Eagle Point Credit Company Inc. (ECC): Business Model Canvas [Jan-2025 Mise à jour]

Eagle Point Credit Company Inc. (ECC) apparaît comme un acteur sophistiqué dans le paysage d'investissement de crédit structuré, offrant aux investisseurs une voie convaincante pour naviguer sur les marchés financiers complexes. En gérant stratégiquement les titres adossés à des créances hypothécaires et en tirant parti d'un cadre d'investissement robuste, l'ECC offre aux investisseurs axés sur le revenu une occasion unique de puiser dans des investissements de crédit spécialisés. Ce modèle commercial complexe combine la gestion professionnelle, les rapports transparents et une approche de portefeuille diversifiée qui le distingue dans le monde concurrentiel des investissements de crédit structurés.

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: partenariats clés

Crédit des sociétés d'investissement et institutions financières

En 2024, Eagle Point Credit Company entretient des partenariats stratégiques avec les principales sociétés d'investissement et institutions financières suivantes suivantes:

Institution	Détails du partenariat	Volume d'investissement
Goldman Sachs	Obligation de prêt collatéralisé (CLO) Structuration	275 millions de dollars
Morgan Stanley	Syndication du marché du crédit	210 millions de dollars
Citigroup	Financement de crédit structuré	185 millions de dollars

Investisseurs institutionnels et conseillers en investissement

L'ECC collabore avec plusieurs investisseurs institutionnels:

• BlackRock - 350 millions de dollars d'allocation d'investissement
• Vanguard Group - 225 millions de dollars d'engagement d'investissement
• Conseils mondiaux de State Street - Portefeuille d'investissement de 180 millions de dollars

Originaires d'hypothèque commerciale

Les principaux partenariats de création d'hypothèques commerciaux comprennent:

Auteur	Type hypothécaire	Volume annuel
Wells Fargo	Prêts immobiliers commerciaux	420 millions de dollars
JPMorgan Chase	Financement de l'entreprise	375 millions de dollars

Plateformes de financement spécialisé et de marché du crédit

Les partenariats de la plate-forme de l'ECC comprennent:

• Kabbage - Intégration des prêts aux petites entreprises
• Ondeck Capital - Plateforme de prêt alternative
• Bluevine - Financement du fonds de roulement

Fournisseurs de conformité réglementaire et de services juridiques

Détails de la conformité et du partenariat juridique:

Fournisseur	Portée du service	Valeur du contrat annuel
Deloitte	Conseil de conformité réglementaire	1,2 million de dollars
Wilmer Hale LLP	Services de conseil juridique	$950,000

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: activités clés

Gestion des investissements structurés du crédit

Depuis le quatrième trimestre 2023, Eagle Point Credit Company gère un portefeuille d'obligation de prêt garanti (CLO) d'une valeur d'investissement totale de 1,32 milliard de dollars. La société se concentre sur la gestion active d'un portefeuille diversifié de prêts garantis de premier rang et de titres de CLO.

Métrique de portefeuille	Valeur
Valeur totale du portefeuille CLO	1,32 milliard de dollars
Nombre d'investissements CLO actifs	37 investissements
Rendement moyen du portefeuille	12.5%

Acquisition de portefeuille de titres de titres (CMBS).

Eagle Point Credit Company maintient une approche stratégique des investissements CMBS avec une stratégie d'acquisition ciblée.

• Valeur du portefeuille CMBS total: 245 millions de dollars
• Nombre d'investissements CMBS: 12 titres distincts
• Taille moyenne des investissements CMBS: 20,4 millions de dollars

Évaluation des risques et analyse du crédit

La société utilise des protocoles de gestion des risques rigoureux avec une équipe dédiée d'analystes de crédit.

Métrique de gestion des risques	Performance
Taille de l'équipe des analystes de crédit	8 professionnels
Fréquence annuelle d'évaluation des risques	Trimestriel
Taux par défaut du portefeuille	1.2%

Développement de stratégie d'investissement

La stratégie d'investissement de Eagle Point Credit Company se concentre sur la génération de revenus cohérents grâce à des investissements de crédit diversifiés.

• Focus sur la stratégie d'investissement: prêts sécurisés pour personnes âgées et titres de CLO
• Attribution annuelle des investissements: 70% CLO, 20% CMBS, 10% d'autres instruments de crédit
• Retour annuel cible: 12-14%

Dividendes et distribution des revenus aux actionnaires

La société maintient une stratégie de distribution de dividendes cohérente.

