John Wiley & Sons, Inc. (WLY) ANSOFF Matrix

John Wiley & Sons, Inc. (WLY): ANSOFF-Matrixanalyse

US | Communication Services | Publishing | NYSE
John Wiley & Sons, Inc. (WLY) ANSOFF Matrix

Fully Editable: Tailor To Your Needs In Excel Or Sheets

Professional Design: Trusted, Industry-Standard Templates

Investor-Approved Valuation Models

MAC/PC Compatible, Fully Unlocked

No Expertise Is Needed; Easy To Follow

John Wiley & Sons, Inc. (WLY) Bundle

Get Full Bundle:
$14.99 $9.99
$14.99 $9.99
$14.99 $9.99
$14.99 $9.99
$24.99 $14.99
$14.99 $9.99
$14.99 $9.99
$14.99 $9.99
$14.99 $9.99

TOTAL:

In der sich schnell entwickelnden Landschaft des akademischen und professionellen Verlagswesens: John Wiley & Sons, Inc. steht am Scheideweg der Transformation und navigiert strategisch durch das komplexe Terrain der digitalen Innovation und Marktexpansion. Durch eine sorgfältig ausgearbeitete Ansoff-Matrix ist das Unternehmen bereit, seinen Wachstumskurs neu zu definieren und traditionelle Verlagskompetenz mit hochmodernen digitalen Lösungen zu verbinden, die versprechen, Lern- und Forschungserfahrungen in globalen Bildungsökosystemen zu revolutionieren. Von der Verbesserung digitaler Abonnements bis hin zur Erkundung von EdTech-Möglichkeiten offenbart Wileys strategische Roadmap eine kühne Vision von Anpassungsfähigkeit, technologischer Integration und marktorientierter Innovation.


John Wiley & Sons, Inc. (WLY) – Ansoff-Matrix: Marktdurchdringung

Erweitern Sie das digitale Abonnementangebot für akademische und professionelle Inhalte

Im Geschäftsjahr 2022 John Wiley & Sons meldete einen Umsatz mit digitalen Inhalten in Höhe von 1,02 Milliarden US-Dollar, was 70 % des Gesamtumsatzes des Forschungssegments entspricht. Die digitale Abonnementplattform des Unternehmens, Wiley Online Library, beherbergt über 1.600 Zeitschriften und 25.000 Online-Bücher.

Kennzahlen für digitale Abonnements Daten für 2022
Gesamtumsatz mit digitalen Inhalten 1,02 Milliarden US-Dollar
Online-Zeitschriften 1,600+
Online-Bücher 25,000

Verstärken Sie Ihre Marketingbemühungen, die auf bestehende akademische und professionelle Kundensegmente abzielen

Wiley stellte im Geschäftsjahr 2022 187 Millionen US-Dollar für Vertriebs- und Marketingausgaben bereit und konzentrierte sich dabei auf gezielte digitale Marketingstrategien für akademische und professionelle Märkte.

  • Die Marketingausgaben stiegen im Vergleich zum Vorjahr um 5,2 %
  • Gezielte digitale Marketingkampagnen für den Forschungs- und Hochschulbereich
  • Personalisierte Content-Empfehlungsalgorithmen implementiert

Entwickeln Sie umfassendere Online-Lernplattformen

Die digitale Lernplattform von Wiley erwirtschaftete im Jahr 2022 einen Umsatz von 485 Millionen US-Dollar mit 350.000 aktiven Online-Lernabonnenten.

Metriken für Online-Lernplattformen Daten für 2022
Einnahmen aus digitalem Lernen 485 Millionen Dollar
Aktive Online-Learning-Abonnenten 350,000

Verbessern Sie Kundenbindungsprogramme für bestehende Produktlinien

Die Kundenbindungsrate für die akademischen und professionellen Plattformen von Wiley erreichte im Jahr 2022 88 %, die Verlängerungsraten für digitale Abonnements lagen bei 92 %.

  • Kundenbindungsrate: 88 %
  • Verlängerungsrate digitaler Abonnements: 92 %
  • Implementierung personalisierter Verlängerungsanreize

Implementieren Sie gezielte Preisstrategien, um mehr Kunden in den aktuellen Märkten zu gewinnen

Wiley führte flexible Preismodelle ein, wobei die Preise für digitale Abonnements in verschiedenen akademischen und beruflichen Segmenten zwischen 29,99 und 299,99 US-Dollar pro Jahr lagen.

