of its total assets (less current liabilities).

Key disclosure points from recent filings include:

• GAAP Net Income for Q3 2025 was $15.5 million, or $0.12 per weighted average common share.
• Total portfolio cash distributions received in Q3 2025 were $79.36 million, or $0.59 per weighted average common share.
• As of October 31, 2025, management's estimated NAV range was between $6.69 and $6.79 per common share.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Channels

New York Stock Exchange (NYSE) for common and preferred stock trading

Eagle Point Credit Company Inc. common stock trades on the NYSE under the ticker symbol ECC. The company also has multiple series of preferred stock trading under tickers including ECCC, ECC PRD, ECCF, ECCU, ECCV, ECCW, and ECCX.

As of December 5, 2025, the stock price was $6.31. The 52-week range for the stock has been between $5.44 and $9.53. On the last reported day, the share volume was 1,361,425, against an average volume of 178,955. The Total Market Capitalization was reported as $1,408.8 million in November 2025 data.

The common stock distribution channel is supported by the following financial metrics:

Metric	Value
Monthly Regular Distribution Declared (Q1 2026)	$0.14 per share
Cumulative Common Distributions Since IPO	$23.17 per share
Q3 2025 Recurring Cash Distributions Received	$76.9 million
Q3 2025 Recurring Cash Distribution per Share	$0.59 per weighted average common share

Publicly available financial reports and investor presentations

Eagle Point Credit Company Inc. makes its core analysis documents available to the public. The company filed its 3Q25 Supplemental Investor Presentation on November 13, 2025. The 2Q25 Supplemental Investor Presentation was filed on August 12, 2025. The 1Q25 Supplemental Investor Presentation was available on May 28, 2025.

The company also provides more frequent updates:

• ECC October 2025 Monthly Portfolio Update: November 13, 2025
• ECC September 2025 Monthly Portfolio Update: October 11, 2025
• ECC August 2025 Monthly Portfolio Update: September 09, 2025

Brokerage platforms and financial advisors for retail access

Retail investors access Eagle Point Credit Company Inc. shares through standard brokerage platforms. The company's investment objective focuses on generating high current income, which attracts yield-focused retail investors. The company declared a regular monthly distribution of $0.14 per share for the first quarter of 2026. The Price to Book Value per Share Ratio was 0.52.

Direct communication via the company website and email alerts

The company website, eaglepointcreditcompany.com, serves as a central hub for investor information, including Quarterly Investor Presentations and Monthly Reports. Direct contact for investor relations is available via email at ir@eaglepointcreditcompany.com. The website also provides access to Section 19 Notices regarding distributions and Tax Characteristics Form 8937 for preferred stock.

Earnings calls and webcasts for direct management access

Management provides direct access through scheduled earnings calls and webcasts. The Eagle Point Credit Co LLC ECC Q3 2025 Earnings Call was scheduled for Thursday, November 13, 2025, before market open. The Q2 2025 Earnings Conference Call took place on August 12, 2025 at 10:00 a.m. ET. Participants on the Q3 2025 call included Chief Executive Officer Thomas Majewski and Chief Financial Officer/Chief Operating Officer Ken Onorio. For Q3 2025, the company recorded net investment income less realized losses from investments of $21 million or 16 cents per share.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Segments

The customer segments for Eagle Point Credit Company Inc. are primarily defined by their investment objectives, which align with the Company's primary goal to generate high current income.

The ownership structure as of late 2025 provides a quantitative view of these segments:

Segment Type	Ownership Percentage (as of November 2025)	Number of Filers (as of Dec 2025)
Institutional Investors	12.14%	115 (13D/G or 13F filers)
Insiders	0.71%	N/A
Mutual Funds	0.00%	N/A

The remaining ownership percentage, approximately 87.15% based on the provided institutional and insider figures, is comprised of retail investors and other non-reporting entities.

Retail investors seeking high current income and yield:

• Individuals attracted to the monthly distribution structure, which included a common stock distribution of $0.14 per share for January 2025 and onward.
• Investors comfortable with the volatility inherent in seeking high yield from CLO equity and junior debt.

Institutional investors like endowments and foundations:

• These entities contribute to the 12.14% institutional holding as of November 2025.
• The platform overall manages over $13 billion in Assets Under Management across institutional, high net worth, and retail investors.
• Examples of institutional holders filing with the SEC include Stone Point Capital Llc and Morgan Stanley.
• One specific institutional holder, Alpine Global Management LLC, held 333,333 shares in November 2025.

Financial professionals and advisors managing client portfolios:

• These professionals allocate capital to Eagle Point Credit Company Inc. on behalf of their clients, utilizing the closed-end fund structure for income generation.
• The Company's common stock traded at a closing price of $6.88 as of July 31, 2025, against a NAV of $7.31.

Investors comfortable with the volatility of CLO equity and junior debt:

• The investment strategy focuses primarily on equity and junior debt tranches of Collateralized Loan Obligations (CLOs).
• The weighted average effective yield of new CLO equity investments made during Q3 2025 was 16.9% at the time of investment.