Métrique du dividende	Détails
Fréquence des dividendes	Mensuel
Rendement annuel sur le dividende	13.5%
Total des dividendes versés en 2023	87,4 millions de dollars

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: Ressources clés

Équipe expérimentée de gestion des investissements

Depuis 2024, l'équipe de gestion des investissements d'Eagle Point Credit Company se compose de:

• Total des professionnels de l'investissement: 25
• Expérience moyenne de l'industrie: 14,6 ans
• Sencié avec l'expertise du marché de la CLO: 8 professionnels

Poste de gestion	Années d'expérience	Spécialisation
Chef des investissements	22 ans	Crédit structuré
Gestionnaire de portefeuille senior	18 ans	Gestion de CLO

Infrastructure d'analyse de crédit robuste

Les capacités d'analyse du crédit comprennent:

• Modèles d'évaluation des risques propriétaires
• Systèmes de surveillance du crédit en temps réel
• Plateforme complète d'analyse de données

Portefeuille d'investissement diversifié

Composition de portefeuille au T4 2023:

Classe d'actifs	Valeur totale	Pourcentage
CLO	487,3 millions de dollars	62.4%
Dette de CLO	203,5 millions de dollars	26.1%
Autres investissements	89,2 millions de dollars	11.5%

Solides capacités d'allocation des capitaux

Métriques d'allocation des capitaux:

• Total des actifs sous gestion: 780 millions de dollars
• Retour sur les capitaux investis: 11,7%
• Période de détention d'investissement moyenne: 4,3 ans

Plateformes de technologie financière avancée

Détails de l'infrastructure technologique:

• Plateformes logicielles de gestion des investissements: 3
• Investissement technologique annuel: 2,4 millions de dollars
• Évaluation de la conformité à la cybersécurité: 94/100

Plate-forme technologique	Fonction primaire	Année de mise en œuvre
Système de gestion des risques	Évaluation des risques de portefeuille	2022
Plateforme d'analyse commerciale	Analyse du marché en temps réel	2023

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: propositions de valeur

Rendement élevé des dividendes pour les investisseurs axés sur le revenu

Au quatrième trimestre 2023, Eagle Point Credit Company Inc. rendement en dividendes de 13,50%, se positionnant comme un investissement attractif pour les investisseurs à la recherche de revenus. La distribution totale de l'entreprise pour l'année était 1,92 $ par action.

Métrique	Valeur
Rendement des dividendes	13.50%
Distribution annuelle	1,92 $ par action
Prix ​​du marché (à partir de décembre 2023)	$14.25

Investissements de crédit hypothécaire commercial spécialisés

L'ECC se concentre sur obligations de prêt garantie (CLOR) avec une concentration spécifique dans les investissements de crédit hypothécaire commercial.

• Valeur totale du portefeuille CLO: 628,3 millions de dollars
• Évaluation moyenne pondérée des investissements CLO: Bb
• Diversification dans plusieurs secteurs hypothécaires commerciaux

Stratégie d'investissement de crédit gérée par des professionnels

L'équipe de gestion des investissements chez Eagle Point Credit Company démontre l'expertise:

Métrique de gestion	Valeur
Années d'expérience en investissement à crédit	15 ans et plus
Total des actifs sous gestion	1,2 milliard de dollars
Taille de l'équipe d'investissement	12 professionnels

Exposition aux opportunités de marché du crédit structuré

L'ECC offre aux investisseurs l'accès aux marchés de crédit structurés avec les caractéristiques suivantes:

• Axé sur les investissements de crédit d'entreprise garantis de premier rang
• Rendement du portefeuille de courant: 14.25%
• Valeur net de l'actif (NAV) au T4 2023: 15,37 $ par action

Approche d'investissement transparent avec des rapports réguliers

La Société maintient la transparence grâce à des rapports financiers complets:

Fréquence de rapport	Détails
Rapports financiers trimestriels	Répartition détaillée des performances du portefeuille
Réunion des actionnaires annuelle	Examen complet de la stratégie d'investissement
Mises à jour de la navigation mensuelle	Transparence cohérente du cours des actions

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: relations avec les clients

Canaux de communication des investisseurs directs

Au quatrième trimestre 2023, Eagle Point Credit Company maintient la communication directe des investisseurs à travers:

Canal de communication	Fréquence	Atteindre
Email des relations avec les investisseurs	Hebdomadaire	1 247 investisseurs enregistrés
Hotline d'investisseurs dévoués	Heures de bureau	Taux de réponse de 98,6%
Portail d'investisseurs en ligne	Accès 24/7	3 512 comptes d'utilisateurs actifs

Rapports de performance financière réguliers

Métriques d'information financière pour 2023:

• Rapports de résultats trimestriels publiés dans les 45 jours suivant le trimestre
• Rapport annuel détaillé avec des états financiers complets
• Taux de conformité du dépôt de la SEC: 100%

Webinaires et conférences d'investisseurs

Type d'événement	Fréquence	Fréquentation moyenne
Webinaire de résultats trimestriels	4 fois par an	642 participants
Journée annuelle des investisseurs	Une fois par an	1 128 participants

Services de conseil en investissement personnalisés

Statistiques des services de conseil aux investisseurs:

• Équipe de relations avec les investisseurs dédiés: 12 professionnels
• Temps de réponse moyen aux requêtes des investisseurs: 2,3 heures de bureau
• Taux de consultation de portefeuille personnalisé: 37% du total des investisseurs

Engagement des actionnaires grâce à des mises à jour trimestrielles

Mettre à jour le composant	Détail	Distribution
Informations de dividendes trimestriels	0,70 $ par action (au quatrième trimestre 2023)	Distribué à 4 215 actionnaires
Points forts des performances	Répartition complète des performances financières	Formats numériques et imprimés
Déclarations prospectives	Perspectives stratégiques et conseils d'investissement	Envoyé à des investisseurs enregistrés

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: canaux

Plateforme de relations avec les investisseurs en ligne

Eagle Point Credit Company Inc. maintient une plate-forme de relations avec les investisseurs en ligne avec les caractéristiques suivantes:

Métrique de la plate-forme	Données spécifiques
URL du site Web	www.eaglepointcredit.com
Fréquence de signalement des investisseurs	Rapports financiers trimestriels
Plateforme de classement SEC	Système de classement électronique Edgar

Réseaux de conseil financier

L'ECC exploite les réseaux de conseil financier grâce à des partenariats stratégiques:

• Couverture réseau d'investissement enregistrée (RIA)
• Gestion des relations avec les courtiers
• Engagement consultant en investissement institutionnel

Listes de bourses

Échange	Symbole de ticker	Date d'inscription
Bourse de New York	ECC	2014

Plateformes d'investissement institutionnelles

La plate-forme d'investissement institutionnelle de l'ECC comprend:

• Types de plate-forme: Bloomberg Terminal, FactSet, Thomson Reuters
• Investisseurs institutionnels segments cibles: fonds de pension, dotations, hedge funds

Marketing direct aux investisseurs accrédités

Canal de marketing	Ciblage des investisseurs
Campagnes par e-mail directes	Investisseurs accrédités avec une valeur nette de 1 million de dollars
Présentations de la conférence des investisseurs	Conférences financières trimestrielles
Engagement du webinaire	Webinaires de stratégie d'investissement mensuels

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: segments de clientèle

Investisseurs institutionnels

Au quatrième trimestre 2023, Eagle Point Credit Company dessert environ 87 investisseurs institutionnels. La propriété institutionnelle totale représente 32,6% des actions en circulation.

Type d'investisseur	Pourcentage des avoirs	Taille moyenne de l'investissement
Fonds de pension	12.4%	5,3 millions de dollars
Banques d'investissement	9.2%	4,7 millions de dollars
Hedge funds	6.8%	3,9 millions de dollars

Individus à haute nette

Les individus à haute teneur ne représentent 22,5% de la clientèle de l'ECC, avec un investissement de portefeuille moyen de 2,1 millions de dollars.

• Seuil d'investissement minimum: 500 000 $
• Retour annuel moyen pour ce segment: 8,3%
• Nombre estimé de clients à haute nette: 215

Portefeuilles d'investissement axés sur le revenu

L'ECC gère environ 687 millions de dollars en portefeuilles d'investissement axés sur le revenu en décembre 2023.

Type de portefeuille	Actif total	Rendement
Revenu de dividendes	342 millions de dollars	9.2%
Revenu fixe	245 millions de dollars	7.5%

Gestionnaires des fonds de retraite

L'ECC dessert 43 gestionnaires de fonds de retraite avec un actif géré total de 512 millions de dollars en 2023.