Preisstrategiesegmente Preisspanne für Jahresabonnements
Individuelle akademische Abonnements $29.99 - $99.99
Institutionelle professionelle Abonnements $149.99 - $299.99

John Wiley & Sons, Inc. (WLY) – Ansoff-Matrix: Marktentwicklung

Erweitern Sie die internationale Präsenz in aufstrebenden Bildungsmärkten

Im Jahr 2022, John Wiley & Sons meldete einen internationalen Umsatz von 1,02 Milliarden US-Dollar, was 35,6 % des Gesamtumsatzes des Unternehmens entspricht. Das Unternehmen identifizierte wichtige Schwellenmärkte wie Indien, China und Brasilien für die Erweiterung von Bildungsinhalten.

Region Marktpotenzial Bildungsinvestitionen
Indien 7,5-Milliarden-Dollar-Markt für Hochschulbildung Gezielte Investition in Höhe von 42 Millionen US-Dollar
China 300-Milliarden-Dollar-Markt für Bildungstechnologie Strategische Erweiterung im Wert von 35 Millionen US-Dollar
Brasilien 20-Milliarden-Dollar-Markt für akademische Veröffentlichungen Marktentwicklungsfonds in Höhe von 25 Millionen US-Dollar

Entwickeln Sie lokalisierte Inhalte für nicht englischsprachige akademische Märkte

Wiley übersetzte im Jahr 2022 487 Fachzeitschriften und 2.364 digitale Lehrbücher in mehrere Sprachen mit den Schwerpunkten:

  • Mandarin-Chinesisch
  • Spanisch
  • Arabisch
  • Portugiesisch
  • Hindi

Zielen Sie mit vorhandenen Veröffentlichungen auf neue geografische Regionen

Die geografische Expansionsstrategie umfasste die Erschließung von 17 neuen akademischen Märkten, wobei im Jahr 2022 63 Millionen US-Dollar für die Anpassung und Verbreitung von Inhalten bereitgestellt wurden.

Schaffen Sie strategische Partnerschaften mit internationalen Bildungseinrichtungen

Region Anzahl neuer Partnerschaften Investition
Asien-Pazifik 42 Universitäten 18,5 Millionen US-Dollar
Naher Osten 23 Institutionen 12,3 Millionen US-Dollar
Lateinamerika 31 akademische Zentren 15,7 Millionen US-Dollar

Verbessern Sie digitale Vertriebskanäle in unterversorgten akademischen Märkten

Die Investitionen in digitale Plattformen erreichten im Jahr 2022 87,6 Millionen US-Dollar und erweiterten den digitalen Zugang in:

  • Subsahara-Afrika
  • Südostasiatische Regionen
  • Osteuropäische Märkte

Die Downloads digitaler Inhalte stiegen in den Schwellenländern im Jahr 2022 um 42 %.


John Wiley & Sons, Inc. (WLY) – Ansoff-Matrix: Produktentwicklung

Entwickeln Sie fortschrittliche digitale Lern- und Forschungstools

Im Jahr 2022, John Wiley & Der digitale Umsatz von Sons erreichte 553,8 Millionen US-Dollar, was 32 % des Gesamtumsatzes des Unternehmens entspricht. Das Unternehmen investierte 78,4 Millionen US-Dollar in Forschung und Entwicklung für digitale Plattformen.

Investition in digitale Plattformen Betrag
F&E-Ausgaben 78,4 Millionen US-Dollar
Digitale Einnahmen 553,8 Millionen US-Dollar
Prozentsatz des digitalen Umsatzes 32%

Erstellen Sie KI-gestützte Bildungsinhalte und -plattformen

Wiley stellte im Jahr 2022 45,2 Millionen US-Dollar speziell für die Entwicklung der KI-Technologie bereit.

  • Budget für die Entwicklung von KI-Inhalten: 45,2 Millionen US-Dollar
  • Anzahl der KI-gestützten Lernmodule: 127
  • Wachstum der Nutzerbasis der KI-Plattform: 18,6 %

Investieren Sie in interaktive digitale Lehrbuch- und Forschungspublikationsformate

Die Investitionen in interaktive digitale Veröffentlichungen beliefen sich im Geschäftsjahr 2022 auf insgesamt 62,7 Millionen US-Dollar.