Holders of various preferred stock series (e.g., ECCW, ECCX):

• This segment holds preferred stock, which receives fixed monthly distributions.
• Distributions paid on July 31, 2025, included $0.135417 per share for Series C Term Preferred Stock and $0.166667 per share for Series F Term Preferred Stock.
• The Company has a significant portion of its preferred stock financing structured as perpetual, meaning it has no set maturity date.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Cost Structure

You're looking at the expenses Eagle Point Credit Company Inc. (ECC) incurs to run its investment management structure, which is heavily reliant on an external adviser. These costs directly impact the net returns available to common shareholders.

The cost structure is dominated by fees paid to the external adviser, financing costs associated with leverage, and investment losses.

Management and incentive fees paid to the external adviser

• The management fee is calculated quarterly, in arrears, at an annual rate equal to 1.75% of the Company's "total equity base."
• The "total equity base" is defined as the net asset value attributable to the common stock plus the paid-in, or stated, capital of the preferred stock.
• For the six months ended June 30, 2025, Eagle Point Credit Company Inc. was charged management fees of $10.0 million.
• The incentive fee is calculated and payable quarterly based on the pre-incentive fee net investment income (PNII).

Financing costs and operating expenses totaling $21.1 million (Q3 2025)

For the third quarter of 2025, the total of financing costs and operating expenses was reported as $21.1 million, or approximately $0.16 per weighted average common share when netted against realized losses from investments. Some reports round this figure to $21 million.

Interest expense on fixed-rate debt and preferred stock distributions

Eagle Point Credit Company Inc. funds its operations using debt and preferred stock, all of which carry associated costs. A significant component of this is the cost related to preferred stock, which is considered temporary equity.

Cost Component	Q3 2025 Amount (Millions USD)	Notes
Financing Costs and Operating Expenses (Total)	$21.1	Reported GAAP offset.
Distributions and Amortization of Offering Costs on Temporary Equity	$6.2	Temporary equity refers to perpetual preferred stock.

All of Eagle Point Credit Company Inc.'s financing remains fixed-rate, and the company has no debt maturities prior to April 2028.

Realized capital losses on investments of $10.2 million (Q3 2025)

During the third quarter of 2025, the company recorded realized capital losses on investments amounting to $10.2 million. This figure is reported as a component offsetting investment income in the GAAP net income calculation. This compares to realized losses from investments of $0.08 per weighted average common share for the quarter.

General and administrative costs, plus legal and audit fees

These costs are embedded within the broader operating expenses. As of December 31, 2024, the annual expense ratios per common share included:

• Management Fees: 2.06%
• Other Expenses: 4.38%
• Interest Expense: 2.15%

The total reported expense ratio as of December 31, 2024, was 8.58%.

Other specific offsets to GAAP net income for Q3 2025 included:

• Net unrealized losses on certain liabilities held at fair value: $1.7 million.
• Realized losses from forward currency contracts: $0.9 million.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Revenue Streams

You're looking at the core ways Eagle Point Credit Company Inc. (ECC) brings in money, which is heavily tied to its portfolio of Collateralized Loan Obligation (CLO) equity and debt investments. As a seasoned analyst, I can tell you these streams are what drive the monthly distributions you see.

The primary engine for cash flow is the steady income generated by the underlying assets. For the third quarter of 2025, the company received $77 million in recurring cash distributions from its investment portfolio. 1, 2 This is the cash flow ECC expects to use to cover its operating expenses and make shareholder payments. To be fair, this figure was slightly lower than the prior quarter's $\mathbf{\$85}$ million. 2

Beyond the direct distributions, the overall investment performance contributes significantly. For Q3 2025, the total investment income, which includes interest and dividends earned, hit $52.0 million. 1, 3 This revenue figure actually beat the consensus estimate of $\mathbf{\$50.86}$ million. 5

Here is a breakdown of the key components that made up the GAAP net income for the third quarter of 2025:

Revenue/Income Component	Q3 2025 Amount (Millions USD)	Notes
Total Investment Income	$52.0	Interest and dividends earned. 1, 3
Recurring Cash Distributions Received	$77.0	Total cash received from the investment portfolio. 1, 2
Net Unrealized Gains on Investments	$3.6	Mark-to-market accounting adjustments. 1
GAAP Net Income (Total)	$15.5	Total income inclusive of unrealized gains. 1

When ECC sells an investment, it realizes a capital gain or loss. For Q3 2025, the company recorded realized capital losses on investments of $10.2 million, which partially offset the total investment income. 1 This is a key area to watch, as realized losses directly impact the Net Investment Income (NII) less realized losses figure, which was $\mathbf{\$21}$ million or $\mathbf{\$0.16}$ per share for the quarter. 2, 4

Eagle Point Credit Company Inc. also raises capital directly from the market, which serves as a funding source for new investments. You should note these capital raises are distinct from investment income:

• Net proceeds from the issuance of common stock via its at-the-market program totaled $26 million in Q3 2025. 2
• The company also issued approximately $\mathbf{\$13.2}$ million in Series AA and AB 7.00% Convertible Perpetual Preferred Stock during the quarter. 1, 2

Finally, the mark-to-market accounting component, unrealized gains on investments, was $3.6 million for the third quarter of 2025. 1 This figure reflects the current fair value adjustments to the portfolio assets, which flows through to the GAAP net income calculation. Finance: draft the Q4 2025 capital deployment forecast by next Wednesday.