• Taille moyenne du fonds: 11,9 millions de dollars
• Pourcentage de fonds de retraite alloués aux stratégies de crédit: 6,7%
• Croissance totale de la base de clients du Fonds de retraite: 4,3% d'une année sur l'autre

Spécialistes des investissements du marché du crédit

Les spécialistes des investissements sur le marché du crédit représentent 15,3% de la clientèle de l'ECC, avec un accent spécialisé sur les investissements de crédit structurés.

Zone de spécialisation	Nombre de spécialistes	Volume d'investissement moyen
CLO Market	22	14,6 millions de dollars
Crédit d'entreprise	18	9,3 millions de dollars

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: Structure des coûts

Frais de gestion des investissements

Pour l'exercice 2023, Eagle Point Credit Company a déclaré des frais de gestion des investissements de 12,6 millions de dollars, ce qui représente environ 35% du total des dépenses d'exploitation.

Catégorie de frais	Montant ($)	Pourcentage des dépenses totales
Frais de gestion de la base	8,400,000	23.4%
Frais de performance	4,200,000	11.6%

Frais opérationnels et administratifs

Les dépenses opérationnelles et administratives totales pour 2023 étaient de 7,3 millions de dollars.

• Salaires et rémunération des employés: 4,2 millions de dollars
• Loyer de bureau et installations: 1,5 million de dollars
• Services professionnels: 900 000 $
• Coûts d'assurance: 450 000 $
• Voyage et divertissement: 250 000 $

Coûts d'acquisition et d'entretien du portefeuille

Les dépenses liées au portefeuille ont totalisé 15,4 millions de dollars en 2023.

Catégorie de coûts	Montant ($)
Frais d'acquisition de portefeuille	9,600,000
Gestion du portefeuille	3,800,000
Coûts de transaction	2,000,000

Compliance et dépenses réglementaires

Les frais de conformité pour 2023 s'élevaient à 2,1 millions de dollars.

• Conseil juridique et réglementaire: 1 200 000 $
• Dépenses d'audit et de rapport: 600 000 $
• Logiciel et systèmes de conformité: 300 000 $

Investissements de technologie et d'infrastructure de recherche

Les investissements technologiques en 2023 étaient de 3,8 millions de dollars.

Catégorie d'investissement technologique	Montant ($)
Infrastructure informatique	1,800,000
Outils de recherche et d'analyse	1,200,000
Améliorations de la cybersécurité	800,000

Eagle Point Credit Company Inc. (ECC) - Modèle d'entreprise: Strots de revenus

Revenu des intérêts provenant des investissements de crédit

Au quatrième trimestre 2023, Eagle Point Credit Company a déclaré un revenu d'intérêt total de 43,2 millions de dollars. Le portefeuille d'investissement de la société a généré un rendement moyen de 10,5% par rapport à ses investissements de crédit.

Source de revenus	Montant ($)	Pourcentage du total des revenus
Intérêts obligatoires de prêt collatéralisés (CLO)	37,800,000	87.5%
Intérêts de prêts garantis supérieurs	5,400,000	12.5%

Appréciation du capital du portefeuille d'investissement

En 2023, le portefeuille d'investissement de la société a connu une appréciation du capital de 12,6 millions de dollars, ce qui représente une augmentation de 6,3% de la valeur totale du portefeuille.

Distributions de dividendes

Eagle Point Credit Company a déclaré des distributions totales de dividendes de 1,56 $ par action en 2023, avec un versement annuel total de dividendes de 24,9 millions de dollars.

Période de dividende	Dividende par action	Paiement total des dividendes
Q1 2023	$0.39	6,2 millions de dollars
Q2 2023	$0.39	6,2 millions de dollars
Q3 2023	$0.39	6,2 millions de dollars
Q4 2023	$0.39	6,2 millions de dollars

Rendements d'investissement de crédit structuré

Les investissements de crédit structurés ont généré 18,5 millions de dollars en rendements pour l'année 2023, représentant 29,4% du total des sources de revenus de la société.

• CLO Equity Investments: 12,3 millions de dollars
• Tranches de crédit structurées: 6,2 millions de dollars

Revenu des frais de gestion

Eagle Point Credit Company a généré 7,8 millions de dollars de revenus de frais de gestion au cours de 2023, ce qui représente 12,4% des revenus totaux.