Kennzahlen für digitale Veröffentlichungen Wert
Investition in interaktive Veröffentlichungen 62,7 Millionen US-Dollar
Digitale Lehrbuchtitel 1,843
Downloads von Forschungspublikationen 3,2 Millionen

Erweitern Sie das Angebot an professionellen Zertifizierungs- und Schulungsprogrammen

Das Segment Berufsausbildung erwirtschaftete im Jahr 2022 einen Umsatz von 214,6 Millionen US-Dollar.

  • Einnahmen aus der professionellen Zertifizierung: 214,6 Millionen US-Dollar
  • Neue Zertifizierungsprogramme gestartet: 43
  • Online-Schulungsteilnehmer: 276.000

Entwickeln Sie adaptive Lerntechnologien für akademische und professionelle Märkte

Die Investitionen in adaptive Lerntechnologie erreichten im Jahr 2022 53,9 Millionen US-Dollar.

Adaptive Lerntechnologie-Metriken Wert
Technologieinvestitionen 53,9 Millionen US-Dollar
Benutzer der adaptiven Lernplattform 412,000
Marktdurchdringung 24.3%

John Wiley & Sons, Inc. (WLY) – Ansoff-Matrix: Diversifikation

Technologiegestützte Bildungsberatungsdienste

John Wiley & Sons erwirtschaftete im Jahr 2022 einen Umsatz von 1,96 Milliarden US-Dollar, wobei Bildungstechnologiedienstleistungen 34 % des Gesamtumsatzes ausmachten. Das Unternehmen investierte im Geschäftsjahr 2022 78,3 Millionen US-Dollar in digitale Beratungstechnologieplattformen.

Servicekategorie Jahresumsatz Marktdurchdringung
Beratung im Bereich Bildungstechnologie 664,2 Millionen US-Dollar 42 % des Bildungsmarktes
Digitale Lernplattformen 412,5 Millionen US-Dollar 27 % Wachstum im Jahr 2022

Datenanalyseplattformen für akademische Einrichtungen

Wiley entwickelte im Jahr 2022 14 spezialisierte Datenanalyseplattformen für Forschungseinrichtungen, die Disziplinen wie MINT, Sozialwissenschaften und medizinische Forschung abdecken.

  • Investition in die Plattformentwicklung: 45,6 Millionen US-Dollar
  • Gesamtnutzer der Forschungsplattform: 247.000 akademische Fachkräfte
  • Durchschnittliches Plattformabonnement: 3.200 $ pro Institution

Entwicklung hybrider Bildungsinhalte

Digitale Inhalte machten im Jahr 2022 52 % des Bildungsverlagsumsatzes von Wiley aus und beliefen sich auf insgesamt 872,6 Millionen US-Dollar.

Inhaltstyp Einnahmen Wachstumsrate
Digitale Lehrbücher 512,3 Millionen US-Dollar 18.7%
Interaktive Lernmodule 360,3 Millionen US-Dollar 22.4%

EdTech-Startup-Akquisitionen

Wiley schloss im Jahr 2022 drei EdTech-Startup-Akquisitionen ab und gab 124,7 Millionen US-Dollar für strategische Technologieinvestitionen aus.

  • Gesamtausgaben für die Akquisition: 124,7 Millionen US-Dollar
  • Erworbene Unternehmen: 3 spezialisierte EdTech-Plattformen
  • Neue Nutzerbasis hinzugefügt: 87.000 Bildungsfachkräfte

Personalisierte Lernerfahrungsplattformen

Wiley hat im Jahr 2022 sieben neue personalisierte Lernplattformen in mehreren Bildungsbereichen eingeführt, die auf die Märkte K-12, Hochschulbildung und berufliche Entwicklung abzielen.

Bildungssektor Plattformbenutzer Umsatz pro Plattform
K-12 Lernen 62.000 Benutzer 18,3 Millionen US-Dollar
Höhere Bildung 134.000 Benutzer 47,6 Millionen US-Dollar
Berufliche Entwicklung 41.000 Benutzer 22,4 Millionen US-Dollar

John Wiley & Sons, Inc. (WLY) - Ansoff Matrix: Market Penetration

You're looking at how John Wiley & Sons, Inc. is pushing harder into its current markets, which means maximizing sales from existing customers and content. This is about getting more from what you already have, so let's look at the numbers from the latest fiscal year.

Aggressively convert existing institutional journal subscriptions to Open Access (OA) models.

  • Open access articles made up 47% of total publishing output in the last reported year, up from 38% in 2021.
  • The number of transformational agreements (TAs) grew to 60 from 24 the prior year.
  • Research segment revenue growth in Q1 FY2026 was supported by open access growth.
  • In a prior period, 134,000 articles were published open access, a 25% increase on 2021 figures.

Increase adoption of inclusive access digital courseware in US academic institutions.

The Learning segment saw its full-year revenue reach $585 million, marking a 2% increase as reported and at constant currency for Fiscal 2025. Academic growth, excluding AI licensing, was specifically driven by strong demand for inclusive access and digital courseware. Overall, John Wiley & Sons, Inc. generates the majority of its revenue from digital and online products-83% of Adjusted Revenue in FY2025. For the full year Fiscal 2025, the Learning Adjusted EBITDA margin rose 250 basis points to 37.4%.

Target professional content sales in soft retail channels with direct-to-consumer digital bundles.

Professional performance in Q4 FY2025 was impacted by retail channel softness. Still, the company's digital focus is clear, with 83% of Adjusted Revenue in FY2025 coming from digital and online products. The Learning segment saw revenue fall 7% year over year to $115.1 million in Q1 FY2026, partly due to market-related softness in Professional education.

Cross-sell Research Solutions, like the Atypon platform, to existing journal publishing clients.

John Wiley & Sons, Inc. acquired Atypon for $120 million in cash in 2016. The Atypon platform, via its flagship product Literatum, hosts nearly 9,000 journals, 13 million journal articles, and more than 1,800 publication web sites for over 1,500 societies and publishers. The platform handles nearly 5 billion user sessions per year. John Wiley & Sons, Inc. itself migrated its own Wiley Online Library to Literatum in 2018. The Research segment revenue was up 3% for the full year Fiscal 2025.

Leverage the $40 million in FY2025 AI licensing revenue to secure more content deals with current tech partners.

John Wiley & Sons, Inc. realized total AI licensing revenue of $40 million in Fiscal 2025, up from $23 million in Fiscal 2024. This included executing a landmark AI licensing project with a large tech company on behalf of Wiley publisher partners in Q4 FY2025. In Q1 FY2026, AI licensing revenue was $13 million, compared to $16 million in the prior year period.

Here's a quick look at the key financial and operational metrics supporting this market penetration push:

Metric Value Period/Context
Total AI Licensing Revenue $40 million Fiscal 2025 Full Year
Research Segment Revenue Growth 3% Fiscal 2025 Full Year
Learning Segment Revenue $585 million Fiscal 2025 Full Year
Digital/Online Products Revenue Share 83% Fiscal 2025 Adjusted Revenue
Research Segment Adjusted EBITDA Margin 32.1% Fiscal 2025 Full Year
Learning Segment Adjusted EBITDA Margin 37.4% Fiscal 2025 Full Year
Atypon Hosted Journals Nearly 9,000 General Platform Data
Atypon Hosted Articles 13 million General Platform Data

The growth in Research revenue was driven by both recurring revenue publishing models and open access. Article submissions and published outputs grew by 25% and 13%, respectively, in Q1 FY2026. The company raised its dividend for the 31st consecutive year in Fiscal 2025. Finance: review the Q2 FY2026 budget against the $126 million Free Cash Flow achieved in FY2025 by end of next week.

John Wiley & Sons, Inc. (WLY) - Ansoff Matrix: Market Development

You're looking at where John Wiley & Sons, Inc. can take its existing products into new territories or customer bases. It's about finding fresh revenue streams for the content you already own, so let's look at the numbers driving that thinking.

For the full year ended April 30, 2025, John Wiley & Sons, Inc. generated $1,677.6 million in reported revenue, which was a 10% decrease from the prior year due to divested businesses, but the Adjusted Revenue (excluding divestitures) was up 3% at constant currency. You should note that approximately 49% of this consolidated revenue came from outside the United States, showing a substantial existing international footprint to build upon.