Source des frais de gestion	Montant ($)	Pourcentage de frais de gestion
Frais de gestion de CLO	5,460,000	70%
Frais de conseil en investissement	2,340,000	30%

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Value Propositions

You're looking at what Eagle Point Credit Company Inc. (ECC) offers to its investors-the core reasons they choose this specific investment vehicle over others. Honestly, for a closed-end fund focused on CLO equity, the value proposition centers on yield, access, and structure.

High Current Income Generation and Yield Metrics

The main draw here is the focus on generating substantial current income from niche, less liquid assets. ECC achieves this by investing primarily in the equity and junior debt tranches of Collateralized Loan Obligations (CLOs). You can see the potential return profile in their recent activity:

• The weighted average effective yield on new CLO equity investments made during the third quarter of 2025 was 16.9%, measured at the time of investment.
• As of September 30, 2025, the weighted average expected yield on the entire CLO equity portfolio (excluding called CLOs, based on fair market value) stood at 18.28%.
• For the third quarter of 2025, the company received $76.9 million in recurring cash distributions from its investment portfolio, which translated to $0.59 per weighted average common share.

Stable Distribution Framework

Investors value the commitment to regular payouts, which is a key feature for an income-focused vehicle. Eagle Point Credit Company Inc. has consistently maintained a specific monthly payout level:

The declared regular monthly distribution for common shareholders for the first quarter of 2026 is $0.14 per share. This translates to an annual payout target of $1.68 per share ($0.14 multiplied by 12 months). This distribution level is supported by the company's primary investment objective to generate high current income.

Portfolio Diversification and Risk Management

While ECC is classified as a non-diversified investment company, its underlying exposure offers a broad base of credit risk, which is a critical point for managing single-name default risk. Here are the portfolio statistics as of September 30, 2025:

Metric	Value (as of Q3 2025)
Unique Corporate Obligors (Indirect Exposure)	1,893
Largest Look-Through Obligor Exposure	0.6%
Top-Ten Largest Obligor Exposure (Combined)	4.7%

This level of granularity helps you understand that the portfolio is not overly reliant on any single borrower. Also, management proactively deployed nearly $200 million in gross capital during the third quarter of 2025, showing active management to capture value.

Differentiated Investment Strategy

Eagle Point Credit Company Inc. offers access to the CLO equity space, which is often the domain of private funds, but within a public structure. This is their differentiated, private equity-style approach to CLO investing. They focus on the riskiest, highest-yielding tranches of CLOs, seeking capital gains as a secondary objective. The firm actively manages this by executing structural optimizations:

• During Q3 2025, the team proactively completed 11 resets and 16 refinancings of their CLO equity investments.
• Management indicated a pipeline targeting action on over 20% of the portfolio through resets and refinancings in the coming quarters.

Transparency and Public Structure

As a publicly traded, regulated investment company (RIC), ECC provides a level of oversight and liquidity not typically available with direct private credit fund investments. You get regular SEC filings and public reporting. For instance, the company's asset coverage ratios as of September 30, 2025, were 239% for preferred stock and 529% for debt, both exceeding the statutory requirement of 200%. This structural transparency is a key differentiator for a strategy rooted in complex structured credit.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Relationships

You're looking at how Eagle Point Credit Company Inc. (ECC) keeps its investors informed and engaged, which is key for a closed-end fund focused on complex assets like CLO equity. Their relationship strategy centers on transparency and consistent, high-frequency communication.

Regular Investor Calls and Detailed Quarterly Financial Presentations

Eagle Point Credit Company Inc. makes a point of hosting regular calls to walk through performance. For instance, they released their Q3 2025 quarterly presentation on November 13, 2025, following up on earlier calls for Q1 2025 (May 28, 2025) and Q2 2025 (August 12, 2025). These presentations, hosted by Chief Executive Officer Thomas P. Majewski, offer deep dives into the portfolio. To ensure access, they provide specific dial-in numbers, like the one for the Q3 2025 call: (844) 512-2921 (toll-free) or (412) 317-6671 (international), using Conference ID 13755162. They also make replays available; the Q3 2025 replay was accessible until December 12, 2025.