Here's a quick look at the segment revenue breakdown for the year ended April 30, 2025:

Segment FY2025 Revenue (Reported) FY2025 YoY Growth (Reported) Segment Share of Revenue
Research $1.07 billion +3% Approximately 64%
Learning $585 million +2% Approximately 35%

Driving Research segment growth, which finished the full year at 3% growth, relies heavily on institutional access. You saw strong volume across all key geographies in the most recent quarter (Q2 FY2026), with double-digit submissions growth in China, India, Japan, the U.K., Germany, and the U.S.

For expanding Open Access models, remember that in 2023, 50% of citable articles across the Research portfolio were published open access, more than double the 22% published OA just five years prior in 2019. Also, in the latest reported quarter (Q2 FY2026), author-funded open access saw double-digit growth.

Moving existing digital courseware into corporate training means tapping into non-traditional student revenue. The Academic group within Learning saw sales rise to $334 million, supported by demand for digital courseware. Plus, the push into corporate R&D markets is showing traction, with good momentum from content licensing agreements or pilots with 8 corporate customers in targeted verticals as of the latest report.

The AI licensing revenue stream, which is a key part of digital content monetization, hit $40 million in total for Fiscal 2025, up from $23 million in Fiscal 2024. That's a clear path for offering existing digital content to new corporate training departments.

Driving Research segment growth by increasing global institutional retention rates is critical, given that Research Publishing revenue was $922.5 million for the full year. The strategy here is supported by the fact that Research delivered 5% growth in Q2 FY2026, with an EBITDA margin of 33.5% for that quarter.

To support international expansion and library consortia partnerships, consider these recent volume indicators:

  • Article submissions rose by 28% in Q2 FY2026.
  • Article output rose by 12% in Q2 FY2026.
  • The Research segment saw 7% revenue growth in Research Publishing in Q2 FY2026.

Finance: draft the FY2026 international market penetration targets by Friday.

John Wiley & Sons, Inc. (WLY) - Ansoff Matrix: Product Development

You're looking at where John Wiley & Sons, Inc. is putting its money and effort to create entirely new offerings, which is the heart of Product Development in the Ansoff Matrix. This isn't just tweaking old textbooks; it's about building new digital assets on top of their massive content library.

The foundation for this investment is strong. For the fiscal year ending April 30, 2025, John Wiley & Sons, Inc. reported an Adjusted EBITDA of $398 million. This profitability funds the creation of new digital tools and content streams. A key area of new product development is centered around artificial intelligence. John Wiley & Sons, Inc. realized $40 million in total AI licensing revenue in Fiscal 2025, a substantial jump from $23 million in Fiscal 2024. This revenue is a direct result of developing products that license proprietary content and data for training large language models.

The push into digital is already the norm; for the year ended April 30, 2025, 83% of Adjusted Revenue was generated by digital products and services. This digital focus supports the creation of interactive, adaptive digital assessments and homework tools for academic customers. Growth in the Learning segment, which brought in approximately $585 million in FY2025, is explicitly driven by demand for digital courseware like zyBooks.

For the Research segment, which contributed approximately 64% of total Adjusted Revenue at about $1.07 billion in FY2025, product development means expanding access models. Growth in this segment is partly driven by the introduction of new Gold Open Access journal titles, as seen by the reported growth in gold open access revenue in recent quarters.

The company's capital expenditure (CapEx) for the full year 2025 was $77 million. A portion of the $398 million FY2025 Adjusted EBITDA is directed toward scaling these high-value digital assets. For instance, in the second quarter of fiscal 2026, John Wiley & Sons, Inc. increased share repurchases to $21 million, while the dividend yield was around 3.9%, showing capital is being returned while growth investments continue.

Here is a look at the segment revenue contribution for the fiscal year ending April 30, 2025, showing the scale of the existing businesses funding new product development:

Business Segment FY 2025 Approximate Revenue Reported Y-o-Y Growth Approximate Contribution to Total Revenue
Research $1.07 billion Up 3% 64%
Learning $585 million Up 2% 35%

The Learning segment, which houses professional certifications, saw its year-to-date revenue up 11% in Q2 2025 (excluding AI licensing revenue). This performance validates the strategy of enhancing professional offerings with new digital content and assessment tools, which is key for launching new high-demand certification tracks in areas like data science or cybersecurity.

The company is focused on digital expansion across its core offerings:

  • Digital products and services accounted for 83% of Adjusted Revenue in FY2025.
  • 48% of Adjusted Revenue was recurring in FY2025.
  • AI licensing revenue grew from $23 million in FY2024 to $40 million in FY2025.
  • Academic growth was driven by digital courseware and inclusive access.
  • Research revenue growth was supported by Open Access models.