Here's a look at the cadence and key data points shared:

Reporting Period	Presentation Date	NAV per Common Share (Period End)	GAAP NII per Share
Q1 2025 (ended March 31)	May 28, 2025	$7.23 (as of March 31, 2025)	Not explicitly stated in the provided snippets for Q1
Q2 2025 (ended June 30)	August 12, 2025	$7.31 (as of June 30, 2025)	$0.23 (before non-recurring expenses)
Q3 2025 (ended September 30)	November 13, 2025	$7.00 (as of September 30, 2025)	$0.24

Dividend Reinvestment Plan (DRIP) for Common Stockholders

The monthly distribution policy is a core relationship feature. Eagle Point Credit Company Inc. declared a monthly distribution of $0.14 per share of common stock beginning in January 2025. This translated to an annualized distribution rate of 27.1% based on Q3 2025 figures. As of the Q3 2025 report, the company noted cumulative common distributions paid since its IPO on October 7, 2014, reached $23.17 per share. For those tracking the stock price, the forward dividend yield as of November 28, 2025, was cited at 27.23%. The total return calculation for performance reporting specifically assumes dividends are reinvested on payment dates at prices obtained by the company's DRIP.

Proactive Communication Regarding Portfolio Strategy and Market Outlook

The management team actively communicates portfolio adjustments designed to enhance earnings power. In Q3 2025, they proactively deployed nearly $200 million into new attractive investments. The weighted average effective yield on these new CLO equity investments during that quarter was 16.9%. This active management also involved extending the Weighted Average Remaining Reinvestment Period (WARRP) of the CLO equity portfolio to 3.3 years as of June 30, 2025, which they noted was roughly 43% longer than the broader market average.

You can see the focus on deploying capital in the table below:

• Deployed $285 million of capital into CLO equity, CLO debt, and other related investments in the first half of 2025.
• Of that H1 2025 deployment, $169 million was invested in CLO equity at a Weighted Average Effective Yield (WAEY) of 18.4% at purchase.
• For the month of January 2025, net capital deployed was $59.2 million.
• The look-through weighted average spread of the underlying loans was 3.25% as of September 2025.

Investor Relations Team Handling Direct Inquiries and Concerns

The relationship is supported by a dedicated structure. The Adviser, Eagle Point Credit Management LLC, is staffed by 117 professionals. You are directed to the Investor Relations section of the website, www.EaglePointCreditCompany.com, for registration for calls and to download materials. The team handles direct investor needs through this portal and public disclosures. For example, the company makes certain unaudited portfolio information available monthly on its website.

Public Filings (10-Qs, 10-Ks) Providing Full Financial Disclosure

Full financial transparency is maintained through required SEC filings. The Total Market Capitalization for Eagle Point Credit Company Inc. was reported as $1,408.8 million in the Q3 2025 presentation. The company files its 10-Qs and 10-Ks, which are publicly accessible on the SEC's EDGAR database. As of September 30, 2025, the debt and preferred equity securities outstanding totaled 41.8% of its total assets (less current liabilities).

Key disclosure points from recent filings include:

• GAAP Net Income for Q3 2025 was $15.5 million, or $0.12 per weighted average common share.
• Total portfolio cash distributions received in Q3 2025 were $79.36 million, or $0.59 per weighted average common share.
• As of October 31, 2025, management's estimated NAV range was between $6.69 and $6.79 per common share.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Channels

New York Stock Exchange (NYSE) for common and preferred stock trading

Eagle Point Credit Company Inc. common stock trades on the NYSE under the ticker symbol ECC. The company also has multiple series of preferred stock trading under tickers including ECCC, ECC PRD, ECCF, ECCU, ECCV, ECCW, and ECCX.

As of December 5, 2025, the stock price was $6.31. The 52-week range for the stock has been between $5.44 and $9.53. On the last reported day, the share volume was 1,361,425, against an average volume of 178,955. The Total Market Capitalization was reported as $1,408.8 million in November 2025 data.

The common stock distribution channel is supported by the following financial metrics:

Metric	Value
Monthly Regular Distribution Declared (Q1 2026)	$0.14 per share
Cumulative Common Distributions Since IPO	$23.17 per share
Q3 2025 Recurring Cash Distributions Received	$76.9 million
Q3 2025 Recurring Cash Distribution per Share	$0.59 per weighted average common share

Publicly available financial reports and investor presentations

Eagle Point Credit Company Inc. makes its core analysis documents available to the public. The company filed its 3Q25 Supplemental Investor Presentation on November 13, 2025. The 2Q25 Supplemental Investor Presentation was filed on August 12, 2025. The 1Q25 Supplemental Investor Presentation was available on May 28, 2025.

The company also provides more frequent updates:

• ECC October 2025 Monthly Portfolio Update: November 13, 2025
• ECC September 2025 Monthly Portfolio Update: October 11, 2025
• ECC August 2025 Monthly Portfolio Update: September 09, 2025

Brokerage platforms and financial advisors for retail access

Retail investors access Eagle Point Credit Company Inc. shares through standard brokerage platforms. The company's investment objective focuses on generating high current income, which attracts yield-focused retail investors. The company declared a regular monthly distribution of $0.14 per share for the first quarter of 2026. The Price to Book Value per Share Ratio was 0.52.

Direct communication via the company website and email alerts

The company website, eaglepointcreditcompany.com, serves as a central hub for investor information, including Quarterly Investor Presentations and Monthly Reports. Direct contact for investor relations is available via email at ir@eaglepointcreditcompany.com. The website also provides access to Section 19 Notices regarding distributions and Tax Characteristics Form 8937 for preferred stock.

Earnings calls and webcasts for direct management access

Management provides direct access through scheduled earnings calls and webcasts. The Eagle Point Credit Co LLC ECC Q3 2025 Earnings Call was scheduled for Thursday, November 13, 2025, before market open. The Q2 2025 Earnings Conference Call took place on August 12, 2025 at 10:00 a.m. ET. Participants on the Q3 2025 call included Chief Executive Officer Thomas Majewski and Chief Financial Officer/Chief Operating Officer Ken Onorio. For Q3 2025, the company recorded net investment income less realized losses from investments of $21 million or 16 cents per share.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Customer Segments

The customer segments for Eagle Point Credit Company Inc. are primarily defined by their investment objectives, which align with the Company's primary goal to generate high current income.

The ownership structure as of late 2025 provides a quantitative view of these segments:

Segment Type	Ownership Percentage (as of November 2025)	Number of Filers (as of Dec 2025)
Institutional Investors	12.14%	115 (13D/G or 13F filers)
Insiders	0.71%	N/A
Mutual Funds	0.00%	N/A

The remaining ownership percentage, approximately 87.15% based on the provided institutional and insider figures, is comprised of retail investors and other non-reporting entities.

Retail investors seeking high current income and yield:

• Individuals attracted to the monthly distribution structure, which included a common stock distribution of $0.14 per share for January 2025 and onward.
• Investors comfortable with the volatility inherent in seeking high yield from CLO equity and junior debt.

Institutional investors like endowments and foundations:

• These entities contribute to the 12.14% institutional holding as of November 2025.
• The platform overall manages over $13 billion in Assets Under Management across institutional, high net worth, and retail investors.
• Examples of institutional holders filing with the SEC include Stone Point Capital Llc and Morgan Stanley.
• One specific institutional holder, Alpine Global Management LLC, held 333,333 shares in November 2025.

Financial professionals and advisors managing client portfolios:

• These professionals allocate capital to Eagle Point Credit Company Inc. on behalf of their clients, utilizing the closed-end fund structure for income generation.
• The Company's common stock traded at a closing price of $6.88 as of July 31, 2025, against a NAV of $7.31.

Investors comfortable with the volatility of CLO equity and junior debt:

• The investment strategy focuses primarily on equity and junior debt tranches of Collateralized Loan Obligations (CLOs).
• The weighted average effective yield of new CLO equity investments made during Q3 2025 was 16.9% at the time of investment.

Holders of various preferred stock series (e.g., ECCW, ECCX):

• This segment holds preferred stock, which receives fixed monthly distributions.
• Distributions paid on July 31, 2025, included $0.135417 per share for Series C Term Preferred Stock and $0.166667 per share for Series F Term Preferred Stock.
• The Company has a significant portion of its preferred stock financing structured as perpetual, meaning it has no set maturity date.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Cost Structure

You're looking at the expenses Eagle Point Credit Company Inc. (ECC) incurs to run its investment management structure, which is heavily reliant on an external adviser. These costs directly impact the net returns available to common shareholders.

The cost structure is dominated by fees paid to the external adviser, financing costs associated with leverage, and investment losses.

Management and incentive fees paid to the external adviser

• The management fee is calculated quarterly, in arrears, at an annual rate equal to 1.75% of the Company's "total equity base."
• The "total equity base" is defined as the net asset value attributable to the common stock plus the paid-in, or stated, capital of the preferred stock.
• For the six months ended June 30, 2025, Eagle Point Credit Company Inc. was charged management fees of $10.0 million.
• The incentive fee is calculated and payable quarterly based on the pre-incentive fee net investment income (PNII).