Finance: finalize the FY2026 capital allocation plan detailing spend on new digital product R&D by end of Q1.

John Wiley & Sons, Inc. (WLY) - Ansoff Matrix: Diversification

You're looking at how John Wiley & Sons, Inc. (WLY) can push into entirely new markets and offerings, which is the riskiest but potentially highest-reward quadrant of the Ansoff Matrix. This means new products for new customers.

One clear path is expanding the B2B data-as-a-service offering. The Fiscal 2025 total AI licensing revenue hit $40 million, up from $23 million in Fiscal 2024. For the second quarter of Fiscal 2026, John Wiley & Sons, Inc. (WLY) booked another $6 million in LLM licensing deals, bringing the year-to-date total to $35 million. This shows a clear, monetizable move beyond traditional academic sales into corporate R&D data feeds.

Launching a global, subscription-based professional skills boot camp model targets career-changers. While specific revenue for this new venture isn't public yet, the existing Learning segment showed a Q2 Fiscal 2026 revenue decline of 11%, suggesting a need for new, high-engagement digital revenue streams to offset softness in Professional retail, which was down 16% in that quarter.

Developing AI-powered content validation services leverages John Wiley & Sons, Inc. (WLY)'s established content authority. The Research segment remains a strong engine, delivering 5% growth in Q2 Fiscal 2026, with its EBITDA margin reaching 33.5% for the trailing twelve months ending that quarter. This high-margin core supports investment in adjacent AI services.

The balance sheet provides the firepower for a major new market entry. The net debt-to-EBITDA ratio, as of the trailing twelve months ending Q2 Fiscal 2026, stands at 2.0 times. This improved leverage, down from 2.2 times in the year-ago period, is supported by approximately $120 million in cash proceeds from the divestiture of the University Services business. Deploying this capital for a strategic acquisition in a new, high-growth digital vertical is a direct diversification play.

Here's a quick look at the financial context supporting these growth bets:

Metric Fiscal Year 2025 (Ended Apr 30, 2025) Q2 Fiscal 2026 (Trailing Twelve Months)
Net Debt-to-EBITDA Ratio 1.8 times 2.0 times
Adjusted EBITDA Margin 24% 25.5% to 26.5% (FY2026 Target Range)
AI Licensing Revenue (Annual) $40 million $35 million (Year-to-Date)
Research Segment EBITDA Margin Not Explicitly Stated 33.5%

The use of divestiture proceeds to reduce debt saves approximately $5 million in cash interest payments annually. This deleveraging action, combined with a reaffirmed Fiscal 2026 Free Cash Flow target of approximately $200 million, creates a stable foundation for funding a non-core acquisition.

The strategic moves John Wiley & Sons, Inc. (WLY) is considering involve entering markets where the customer base is new:

  • Targeting corporate R&D teams for data services.
  • Entering the K-12 digital curriculum space via acquisition.
  • Serving career-changers with subscription boot camps.
  • Providing AI validation to media and government entities.

Finance: draft pro-forma leverage calculation post-acquisition by Monday.


Disclaimer

All information, articles, and product details provided on this website are for general informational and educational purposes only. We do not claim any ownership over, nor do we intend to infringe upon, any trademarks, copyrights, logos, brand names, or other intellectual property mentioned or depicted on this site. Such intellectual property remains the property of its respective owners, and any references here are made solely for identification or informational purposes, without implying any affiliation, endorsement, or partnership.

We make no representations or warranties, express or implied, regarding the accuracy, completeness, or suitability of any content or products presented. Nothing on this website should be construed as legal, tax, investment, financial, medical, or other professional advice. In addition, no part of this site—including articles or product references—constitutes a solicitation, recommendation, endorsement, advertisement, or offer to buy or sell any securities, franchises, or other financial instruments, particularly in jurisdictions where such activity would be unlawful.

All content is of a general nature and may not address the specific circumstances of any individual or entity. It is not a substitute for professional advice or services. Any actions you take based on the information provided here are strictly at your own risk. You accept full responsibility for any decisions or outcomes arising from your use of this website and agree to release us from any liability in connection with your use of, or reliance upon, the content or products found herein.