Financing costs and operating expenses totaling $21.1 million (Q3 2025)

For the third quarter of 2025, the total of financing costs and operating expenses was reported as $21.1 million, or approximately $0.16 per weighted average common share when netted against realized losses from investments. Some reports round this figure to $21 million.

Interest expense on fixed-rate debt and preferred stock distributions

Eagle Point Credit Company Inc. funds its operations using debt and preferred stock, all of which carry associated costs. A significant component of this is the cost related to preferred stock, which is considered temporary equity.

Cost Component	Q3 2025 Amount (Millions USD)	Notes
Financing Costs and Operating Expenses (Total)	$21.1	Reported GAAP offset.
Distributions and Amortization of Offering Costs on Temporary Equity	$6.2	Temporary equity refers to perpetual preferred stock.

All of Eagle Point Credit Company Inc.'s financing remains fixed-rate, and the company has no debt maturities prior to April 2028.

Realized capital losses on investments of $10.2 million (Q3 2025)

During the third quarter of 2025, the company recorded realized capital losses on investments amounting to $10.2 million. This figure is reported as a component offsetting investment income in the GAAP net income calculation. This compares to realized losses from investments of $0.08 per weighted average common share for the quarter.

General and administrative costs, plus legal and audit fees

These costs are embedded within the broader operating expenses. As of December 31, 2024, the annual expense ratios per common share included:

• Management Fees: 2.06%
• Other Expenses: 4.38%
• Interest Expense: 2.15%

The total reported expense ratio as of December 31, 2024, was 8.58%.

Other specific offsets to GAAP net income for Q3 2025 included:

• Net unrealized losses on certain liabilities held at fair value: $1.7 million.
• Realized losses from forward currency contracts: $0.9 million.

Finance: draft 13-week cash view by Friday.

Eagle Point Credit Company Inc. (ECC) - Canvas Business Model: Revenue Streams

You're looking at the core ways Eagle Point Credit Company Inc. (ECC) brings in money, which is heavily tied to its portfolio of Collateralized Loan Obligation (CLO) equity and debt investments. As a seasoned analyst, I can tell you these streams are what drive the monthly distributions you see.

The primary engine for cash flow is the steady income generated by the underlying assets. For the third quarter of 2025, the company received $77 million in recurring cash distributions from its investment portfolio. 1, 2 This is the cash flow ECC expects to use to cover its operating expenses and make shareholder payments. To be fair, this figure was slightly lower than the prior quarter's $\mathbf{\$85}$ million. 2

Beyond the direct distributions, the overall investment performance contributes significantly. For Q3 2025, the total investment income, which includes interest and dividends earned, hit $52.0 million. 1, 3 This revenue figure actually beat the consensus estimate of $\mathbf{\$50.86}$ million. 5

Here is a breakdown of the key components that made up the GAAP net income for the third quarter of 2025:

Revenue/Income Component	Q3 2025 Amount (Millions USD)	Notes
Total Investment Income	$52.0	Interest and dividends earned. 1, 3
Recurring Cash Distributions Received	$77.0	Total cash received from the investment portfolio. 1, 2
Net Unrealized Gains on Investments	$3.6	Mark-to-market accounting adjustments. 1
GAAP Net Income (Total)	$15.5	Total income inclusive of unrealized gains. 1

When ECC sells an investment, it realizes a capital gain or loss. For Q3 2025, the company recorded realized capital losses on investments of $10.2 million, which partially offset the total investment income. 1 This is a key area to watch, as realized losses directly impact the Net Investment Income (NII) less realized losses figure, which was $\mathbf{\$21}$ million or $\mathbf{\$0.16}$ per share for the quarter. 2, 4

Eagle Point Credit Company Inc. also raises capital directly from the market, which serves as a funding source for new investments. You should note these capital raises are distinct from investment income:

• Net proceeds from the issuance of common stock via its at-the-market program totaled $26 million in Q3 2025. 2
• The company also issued approximately $\mathbf{\$13.2}$ million in Series AA and AB 7.00% Convertible Perpetual Preferred Stock during the quarter. 1, 2

Finally, the mark-to-market accounting component, unrealized gains on investments, was $3.6 million for the third quarter of 2025. 1 This figure reflects the current fair value adjustments to the portfolio assets, which flows through to the GAAP net income calculation. Finance: draft the Q4 2025 capital deployment forecast by next Wednesday.